DA DAY-NR NRLM LM Sust staina inable ble Dev evel elopment - - PowerPoint PPT Presentation

DA DAY-NR NRLM LM – Sust

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DAY- NRLM OVERVIEW

• Centre-piece of Government of India’s rural poverty alleviation strategy -

Based on ground tested best practices in Bihar and the Southern States

• Largest institutional platform for social inclusion and women’s economic

empowerment - 4.7 crore women mobilized into 39.9 lakh SHGs

• Built around poor-to-poor strategy
• Aim is to mobilize 8-10 crore rural poor households, in a phased but

intensive manner

Towards Sustainable Development Goals

Institutions

• f the poor

Financial Inclusion Sustainable Livelihoods Social Development Skill Development

DAY- NRLM

SDG #1: Ending poverty in all its forms everywhere

Pillar 1: Social Mobilization and Institution Building

Institution Building– Giving a voice to the poor

• Support to primary level federations –

financial & non-financial

• Linkage with departments
• Auditing of groups
• Anchoring community cadre
• Training to SHGs
• Financial and Livelihood Services
• Access to public services and

entitlements

• Savings
• Internal Lending
• Accessing Credit from Banks

18195 Cluster Level Federations CLFs (30-40 VOs each) 2.2 lakh Village Organizations (10-15 SHGs each) 39.9 lakh Self Help Groups (10–20 members each)

Social Capital – Community driven program

• Community Resource persons (CRPs) are at

the forefront of all Mission activities

• Poor women who have graduated from poverty

have led the social mobilization process – CRPs of AP, TS, Bihar have travelled to far off places J&K and NAG to identify and mobilize the poor into SHGs

• About 1.72 lakh CRPs trained and deployed

across State Missions

• Support various themes viz. social mobilization

(CRPs), financial inclusion (Bank Sakhi and Bank Mitra), Livelihoods (Pashu Sakhi and Krishi Sakhi, SVEP-CRPs), MIS/M&E (eCRPs and Community Monitors) etc.

Pillar 2: Financial Inclusion

Financial Inclusion – Formal Source of Finance for Rural Poor

Demand Side Interventions

• Promotion of good bookkeeping
• Provision of capital support to SHGs
• Financial Literacy and Counselling
• Support for micro-investment plan for repeat

finance

• Instituting Community Based Recovery

Mechanism (CBRM)

Supply Side Interventions

• Continuous Dialogue with Senior

Management and sensitization of local staff

• f the banking institutions
• MoUs signed with major public sector banks
• Promote alternate banking services etc.
• Advocacy with the central bank / finance

ministry

Intensive work done on both Demand side and Supply Side Interventions

Year Wise Trends: Bank Credit accessed by SHGs

Bank Credit accessed by SHGs (in Rs. Crore)

NPA as % of loan outstanding 23.9% Pre- NRLM 2.3% Post- NRLM

Loan Outstanding :Rs. 62122 cr.

23319.3 23956.5 30372.7 42586

2013-14 2014-15 2015-16 2016-17

Financial Inclusion – Alternate Models of financial services delivery

Bank Mitra (Business Correspondent Model)

• 1400 SHG members positioned as

Business Correspondent in 8 States

• About 1.42 lakh SHG members availing

banking facilities through this channel

• Over 8.9 lakh transactions amounting to
• Rs. 187.92 crore completed

Pillar 3: Sustainable Livelihoods

Promotion of Sustainable Livelihoods – Strategy

• Enable every poor household:
• to cope with vulnerabilities – debt

bondage, food insecurity, health shocks and migration

• to have two or more sustainable

farm/non-farm income

• Focus on strengthening existing

sources as well as promotion of new sources of income

• Promotion of opportunities in

emerging markets – micro- enterprises, self-employment, skill based employment etc.

Farm Non Farm Skill Based

• Training for Self Employment
• Training for Wage Employment
• Access to sustainable productivity

enhancement services in Agriculture and Livestock

• Value chain development for

access to markets

• Start up Village

Entrepreneurship Program

• Aajeevika Gram

Express Yojana

Promotion of Sustainable Livelihoods – Farm Livelihoods

Sustainable farm livelihoods

• Dedicated program for supporting women

farmers- Aim is to promote agro-ecological practices to increase farmers’ income and reduce their input costs and risks.

• About 22,300 Community resource persons

developed and used for scaling-up livelihoods interventions

• Over 33 lakh women farmers trained and

supported

• Dedicated interventions for Non-Timber Forest

Produce (NTFP) - particular focus on Lac, Tasar, Gum Karaya and Medicinal Herbs

Promotion of Sustainable Livelihoods – Farm Livelihoods

• Instituted value chain approach across specific

commodities in multiple States viz. Maize, Mango , Floriculture, Dairy, Goat etc. – Over 1.1 lakh women have been covered under this intervention

• More than 125 Producer Companies (PC) and 86000

Producers’ Groups (PG) farmers formed across multiple states.

• About 4145 Custom Hiring Centre/ Community

Managed Tool Bank set up across multiple States – Small and marginal famers provided access to farm equipment and services such as soil testing, cold chain management at a nominal rate

Promotion of Sustainable Livelihoods – Non-Farm Livelihoods

Start Up Village Entrepreneurship Programme

• Launched in 2014 to promote rural start-ups in farm/off-farm sectors
• Nearly 13,722 enterprises supported under SVEP
• About 57% of the enterprises promoted are engaged in trading, 33% in service and 10% in

manufacturing

14% 9% 7%

Handicraft Bricks and Tiles selling Mat Making

Top 3 Enterprises - Manufacturing Top 3 Enterprises - Trading Top 3 Enterprises - Services

61% 10% 7%

Kirana Readymade / cloth shop Vegetable trading

18% 12% 9%

Tailoring Hotel (restaurant) Flour Mill

Pillar 4: Social Development

Social Development & Convergence - Strategy

Human Development

• Leveraging the institutional platform
• Behavior Change Communication at the household level
• Access to Sanitation Services available from the Government
• Access to Nutrition Services
• Access to other Public Entitlements and Services

Social Inclusion

• Priority mobilization of high poverty groups such as PwDs, the elderly

and the primitive tribal groups into SHGs

Social Development & Convergence

• The platform of Social Capital mobilized has been used to

promote the well being and improve their quality of life, in convergence with relevant Government programmes:

• Across 170 Blocks of Tamil Nadu, 42,228 physically and mentally

disabled have been successfully rehabilitated through access to appropriate health care, entitlements and sustainable livelihoods;

• Across 9 Blocks of Maharashtra, a successful pilot has sustainably

increased the diet diversity of women and children. The model is now being scaled up to 134 Blocks.

• The Social Capital is also being used to address issues of

exclusion :

• 607 women branded as witches have been successfully rehabilitated

in Jharkhand

• 67,916 Pasi community members (a Mahadalit group) have been

provided with sustainable livelihoods in Bihar

• Community Institutions are being utilized for improved

implementation of other programs such as MGNREGA, SBM etc.

1.15 lakh SHG members in Jharkhand constructed toilets under SBM

Pillar 5: Skill Development

DDUGKY – Wage Employment

• Placement linked Skill Development Program with

minimum 70% placement

• Targeted at Rural Poor Youth of age group 15 to 35 years

using SECC data - Mandatory coverage of SC & ST (50%), Minority (15%) and Women (33%) of candidates trained

• Implementation through Project Implementation

Agencies (PIAs) in PPP mode

• Training programs in NSQF courses aligned with

Common Norms notified by Govt.

• Assessment & Certification independently through NCVT

/ Sector Skill Councils / Other NSQF courses

• 3 tier concurrent monitoring involving 13 inspections

per Training center annually and regular audits

• PFMS based fund release
• 10.5 lakh youth trained, 6.49 lakh placed since 2011-12

RSETI – Self Employment

• Rural Self Employment Training Institutes (RSETIs) set up and managed by lead banks in

every district

• Provide domain skill and entrepreneurship training,
• Hand holding trainees in setting up micro enterprises and obtaining credit
• Government supports RSETIs through
• Reimbursement of training cost for BPL candidates
• Allotment of land free of cost for RSETI Building by the state Government
• Construction cost support upto Rs. 1 crore per RSETI
• At present, 589 RSETIs operating in the Country
• Since 2011, 24.9 lakh candidates have been trained by RSETIs across India
• 67% (16.7 lakh) of candidates trained have been settled

Independent assessment of NRLM

Savings and Debt

• Households in NRLM areas (as compared to non NRLM areas)
• Save more in formal financial institutions
• Access higher loans (both in numbers and size) at lower interest.

Assets

• Significant growth in livelihood assets of households in Mission villages

Income

• Average monthly per capita income of households in NRLM areas is significantly

higher than non-NRLM areas (22% higher income)

• On an average, each NRLM village had 11 enterprises more than the non-NRLM

villages – suggesting livelihood diversification in NRLM villages

3 Important results - IRMA

1167.3 1422.4 Non-Mission Areas Mission Areas

• No. of Enterprises (per village)

14.1 25.2 Non-Mission Areas Mission Areas 3 5.4

Non-Mission Areas Mission Areas

• No. of Productive Livestock Assets (per capita)

79% 80% 22% Per Capita Monthly Income

DAY-NRLM: Scale (Cumulative progress up to Jan’18)

Intensive implementation initiated in 4456 blocks across 584 districts in 29 States and 5 UTs 4.7 crore HHs mobilized into 39.9 lakh SHGs and 2.2 lakh VOs

• Rs. 4321 crores extended as Community Investment Support by the project

Bank credit of Rs. 151000 crores accessed by SHGs since 2013-14 More than 33 lakh mahila kisans covered under MKSP More than 8 lakh women producers mobilized into Producer Groups/Companies 13,722 enterprises supported under SVEP

Some Gli limpses of State Led In Interv rventions

Bihar

About 3500 SHG members mobilized into Aranyak Agri Producer Company - Procured about 15000 MT of maize (cumulative) Revenues have increased from Rs. 1.28 crore in 2014 to

• Rs. 18 crore in 2017 (as on date)
• More than 2.5 lakh SHG members have undertaken

improved practice of paddy;

• About 2 lakh members trained on kitchen gardening
• About 2 lakh SHG members undertook vegetable

cultivation

Bihar

1660 SHG members involved in beekeeping initiative in the district 5104 SHG members involved in Aggarbatti Making About 1000 SHG members assemble Solar Lamps – intervention focusses on SC & ST SHG Members Wheatamix plant run by 30 SHG members – covers requirements of about 6700 recipients through 100 Aaganwadis

Chhattisgarh

22184 SHG Households cover under MKSP- Vegetable Cultivation 17 crore bricks produced by about 1900 SHGs - Supplied in PMAY

Madhya Pradesh

MPSRLM has launched seven brands under the Aajeevika brand 472 Aajeevika Fresh stores have been

• pened across the State

1 Ton of Aajeevika Spices sold every year 4688 women engaged in sanitary pad

• manufacturing. About 3 lakh units

manufactured every month

Jharkhand

More than 3.1 lakh SHG member covered under farm livelihood interventions 1.24 lakh SHG member covered under livestock and small ruminants interventions

Jharkhand

Aajeevika Café launched by Jharkhand Mission recently. Turnovers have already reached Rs. 50000 per month

Maharashtra

133270 SHG member HHs involved in agri cultivation 71348 SHG member households covered under goatery, fishery and poultry interventions

Odisha : Mango Value Chain

7500 SHG members covered under Mango, Ginger and Cashew value chain interventions. The intervention initiated this year has a turnover of Rs. 9.2 crore. Also, 3000 SHG members have been covered under hill broom value chain development project

Kerala

Catering Agri Joint Liability Flex printing unit IT Unit Pottery Unit Weaving Unit

Kerala

248 units, owned and operated by 2023 women supplies supplementary nutrition for children between 6 months and 3 years in collaboration with Social Welfare Department. The turnover

• f this intervention is about Rs. 100 crore.

Thank You!!