Produ ducts cts and nd se service vices 2 Ind ndepend - - PowerPoint PPT Presentation

AL ALIOTH TH: Produ ducts cts and nd se service vices

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10 20 30 40 50 60 70 2011 2012 2013 2014 2015 2016 2017 3,6 6,6 16, 6,6 31,9 Total shipments, mln.cards (source: The Nilson Report) Shipments of SCOne, mln. cards (source: Alioth) ALIOTH was ranked by The Nilson Report in 2017 as card manufacturer:

• #1 in Russia
• #12 in the World

Ind ndepend ependent ent ranking. . The he Nilson

• n Report
• rt

12,4 22, 2,5 31,6 33, 3,3 45,8 48,6 64,9 ,9

+83% 3% +151 51% +92 92%

• ALIOTH. Expertise

Consulting

• EMV-migration, pre-issue, post-issue
• EMV personalization in house
• EMV instant issuing

Softwa ware develo lopm pmen ent

• Card applications, java applets
• Card operating system (SCOne)
• Non-financial services host software
• Cards and applications management system

Complex projects ects implemen ementa tati tion

• Social card
• Smart ticket for mass transit
• Health card
• Military card

Card productio ion and person sonali liza zatio ion

• Banking card
• Payment ring, keyfob, wristband
• EMV compliant IC modules

4

Smart rt card manufa ufacturing turing

5

Smart art card d manufactu nufacturi ring. . Facts ts and nd figur gures es

• Established in

in 2008 8

• Producing capacity is 80

80-90 90 milli llion

• n

cards annual ally ly

• 30

300+ + employees

• Certification ISO 9001-2015

2015

6

Card manufacturing and personalization certification ISO9001-2015 Quality management system

Smart art card d manufactu nufacturi

• ring. Certificat

tificates es

7

• Reliable connection with antenna

enables lifetime of ten years and more – essential for identification documents

• Card is easier to produce that decreases

quality issues Coil on Module technology was developed by Infineon to improve the robustness and long-term reliability of dual-interface payment cards as well as ID documents

Smart art card d manufactu nufacturi ring. . Ind nduct ctive ive dua ual int nterfac erface e technol

• log
• gy

Card inlay with antenna Module with antenna Radio communication between card antenna and chip module

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Pers ersona

• nalizati

zation

• n serv

ervice ice

• Full range of additional services
• Possibility to increase production capacity for

long-term projects

• A good track record of cooperation with

main suppliers of the perso-software ALIOTH offers the full range of graphic and electric personalization service, including card packing and delivery.

9

Card d desi sign n and nd speci ecial al eff ffects ects

Own desig ign burea eau

• Full cycle service from a concept to the final card

design

• Design validation with the payment schemes
• Short design time

Specia ial l effects s on card rds

• Tactile effect
• 3D-effect with a visible depth of stereo image
• Foiling, printing with metallic inc
• Transparent cards
• Chameleon effect
• Colored core/edges
• Contact plate engraving
• Printing on magnetic stripe

10 Person

• nal

l data, , written n usin ing laser engraving ing

Laser engraving is the only method

• f durable graphic personalization
• f the card with a photographic

quality picture

Lase aser r engr ngrav aving g of pers rsonal

• nal data

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Banking chip-modules SCOne

SCOne ne chip-modul

• dules

es for r banking king

12

• VISA, Mastercard, MIR personalization –

without any changes, easy migration

• Products are supported by major

suppliers of personalization software

• High rate of transactions is achieved by

using advanced chip-modules

Adva vantag tages es

M/Chip Advance 1.2 – up to 10.10.2020 Note: Effective 12 April 2019, all newly-issued cards must support dual technology with the extension for selected regions to 12 April 2021. VIS 1.5.4 – up to 28.10.2028 Note: Effective 13 April 2019, all replacement and newly issued cards must be dual MIR 1.1, MIR 1.1 Light

SCOne. . Cont ntact act produ

• ducts

ts

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• «Long» EMV certificates validity period –

no need for recertification during 6-10 years

• VISA, MIR personalization – without

changes, easy migration

• 6-pin module
• Inductive technology of interconnection

between chip-module and antenna

• Products are supported by major

suppliers of personalization software

Adva vantage tages

M/Chip Advance 1.2 – up to 29.03.2021 extension up to 2024 VIS 1.5.4 – up to 09.12 2028 MIR 1.1, MIR 1.1 Light

SCOne. . Dua ual l produ ducts cts

14 Infineon SLE77 Samsung S3K 2018 2018 2019 2019 2020 2020

SCOne C40 Advance 1.2 SCOne C40 VIS 1.5.4 SCOne C40 Advance 1.2 SCOne C40 VIS 1.5.4 RCCN RCCN

Contact interface

SCOne C40 MIR 1.1 SCOne C40 MIR 1.1 SCOne C40 MIR 1.1 Advance 1.2 (co-badge)

Chip-module:

Expiry date

SCOne EMV Paymen yment t module e roadm admap ap

15 Infineon SLE77 Infineon SLC32

SCOne D20 Advance 1.1 SCOne D20 VIS 1.5.4 SCOne D20 Advance 1.2 V SCOne D20 VIS 1.5.4 V

Chip-module:

Samsung S3D

RCCN RCCN

Dual interface

SCOne D20 VIS 1.6.1 Y SCOne D20 Advance 1.2 Y

2018 2018 2019 2019 2020 2020

SCOne D20 MIR 1.1 SCOne D20 MIR 1.1 V SCOne D20 MIR 1.1 Y SCOne D20 MIR 1.1 Advance 1.2 V

Expiry date

SCOne EMV Paymen yment t module e roadm admap ap

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New generati tion

• n

Solid flash 65 nm 16 bit 100МHz 300-348KB 8-10KB Digital SLC 32P Previo ious generat atio ion SLE 77P Solid flash 90 nm 240KB 6KB Integral 16 bit 33МHz

• High transaction processing speed,

possibility to increase key length

• Smaller energy consumption:
• Transaction processing starts at a

bigger distance from reader

• High stability in mass transport

application

• 348 КB Flash-memory – platform

for complex multifunctional products

New ge gene nerati ation

• n of chi

hip- modules es Inf nfineon eon:

More NVM More RAM new NVM cell + H HSL Stronger r security ity

SCOne. . Dua ual l produ ducts cts

3х more SPU speed

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SCOne. . Addit dition ional al applicati plication

• ns

Campus Paymen ment Socia ial l ID Mass transit it Access control rol

• Digital signature (CryptoPro CSP)
• Mifare Manager compliant – contactless smart ticket

solution

• DPFS

– multipurpose solution designed for new application and integrating new chip-module

• Possibility for realization several instances of financial

application

• Global pin technology support

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SCOne. . Produ duct t famil mily

Produc ducts SCOne ne D20/D80 0/D80 SCOne ne С40

Interface ce Dual Contact Micropr proce cess ssor Infineon Samsung Mifare emula ulation Classic 1K / 4К

• Availab

ilable le memory, Kb Kb 20-160 8-40 Crypt ptograph phy DES/3DES, SHA-1/2, RSA DES/3DES, SHA-1/2, RSA Appli licatio ions Certif ificates

• MasterCard M/Сhip Advance 1.2

Valid till 29.03.2021 Valid till 20.10.2020

• VISA VIS 1.5.4

Valid till 09.12.2028 Valid till 28.10.2028

• NSPK MIR 1.1

Certified Certified

• DPFS (general purpose data storage)

Available

• Digital signature (CryptoPro CSP)

Available

• Mifare Manager (Universal transport application)

Available

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SCOne. . Suc ucces cess story

• ry

Since entering the market in 2013, the SCOne card products has been selected by 100+ banks with more than 60 million cards shipped.

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Key featu tures es:

• Offline data authentication (SDA, DDA, CDA)
• Offline PIN generation
• Standard EMV CPS personalization
• Full compatibility with existing EMV-infrastructure
• Contact or dual interface

Card d produ ducts.

• cts. iPay

ay – ge gene neric ric paymen ment applic plicati ation

• n

for r local al paymen ment t syste stems ms

EMV compliant iPay product provides secure transactions in online and offline mode. Each transaction is digitally signed in order to ensure high level protection against counterfeiting and fraud. Branding with yo your r own trade mark (white label)

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ALIOTH provides the support of SCOne products personalization with the top vendors of payment software solutions.

Card d produ ducts.

• cts. Pers

rsonal

• nalizati

zation

• n support

upport

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SCOne paymen ment t ring

• Innovative payment solution in a jewel with the

capabilities of a contactless banking card

• Payment at contactless payment terminals or online.
• Multi-application option (mass transit, loyalty, access

control)

• Variety of shapes, sizes and materials
• Robust and waterproof

ALIOTH is the exclusive partner of PayRing, inventor and patent owner. Visa and Mastercard certified.

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• Always on your hand
• Natural for most people
• Convenient to use
• No battery
• Low cost or luxury design
• Jewel and expression of individuality
• Water and temperature resistant, allow to take a shower, have a bath

SCOne payment ment ring

• ng. Ke

Key bene nefits ts

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Softwar ftware develop velopmen ment t and nd implemen mentati tation

• n of comp

mplex mul ultifun ifuncti tional

• nal projects

jects

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Smar artcards

• ID card
• Social card
• Mass transit
• Loyalty
• Campus
• Corporate card

Servi vices es

• Consulting
• Application development
• Integration
• Maintenance

Off Off-the-sh shel elf products ts

• Card issue & personalization system
• Cards management system
• Ticket delivery system
• Loyalty system

ALIO IOTH

• TH. Global

bal smartcar artcard d projects jects

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Bene nefit fits s for r banks nks

• Competitive advantages based on new services
• Attracting of new customers (including corporate clients)
• Increasing the number of transactions and account balances
• Charge for additional services
• Promotion and image development

Mul ultifun ifunct ctiona

• nal proj
• jects

ects: : wha hat t for?

Bene nefit fits s for r governm nment nts

• New tools for regional services provision
• Evidence track for the provided social service
• Dynamic database
• Analytical option
• Fraud reduction
• Automatic service tracking
• Easy system upgrade and monitoring

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ID card d – Digi gital al ident ntity ty for r citizen zen

Benefits ts for the Government:

• Biometric authentication
• Biometric identification
• Voting card

Benefits ts for users:

• Legal confirmed ID
• Less fraud and misidentification
• Digital signature
• Multy-applicative ID card (health, transport, access

control, payment, social)

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Social cial car ard

Cons nsul ulta tanc ncy y & soluti ution

• ns:
• Social card concept development
• Cards and applications management system
• Embedded software development
• Cards personalization service
• Loyalty system
• Smart Ticket system for mass transit
• System integration
• Basic banking services, social benefits
• Social tickets for public transport
• Electronic digital signature
• Secure authorization at the eGovernment portal
• Evidence of actually provided services
• Identification (access control, medical records, etc.)

Card d feat atur ures:

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Mass ss transit ansit card

Card can be used as electronic ticket for public transport (including subsidized travel). In order to pay for public transport, the cardholder only needs to tap the card

• n the device (mobile or stationary

validator, turnstile) installed in the public transport vehicle.

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Advan antag ages s and capab abil ilitie ities:

• Possibility to offer merchants loyalty programs

for shoppers based on existing acquiring network:

• Motivation for using cards
• A brand-new service/solution for

merchants

• Implementation of a system for personified

benefits allocation control in the social projects

• Ability to monetize provided services

Loyalty yalty card

A wide range of special tools for marketing research and open architecture for easy-connect for partners make the solution ready for quick launch A universal platform to build complex loyalty programs, which could be depth integrated to merchants enterprise system (gathered non-financial transaction with list of goods).

31 Banking services Access control Travelling allowance Canteen Network access E-library SCOne ne based d cards ds help p to imple plemen ment all necessary ry servic ices in the campus us cards

Campu pus car ard

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Electronic certificates Access control Material pass Medical records Canteen Documents flow, digital signature

Corpor porate ate car ards ds

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Tur urn-key y solution ions s for r no non-finan financial cial serv rvice ices

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Smart artTic Ticket

Other er ser ervices Public blic trans nspo port Mifare mana nager er Bank’s infrastructure

Smart Ticket

Ticket et ser erver 1 Ticket et ser erver 2 Ticket et ser erver 3 E-tic icket et

SmartTi SmartTick cket – a secure system for delivery of e-tickets of various service providers, such as public transport operators, event organizers, movie theatres, sports event organizers, etc.

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Smart artTic Ticket – Ke Key advanta antages ges

• Sales channels extension;
• High level protection against fraud;
• Security during events is guaranteed by

means of identifying each spectator;

• A wide network of ticket support –

Internet services, banking infrastructure and terminal network infrastructure;

• Decreasing number of clients paying

their travel fare at ticket offices, that helps to reduce the number of ticket

• ffices staff.

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Ca CardMas dMaster ter

Key y feat atur ures:

• Cardholders personal data management
• Card personalization management (including management of personalization equipment)
• Card lifecycle status monitoring using single cards register
• Card applications management after issuing
• Data exchange management within partner ecosystem
• Card issuing management

solu

luti tion

• n for smart

rt card issue e and person

• nal

alizati ation

• n manage

ageme ment nt

CardMaster aster is a universal solution for smartcard lifecycle management

CardMas dMaster ter. . Target et applicati ications

• ns

CardM dMas aster ter

Univers rsit itie ies Banks Governme rnment nt Mass transit it Corpora rations ions

• Suitable for several devices

(smartcard, USB-token, NFC-device, ring, keyfob)

• Flexible for small or big emission
• Compatible with various hardware

(desktop embossers, industrial personalization machines)

• Compliant with payment systems

requirements

• Modular architecture for easy

integration with existing systems

Ke Key adva vant ntages ages:

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Success ess st stori ries

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Mosco scow w Social ial Card

Since 2014 2014, a Moscow Social ial Card:

• Powered by SCOne OS (secure EMV banking

product developed in Russia)

• Mifare Emulation
• PayPass application using inductive

contactless Coil on Module technology from Infineon (improved reliability)

• Certified digital signature-application onboard
• Laser engraving of the personal data

(increased durability)

• Issued by several banks

More than 6 000 000 new-gen gener erati tion cards ds produced d – the large gest st projec ect t in Russ ssia ia that t brings gs together er payme ment and ID servi vices es in one card!

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Imple lemen mentati tation:

• ID-application storing holder name and

photo in a secure way

• Card personalization and data update

software

• Card management software
• 3rd party software integration for the

financial and non-financial data exchange

• Mobile application to read the card in
• nline/offline mode

Night Hockey Leag ague e car ard

Nigh ght Hock Hockey Leag ague card card – Mastercard Platinum bank payment card with ID-application to access Night Hockey League events.

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Sberbank – Bank No.1 in Russia MSU – University No.1 in Russia

Mosco scow w State te Uni nive vers rsity ty (MSU) SU) Campu pus

• MSU Campus card based on Moscow

social card with additional applications

• Available campus services:
• Holder identification
• Access control
• Libraries, etc.

Visit us on en.alth.ru

26B, bld. 2, Bolshaya Pochtovaya Str., Moscow, 105082, Russia +7 495 645 4446 info@alth.ru

Tha hank k you!