Introducing the OUTvest ONEfee. www.outvest.co.za Presenters - - PowerPoint PPT Presentation

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Dec 19, 2022 234 likes •414 views

Introducing the OUTvest ONEfee. www.outvest.co.za Presenters #OUTvestONEfee Jan Hofmeyr - Group Chief Financial Officer OUTsurance Grant Locke Head of OUTvest Agenda 1. About us #OUTvestONEfee 2. Its impossible to understand

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Introducing the OUTvest ONEfee.

www.outvest.co.za

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Presenters

Jan Hofmeyr - Group Chief Financial Officer – OUTsurance Grant Locke – Head of OUTvest

#OUTvestONEfee

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Agenda

1. About us 2. It’s impossible to understand what your investment costs, and it matters 3. Introducing the ONEfee from OUTvest 4. Appendix

#OUTvestONEfee

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We are proudly backed and owned by the OUTsurance group, one of the largest direct insurers in SA, writing over R16bn in premiums in 2019 and have

ver 4000 staff.

#OUTvestONEfee

OUTsurance invented the OUTbonus, and offers short term insurance, Life Insurance and Funeral – with more on the way! OUTsurance, through OUT Holdings owns YOUI in Australia and a stake in Hastings – a UK based direct to consumer insurer. OUTsurance is owned by OUTsurance Holdings

Limited. OUTsurance Holdings Limited is a

member of, and 87% owned by Rand Merchant Investments Holdings Limited. Rand Merchant Investment Holdings is listed on the Johannesburg Stock Exchange and owns a portfolio of high quality insurance investments.

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About OUTvest

OUTvest is a fully licensed investment administration platform that has launched a high quality goals based investment service for everyone, with over 25 000 registered users.

#OUTvestONEfee

We sell OUTcomes for everyone…

We are an authorisedFSP (47234), CAT I (Automated Advice), CAT III Administrative FSP, Section 13b Administrator (administration for pension funds). We are the sponsors and administrators of the OUTvestRetirement Annuity, OUTvestPension Preservation and Provident Preservation Funds.

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Don’t pay more, just because you invest more.

Introducing the OUTvest ONEfee.

www.outvest.co.za

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It is currently impossible to understand the value and the price of your investment.

Firstly, it’s because investment fees are calculated as a percentage of your investment, and secondly, the way fees are administered means that your total fee is invisible to you.

#OUTvestONEfee

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It’s because it isn’t in Rands and Cents and it isn’t taken in one place!

#OUTvestONEfee

Management company

Total Expense Ratio 1.6% Transaction Costs 0.2%

Investment Fund Administrator

Admin fee 0.5%

Advisor

Ongoing advice 1.0%

Fees shown on statement: 1.5% Total annual cost of investing = 3.3%

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The revolution from OUTvest.

#OUTvestONEfee

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The New with the Old…

#OUTvestONEfee

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R 20

R 40 R 60 R 80 R 100 R 120 R 140 R 160 R 180 R 200 R 10 000 R 50 000 R 100 000 R 200 000 R 300 000 R 500 000 R 700 000 R 1000 000 R 1500 000 R 2000 000 R 2500 000 R 3000 000 R 3500 000 R 4000 000

Est. Annual Fee (in thousands)

Investment value

Provider 1 Provider 2 Provider 3 Provider 4 Provider 5 Provider 6 OUTvest ONEfee

Source: OUTvest

Are you really the cheapest?

#OUTvestONEfee

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OK, but I don’t really invest that much, what does this mean for me?

#OUTvestONEfee

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OK, but are you delivering on client promises?

#OUTvestONEfee

GranateSCI Money Market Fund CoreShares OUTCautious Index Fund CoreShares OUTstable Index Fund CoreShares OUTmoderate Index Fund CoreSharesOUTaggressive Index Fund

53% 39% 71% 80% 93%

ASISA SA IB Money Market ASISA SA MA LowEquity ASISA SA MA Medium Equity ASISA SA MA High Equity ASISA SA Equity General

Source: Morningstar, bid to bid, net income reinvested.

Performance since launch

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Local Equity Global Equity Local Property Global Property Bonds Money Market Cash

Money Market OUTcautious Index OUTstable Index OUTmoderate Index OUTaggressive Index

Investing using a risk gearbox to deliver OUTcomes Based Returns.

#OUTvestONEfee

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An investment gearbox approach Cumulative return

Source: Historical backtests based on data obtained from S&P Dow Jones Indices, modelling performed by OUTvest, gross of fees. CoreShares OUT funds launched 20th March 2017. 1 1.2 1.4 1.6 1.8 2 2.2 Oct 12 Dec 12 Feb 13 Apr 13 Jun 13 Aug 13 Oct 13 Dec 13 Feb 14 Apr 14 Jun 14 Aug 14 Oct 14 Dec 14 Feb 15 Apr 15 Jun 15 Aug 15 Oct 15 Dec 15 Feb 16 Apr 16 Jun 16 Aug 16 Oct 16 Dec 16 Feb 17 Apr 17 Jun 17 Aug 17 Oct 17 Dec 17 Feb 18 Apr 18 Jun 18 Aug 18 Oct 18 Dec 18 Feb 19 Apr 19 Jun 19

OUTCautious Index OUTstable Index OUTmoderate Index OUTaggrgessive Index

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0.0% 2.0% 4.0% 6.0% 8.0% 10.0% 12.0%

Oct 15 Nov 15 Dec 15 Jan 16 Feb 16 Mar 16 Apr 16 May 16 Jun 16 Jul 16 Aug 16 Sep 16 Oct 16 Nov 16 Dec 16 Jan 17 Feb 17 Mar 17 Apr 17 May 17 Jun 17 Jul 17 Aug 17 Sep 17 Oct 17 Nov 17 Dec 17 Jan 18 Feb 18 Mar 18 Apr 18 May 18 Jun 18 Jul 18 Aug 18 Sep 18 Oct 18 Nov 18 Dec 18 Jan 19 Feb 19 Mar 19 Apr 19 May 19 Jun 19

OUTcautious Index OUTstable Index OUTmoderate Index OUTaggressive Index

Source: CoreShares. Tracking error calculated as the performance difference between the fund and benchmark from 20 March 2017 – 30 September 2019

Since inception tracking error of the fund against these benchmarks of less than 0.15%*

Rolling risk

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A gearbox that delivers

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Real performance Cumulative return

Source: Morningstar, bid to bid, net income reinvested. 100 105 110 115 120 125 Mar 17 Apr 17 May 17 Jun 17 Jul 17 Aug 17 Sep 17 Oct 17 Nov 17 Dec 17 Jan 18 Feb 18 Mar 18 Apr 18 May 18 Jun 18 Jul 18 Aug 18 Sep 18 Oct 18 Nov 18 Dec 18 Jan 19 Feb 19 Mar 19 Apr 19 May 19 Jun 19 Jul 19 Aug 19 Sep 19 Oct 19 Nov 19 Dec 19

CoreShares OUTCautious CoreShares OUTStable CoreShares OUTModerate CoreShares OUTAggressive

#OUTvestONEfee