Building a Vibrant, I nclusive Verm ont Introduction: by Ted - - PDF document

▶
building a vibrant i nclusive verm ont
SMART_READER_LITE
LIVE PREVIEW

Building a Vibrant, I nclusive Verm ont Introduction: by Ted - - PDF document

Nov 25, 2022 14 likes •681 views

9/18/2015 Building a Vibrant, I nclusive Verm ont Introduction: by Ted Wimpey Director, Fair Housing Project , Champlain Valley Office of Economic Opportunity (Funded in part by the US Department of Housing and Urban Development- US HUD is

slide-1
SLIDE 1

9/18/2015 1

Building a Vibrant, I nclusive Verm ont

Introduction: by Ted Wimpey Director, Fair Housing Project, Champlain Valley Office of Economic Opportunity

(Funded in part by the US Department of Housing and Urban Development- US HUD is not responsible for the content of this presentation.)

A strong, resilient com m unity is…

 “An urban, suburban or rural community

that has more housing and transportation choices, is closer to jobs, shops or schools, is more energy independent and helps protect clean air and water for all citizens.”

(From the VT Department of Housing and Community Development’s web site.)

…let’s build them !

slide-2
SLIDE 2

9/18/2015 2

First a little detail…

 There is a new rule in tow n – HUD’s

Affirm atively Furthering Fair Housing rule ( Effective as of August 17, 2015)

So… AFFH? W hat’s That, and W ho Cares?

And, what gives HUD the right?

The Federal Fair Housing Act of 1968 - “…The Secretary of Housing and Urban Development shall-- administer the programs and activities relating to housing and urban development in a manner affirmatively to further the policies of this [Act]…”

W ho? … m e?

 W ho should be aw are of the AFFH

Rule? * Long broad and loose answer: Every state, county, municipality, housing authority, and housing/ community development organization in the US * Short and particularly important answer: All entities which receive federal money

slide-3
SLIDE 3

9/18/2015 3

W hy AFFH? W hy AFFH?

 In short, not only is it an enforceable rule

that applies to many entities, but doing it is actually good for people who need a mix of housing types which they can afford, in mixed income neighborhoods, with work and

  • ther opportunities close by.

AND –

 I t is good for business! Thriving

communities need workers and customers!

AFFH - The Sticks, The Strings, & The Carrots

W e all should consider the w indfall rew ards of AFFH to prom ote econom ic developm ent in tow ns, cities and regions

More Housing Choice Opportunities in a Community = More Economic Vitality in a Community

  • Businesses – and municipalities - need their employees

(and owners) safely housed in homes they can afford

  • Businesses need customers and clients close to them
  • Businesses need people with disposable income
slide-4
SLIDE 4

9/18/2015 4

W hy any of this? This is w hy!

 THE PEOPLE OF OUR COMMUNI TI ES

CAN FLOURI SH and THRI VE

Face shots from the VT Affordable Housing Coalition’s “Postcard Project”

THANK YOU ALL

slide-5
SLIDE 5

9/18/2015 5

  • Contact us

Thriving Com m unities: Building a Vibrant I nclusive Verm ont

www.thrivingcommunitiesvt.org: Web Site @ThrivingVermont: Twitter Thriving Communities: Building a Vibrant, Inclusive Vermont: Facebook

Thriving Communities c/ o CVOEO Fair Housing Project (FHP)

PO Box 1603 Burlington, VT 05402 (802) 660-3456 x106 (Ted Wimpey, FHP Director)

  • Fair Housing Project (FHP)

A program of the Champlain Valley Office of Economic Opportunity (www.cvoeo.org)

FHP Web Pages: vtfairhousing.org Twitter: @VTFairHousing E-mail: fhp@cvoeo.org 255 S Champlain St # 9, Burlington, VT 05401

Housing Strategies for

Building Vibrant, I nclusive Com m unities

John Em m eus Davis

Burlington Associates in Com m unity Developm ent

slide-6
SLIDE 6

9/18/2015 6

Vibrant, I nclusive Com m unities “Furthering fair housing” Rem ove negative barriers to inclusive com m unities:

slide-7
SLIDE 7

9/18/2015 7

 Advertising/ m arketing hom es  Renting/ selling hom es  Lending for m ortgages or hom e im provem ents  Exclusionary zoning  Restrictive covenants  Public investm ent that ghettoizes affordable housing

Rem ove negative barriers to inclusive com m unities: Create positive options for inclusive com m unities “Affirm atively furthering fair housing” “Furthering fair housing”

slide-8
SLIDE 8

9/18/2015 8

Building Vibrant, I nclusive Com m unities

NEGATI VE

Rem ove Barriers

POSI TI VE

Multiply Options

Multiply housing options for inclusive com m unities: Design: density, size, type,

location, accessibility, energy efficiency, etc.

Tenure: how is the housing

  • w ned and operated?

Price: how is the housing

brought w ithin reach of a w ide range of incom es?

slide-9
SLIDE 9

9/18/2015 9

Building a Vibrant, I nclusive Com m unity

Design Tenure Price

Housing Choice as a W ay to Build Vibrant & I nclusive Com m unities

  • TENURE: Multiply options in the

w ay that housing is ow ned &

  • perated
  • PRI CE: Multiply options in the

w ay that housing is publicly prom oted & subsidized

slide-10
SLIDE 10

9/18/2015 10

Either/ or Box

  • f Affordable Housing

Ow ner-occupied Tenant-occupied Market-priced Privately-ow ned Price-controlled Publicly-ow ned Hom eow ner-m anaged Landlord-m anaged

Either/ or Landscape of Affordable Housing

OW NERSHI P

Ow ner-occupied Tenant-occupied Market-priced Privately-ow ned Price-controlled Publicly-ow ned

slide-11
SLIDE 11

9/18/2015 11

Either/ or Landscape of Affordable Housing OPERATI ON

  • Pay m ortgage
  • Pay taxes
  • Pay insurance
  • Make repairs
  • Replace system s
  • Re-sell hom e

Hom eow ner

responsibilities:

Landlord

responsibilities:

  • Pay m ortgage
  • Pay taxes
  • Pay insurance
  • Make repairs
  • Replace system s
  • Re-rent hom e
slide-12
SLIDE 12

9/18/2015 12

Ow ner-occupied Tenant-occupied Market-priced Privately-ow ned Price-controlled Publicly-ow ned Hom eow ner-m anaged Landlord-m anaged

Breaking Out of the Box

slide-13
SLIDE 13

9/18/2015 13

Change the way housing is

  • w ned

Rights of residential property Responsibilities of residential

property

Risks of residential property Rew ards of residential property

Change the W ay That Housing is

Operated

  • Preserve affordability
  • Prom ote repair & replacement
  • Prevent foreclosures
slide-14
SLIDE 14

9/18/2015 14

Multiply Choices in Tenure of Housing

Owner-occupied Tenant-occupied Housing Housing | | | | | | | | | | | | | | | | | | | | | |

Deed-restricted | Deed-restricted | Mutual Housing | House | Condominium | Association |

| | |

Community Land Limited Equity Nonprofit Rental Trust Cooperative Housing

Shared Equity Hom eow nership

Source: J.E. Davis ( 1 9 9 4 ; 2 0 0 8 )

Multiply Choices in Type of Housing

slide-15
SLIDE 15

9/18/2015 15

Change the W ay That Housing is Designed

  • Rethink density, size, scale, and

appearance

  • Conserve energy
  • Prom ote accessibility (“universal

design”)

PRICE

How Have Communities Intervened to Promote and Subsidize Affordable Housing?

slide-16
SLIDE 16

9/18/2015 16

Housing Policy

Production

Intervene to Expand Supply

 LAND DONATION (or subsidies to acquire land)  SITE REMEDIATION  INFRASTRUCTURE DEVELOPMENT  HOUSING CONSTRUCTION (including incentives and requirements for energy efficiency and accessibility)  EXPEDITED REVIEW & PERMITTING  INCENTIVE ZONING (higher density; accessory apartments; parking waiver; etc.)  INCLUSIONARY ZONING

slide-17
SLIDE 17

9/18/2015 17

Consumption

Intervene to Expand Demand

 REMOVAL OF DISCRIMINATORY BARRIERS  DOWNPAYMENT ASSISTANCE  LOW-INTEREST MORTGAGES  HOMEOWNER EXEMPTIONS & DEDUCTIONS  RENTAL SUBSIDIES (e.g., Sec. 8)  TENANT RIGHTS COUNSELING  HOMEBUYER COUNSELING  ASSISTANCE FOR ENERGY EFFICIENCY  ASSISTANCE FOR ACCESSIBILITY UPGRADES

Sunny Day Housing Policy

✔ Home values & prices rise gradually ✔ Household incomes rise steadily ✔ Economy grows steadily and evenly

slide-18
SLIDE 18

9/18/2015 18

A Business Cycle of Boom and Bust

slide-19
SLIDE 19

9/18/2015 19

Homes At Loss

Affordability

evaporates when markets are hot

Quality erodes

when markets are cold

Security vanishes

when creative financing collides with collapsing real estate values

Success of first-time low-income homeowners

(Herbert and Belsky, 2008)

50%

Success of first-time low-income homeowners

(Reid, 2004)

47%

Homes At Loss:

Five-year Success Rate for New Homeowners of Modest Means

slide-20
SLIDE 20

9/18/2015 20

State Support for Homes That Last

slide-21
SLIDE 21

9/18/2015 21

Homes That Last

Preservation

Housing Policy

“Stewardship” Homes That Last

 PRESERVE affordability of publicly

subsidized, privately owned homes

 PROMOTE the maintenance of publicly

subsidized, privately owned homes

 PREVENT the loss of publicly subsidized,

privately owned housing, especially in the face of “expiring use” and mortgage foreclosure

slide-22
SLIDE 22

9/18/2015 22

The “Steward”

 Community land trust  Limited equity coop  Community

development corporation

 Habitat for Humanity  Public agency

Building a Vibrant, I nclusive Com m unity

Design Tenure Price

slide-23
SLIDE 23

9/18/2015 23

Neighborhoods At Risk

The Silver Tsunami

When houses presently owned and

  • ccupied by elders are sold to

absentee landlords or to affluent homebuyers the character of entire neighborhoods – or entire towns – can change dramatically.

Neighborhoods at risk

slide-24
SLIDE 24

9/18/2015 24

An elusive remedy for neighborhoods a risk . . .

GOAL # 1: Help elderly homeowners who want to remain in their homes. GOAL # 2: Help elderly homeowners who are ready to leave their homes. GOAL # 3: Help younger homebuyers of modest means to buy those homes.

Housing Strategies for Building

Vibrant & I nclusive Com m unities

John Em m eus Davis

BurlAssoc@aol.com W ebsite: burlingtonassociates.com

slide-25
SLIDE 25

9/18/2015 25

15958 City Walk Sugar Land, TX 77479 15958 City Walk Sugar Land, TX 77479

Density Done Well

Julie Campoli, Terra Firma Urban Design

Thriving Communities: Building a Vibrant, Inclusive Vermont

Choice

slide-26
SLIDE 26

9/18/2015 26

Photo: Alex S. MacLean

Vermont

24% of population 91,000 more seniors

slide-27
SLIDE 27

9/18/2015 27

slide-28
SLIDE 28

9/18/2015 28

Baltimore Business Journal, June 17, 2013

slide-29
SLIDE 29

9/18/2015 29

slide-30
SLIDE 30

9/18/2015 30

U.S. Households in 2030 1/3 one person 10% children

smaller house is OK neighborhood more important than house size want commercial within walking distance Photo: Alex S. MacLean

slide-31
SLIDE 31

9/18/2015 31

7 billion miles /year 11,500 per capita

slide-32
SLIDE 32

9/18/2015 32

Source: U.S. Energy Information Administration, based on U.S. Department of Labor's Consumer Expenditures Survey 2003-2013 and EIA's Short-Term Energy Outlook, March 2015

Filling the tank

Compact $7,000 Mid-size $8,800 SUV: $11,000

Cost of a car in 2014: AAA

slide-33
SLIDE 33

9/18/2015 33

$52, 000 income Below poverty level: 12.3%

Source: VT Household Budget Affordability Analysis, Hoffer and Cillo, 2006

slide-34
SLIDE 34

9/18/2015 34

CCTA annual ridership

slide-35
SLIDE 35

9/18/2015 35

Chittenden Co. Transit annual ridership Link / Commuter bus ridership

slide-36
SLIDE 36

9/18/2015 36

slide-37
SLIDE 37

9/18/2015 37

housing & transportation equity

lower carbon emissions energy efficiency better water quality active travel more open space lower infrastructure costs better health social cohesion better air quality

Dense, urban places

Density is required

slide-38
SLIDE 38

9/18/2015 38

Photo: Alex S. MacLean

slide-39
SLIDE 39

9/18/2015 39

Photo: Alex S. MacLean

Density vs. Crowding The subjective perception that that number is

too high

The number of people in a given space

slide-40
SLIDE 40

9/18/2015 40

slide-41
SLIDE 41

9/18/2015 41

23 units/acre Washington, DC 23 units/acre Staten Island, NY

11.7 units per acre 11.7 units per acre

slide-42
SLIDE 42

9/18/2015 42

slide-43
SLIDE 43

9/18/2015 43

22

bad density

cookie cutter boring isolated barren

  • ver-paved

car-oriented transient

slide-44
SLIDE 44

9/18/2015 44

24

good density

green varied connected sense of identity timeless pedestrian-friendly

slide-45
SLIDE 45

9/18/2015 45

It’s how you make it dense It’s not how dense you make it

single-family narrow lot

slide-46
SLIDE 46

9/18/2015 46

Early 20th century factory housing, Hancock, VT

single-family narrow lot ac c e sso ry dwe lling unit

Rando lph

slide-47
SLIDE 47

9/18/2015 47

attac he d single -family (duple x)

Rando lph

attac he d single -family (duple x)

Be llingham, WA

slide-48
SLIDE 48

9/18/2015 48

mix of attached and detached

Bo ulde r

, CO

6 units / acre — corner store

slide-49
SLIDE 49

9/18/2015 49

7-8 units / acre — Bus service without heavy subsidies

Bo ulde r, CO

town houses

slide-50
SLIDE 50

9/18/2015 50

town houses

Co lumbus, OH

town houses

big house

Pro vide nc e , RI

slide-51
SLIDE 51

9/18/2015 51

Be nningto n

big house

12+ units / acre- full service supermarket

slide-52
SLIDE 52

9/18/2015 52

U pstairs apartme nts

Be llingham, WA

U pstairs apartme nts

Pro c to rsville

slide-53
SLIDE 53

9/18/2015 53

Apartme nt building

Apartme nt building

Wino o ski

slide-54
SLIDE 54

9/18/2015 54

Apartme nt building

Burlingto n

Different strokes for different folks

slide-55
SLIDE 55

9/18/2015 55

Location is key

Photo: Alex S. MacLean

slide-56
SLIDE 56

9/18/2015 56

Rando lph Windso r

slide-57
SLIDE 57

9/18/2015 57

Zoning Changes

smaller lots higher building coverage accessory units, multi-family homes

New York Times, May 7, 2014

slide-58
SLIDE 58

9/18/2015 58

Source: Fair Housing and Land Use Planning & Regulation in Chittenden County, Vermont

Design matters

slide-59
SLIDE 59

9/18/2015 59

Italian Village Neighborhood Columbus, OH

OLD NEW

slide-60
SLIDE 60

9/18/2015 60

Victorian Village Neighborhood, Columbus, OH OLD NEW

market rate affordable affordable affordable

slide-61
SLIDE 61

9/18/2015 61

affordable affordable market rate market rate The future is urban

slide-62
SLIDE 62

9/18/2015 62

  • 1. Good schools
  • 2. Low crime

What makes a place desirable?

Albouy &Lue, Driving to opportunity: Local rents, wages, commuting, and sub-metropolitan quality of life, Jouirnal of Urban Economi cs, 2015

What makes a place desirable? Bars and restaurants

slide-63
SLIDE 63

9/18/2015 63

What makes a place desirable? Bars and restaurants

slide-64
SLIDE 64

9/18/2015 64

Bennington, 1910

slide-65
SLIDE 65

9/18/2015 65

Photo: Alex S. MacLean

Dense, urban, not afraid of change

Photo: Alex S. MacLean

slide-66
SLIDE 66

9/18/2015 66

www.juliecampoli.com

for more information

Made for Walking Visualizing Density