Land-Use Regulation and the Rise in Housing Prices Amy Dain Jim - - PowerPoint PPT Presentation
Land-Use Regulation and the Rise in Housing Prices Amy Dain Jim - - PowerPoint PPT Presentation
Land-Use Regulation and the Rise in Housing Prices Amy Dain Jim Stergios May 17, 2006 Questions that motivated the undertaking Do local housing regulations allow the market to meet the range of housing needs in the state? Are
Questions that motivated the undertaking…
- Do local housing regulations allow the market to
meet the range of housing needs in the state?
- Are current local land use regulations effective at
accomplishing their intended goals?
- Are municipal restrictions on housing development
causing housing scarcity, and thus fueling price appreciation?
Municipalities Studied
- Within 50 miles of Boston
- 187 municipalities
- Over half of state’s 351 cities and towns
Regulations Studied
Sample: 187 municipalities 187 zoning bylaws/ordinances 181 subdivision regulations (road design standards) 131 wetlands bylaws/ordinances (over 2/3 of 187) 109 septic regulations (over 2/3 of 161 municipalities not 100% on sewer*)
*26 municipalities 100% on sewer.
Database: Answers to over 100 questions about regulations in each municipality.
Lot Size – Single Family Lots
MassGIS data (from ’99, ’00) 2-acre lots zoned in over 90% of town’s area:
1. Boxford 2. Carlisle 3. Lincoln 4. Medway 5. Berlin 6. Bolton 7. Dunstable
- 8. Groton
- 9. Paxton
- 10. Plympton
- 11. Princeton
- 12. Rehoboth
- 13. Sutton
- 14. Townsend
Numerous frontage, setbacks, width, yard size and
- ther requirements…
Half of the municipalities (95 of 187) zone over 50%
- f land area for one acre lot sizes or larger.
[MIT study: Median actual lot size from 1998 – 2002: .9 acre]
Lot Shape
“No pork chop, rattail, excessively funnel-shaped or otherwise gerrymandered lots shall be allowed.” – Millbury Zoning Bylaw
Perimeter/area ratios: (p2/a)/(a/r)<=X, with X ranging from 20 to 30
- 6 municipalities
p2/a<=X, with X ranging from 22 to 45
- 26 municipalities
p/a<=X, with X ranging from 0.02 to 0.08
- 7 municipalities
Other shape requirements: Fit circle, square, rectangle, ellipsis within lot lines.
Key p = perimeter a = actual lot area r = required lot area
Cluster/Flexible Zoning
(Open Space Preservation Design, Conservation Subdivision, PUD)
80% of municipalities have it. But only limited success.
Of ¾ of municipalities that told us results of cluster zoning…
- 18 said: built a lot of cluster
- 16 said: no cluster built
- Most said: ‘not much, a few’
- Minimum parcel size too big
- Process risky and time consuming
Tyngsborough’s 2004 Master Plan recommends: “Eliminate requirement that Town Meeting approve each Open Space Residential Development.”
- Not enough flexibility
- No additional units above conventional zoning plan
“No density bonus in ours. Why would you cluster?” – Town Planner
Multi-family Zoning
No MF allowed
1. Bolton 2. Boylston 3. Bridgewater 4. Dighton 5. Lakeville 6. Littleton 7. Mendon 8. Nahant 9. Seekonk 10. West Bridgewater
MF only if 55+
1. Boxford 2. Carlisle 3. Lynnfield 4. Marshfield 5. Paxton 6. Plympton 7. Wenham 8. Hanover (townhouse only) 9. Medway (townhouse only)
Barriers to MF development where “allowed”:
- 1. Minimum parcel size
- 2. Dimensional requirements
- 3. Re-zoning often required; special permits also risky
- 4. MF district built-out
Example: Westborough has Garden Apartment and High Rise Apartment
- Districts. Westborough’s Master Plan states: “Although these districts appear to
provide ample alternatives to single-family housing in the Town, in reality they do not since virtually no land is zoned for multi-family housing.” “It may technically say that you can build multi-family, but the bar is so high that you can’t build under it.”
- Planner in town
south of Boston
Accessory Apartments
In Owner-Occupied Single-Family Homes
Allowed by 60% of municipalities, but…
- Over half restrict units to relatives of owner (“in-law
apartments”)
- Occupancy restrictions require owners to re-permit or
re-certify accessory units frequently
- When relatives move out, the kitchen must be
removed and apartment reintegrated
Subdivision Regulations
Road Width for New Neighborhoods
Most common: 24 - 28 feet of pavement. 37 require 30+ feet. (20% of sample) 20 require no more than 22 feet.
6 feet 8 feet
“You don’t want to end up with a sea of pavement.”
- Planner in community south
- f Boston with 32-foot
pavement requirement
Wetlands Regs:
Land Subject to Flooding
2/3 of municipalities have passed wetlands bylaws/ordinances. Wetlands Protection Act protects “isolated land subject to flooding” – standing water, volume ¼ acre-foot, once per year. 59 municipalities expand definition of flooding
11: 1/8 acre-foot 5: 2,000 sq.ft. (1/20th of acre) Dover: 1/6 acre-foot Hingham: 1/16 acre-foot Gloucester: 1/43 acre-foot Wrentham: 3/43 acre-foot Taunton: 1,000 sq.ft. surface area and 100 cubic feet volume Wayland: 500 sq.ft. surface area Swansea: 1,000 sq.ft. surface area that floods once every five years. 24: variations on “temporary inundation… that covers land not usually under water” Many lack definitions of flooding altogether, even when they indicate some increased protection for LSF (such as regulating buffers).
North Reading Zoning Bylaw
Article III, Section 340-7.B
“We wish to preserve the blossom of springtime, the green landscape of summer, the changing colors of fall, the snowy cover
- f wintertime, and the celestial display of
nighttime.”
Policy paper
Regulation and the Rise of Housing Prices in Greater Boston
- By Ed Glaeser, Jenny Schuetz and Bryce Ward
Finding: Restrictions on development of housing are causing scarcity and fueling price appreciation in the region.
Top Five Metropolitan Areas By Housing Price Appreciation
OFHEO Repeat Sales Price Indices 1980-2004, CPI Adjusted
1. Nassau-Suffolk (NY) 251% 2. Boston Quincy (MA) 210% 3. Cambridge-Newton (MA) 180% 4. Essex County (MA) 179% 5. Salinas (CA) 162%
Rising housing prices mean rising demand, but... Worcester County takes 9th place.
… High demand doesn’t have to mean high prices
- In Phoenix and Las Vegas median
sales prices were under $200,000 in 2004.
- Boston area’s median sales price
was $418,000.
When prices rise and permits fall, there’s a SUPPLY problem
5000 10000 15000 20000 25000 30000 35000 1961 1963 1965 1967 1969 1971 1973 1975 1977 1979 1981 1983 1985 1987 1989 1991 1993 1995 1997 1999 2001 Year Total Permits Boston-Quincy Cambridge-Newton-Framingham Essex Co. Boston MSA
Why the restriction in supply? Land scarcity?
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HALIFAX HALIFAX HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HAMILTON HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANOVER HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HANSON HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HARVARD HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL HAVERHILL 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HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPEDALE HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HOPKINTON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HUDSON HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL HULL IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH IPSWICH KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON KINGSTON LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LAKEVILLE LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LANC ASTER LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LAWR ENCE LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEICESTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEOMINSTER LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LEXIN GTON LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LINCOLN LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LITTLETON LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LOWELL LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LUNENBURG LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD LYNN FIELD MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MALD EN MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANC HESTER MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MANSFIELD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD MARBLEHEAD 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MEDFORD MEDFORD MEDFORD MEDFORD MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MEDWAY MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MELR OSE MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MEND ON MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC MERR IMAC METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN METH UEN MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LEBOROUGH MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MIDD LETON MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILFORD MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLBURY MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLIS MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILLVILLE MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON MILTON NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NAHANT NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NATICK NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEED HAM NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURY NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWBURYPOR T NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NEWTON NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORFOLK NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ANDOVER NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH NORTH ATTLEBOROUGH 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NORTHBRIDGE NORTHBRIDGE NORTHBRIDGE NORTHBRIDGE NORTHBRIDGE NORTHBRIDGE NORTHBRIDGE NORTHBRIDGE NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORTON NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWELL NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD NORWOOD PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PAXTON PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEABODY PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEMBROKE PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PEPPERELL PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLAIN VILLE PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMOUTH PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PLYMPTON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON PRIN CETON QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY QUIN CY RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAND OLPH RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM RAYN HAM READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING READ ING REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REHOBOTH REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE REVERE ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKLAND ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROCKPORT ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY ROWLEY SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALEM SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SALISBURY SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SAUGUS SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SCITUATE SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SEEKONK SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHAR ON SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHER BORN SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHIR LEY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SHREWSBURY SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERSET SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOMERVILLE SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH SOUTHBOROU GH STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STER LING STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STON EHAM STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOU GHTON STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW STOW SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUDBURY SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SUTTON SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWAMPSCOTT SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA SWANSEA TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TAUN TON TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TEWKSBURY TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOPSFIELD TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TOWNSEND TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH TYNGSBOROU GH UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UPTON UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE UXBR IDGE WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WAKEFIELD WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALPOLE WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WALTHAM WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WATERTOWN WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WAYLAND WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WELLESLEY WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEN HAM WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BOYLSTON WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST BRIDGEWATER WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WEST NEWBU RY WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTBOROU GH WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTFORD WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTON WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WESTWOOD WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WEYMOUTH WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WHITMAN WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WILMINGTON WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINC HESTER WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WINTHROP WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOBURN WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WOR CESTER WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM WRENTHAM
.2 .4 .6 .8 1 Total Permits 1980-2002 per Ac re/Fitted values
- 4
- 2
2 Log Housing Density 1980 Total Permits 1980-2002 per Acre Fitted values
Supply Restriction = Regulation
What Does an Acre Cost?
- If land is scarce, an acre extending a lot
should be as expensive as an acre sitting under a new lot, but on average...
– An extra acre costs only $16,600 in sample. – A buildable acre is worth $450,000.
- This price differential points to regulation.
- Each acre per lot required is associated with 33 percent
fewer permits 1980-2002
- Correlation between reduced permitting and…
– Adoption of wetlands bylaw/ordinance – Adoption of state standards for septic systems – Amendment of subdivision regulations
Impact on Price
Impact on Supply
- Rough calculation (based on price elasticity and price