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TURN UNCERTAINTIES INTO AN OPPORTUNITY BY INVESTING SYSTEMATICALLY - - PowerPoint PPT Presentation
TURN UNCERTAINTIES INTO AN OPPORTUNITY BY INVESTING SYSTEMATICALLY - - PowerPoint PPT Presentation
An investor education initiative by TURN UNCERTAINTIES INTO AN OPPORTUNITY BY INVESTING SYSTEMATICALLY What t is an SIP? A Systematic Investment Plan or better known as SIP is based on the simple idea of investing a fixed amount at fixed
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How does an SIP P benefit fit you? BENEFITS:
Reduces the risk associated with market timing Reduces your average cost
- f purchasing
Gives better returns in the longer run Makes your money grow with the power of compounding Inculcates a feeling of discipline to save and invest regularly Helps with long-term approach of investment
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Rupee pee Cost Av Averag agin ing
By Investing fixed sums at regular intervals , you pick up more units when the prices are low and less units when the prices are high. This brings down the average cost of your units hence, there is no need to time the markets as you invest at predetermined intervals.
This is for illustration purpose only. Actual results may vary.
Parti Particula lars Month nth 1 Month nth 2 Month nth 3 Month nth 4 Month nth 5 Month nth 6
SIP Amount 10000 10000 10000 10000 10000 10000 NAV 100 90 110 105 95 115 Units 100 111.1111 90.90909 95.2381 105.2632 86.95652 T
- tal Investment
60000 60000
T
- tal Units
589.478 .478
Average NAV
101.785 .785
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SIP SIP Goals
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How can an SIP help lp with your child’s future? ure?
Parenting comes with a lot of responsibilities and expenses. Starting an SIP keeping these expenses in mind can help one plan their child’s future better.
Monthly SIP
- Rs. 10,000
10,000
Wealth accumulated approximately of
- Rs. 23.2 Lacs
10 10
Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.
YEARS
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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.
How can an SIP help lp plan vacation? n?
One can invest through SIP for vacation fund, allowing one to visit desired destinations and manage expenses worry-free.
Wealth accumulated approximately
- Rs. 8.2 Lacs
Monthly SIP
- Rs. 10,000
10,000
5
YEARS
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Calculation based on 12% p.a. growth rate compounded monthly. This is for illustration purpose only. Actual results may vary.
Monthly SIP
- Rs. 10,000
10,000
Investment started at the age of 25 years
How can an SIP help lp one e after r retire iremen ment? t?
One may stop working, but the expenses never stop. Here is how an SIP can help post-retirement: Accumulate a considerable amount of money for retirement
Corpus value at 60 years
- Rs. 6.5 crore
60 60
AGE OF OF
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Is 2019 19 a y year of market ket volatili ility? Y es, it it is!
A few factors contributing to the market volatility in 2019: Nation
- nal
Elections ns A A Pre-Poll Union Budget Trad ade War ar Issues Crude Oil Prices es 10
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Underst rstandin nding g market ket volatili ility ty
VOLATILITY
is referred to fluctuations of stock prices in the market If the price of a stock fluctuates rapidly in a short span, it is said to experience HIGH
GH VOLATILITY
Similarly, if the prices of a stock fluctuate slowly in a longer time span, it is said to experience
LOW VOLATILITY
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Misco concepti nceptions
- ns about volatili
ility ty
We always connote volatility as a negative piece of information. Here are few of the common MISC
SCONCEP NCEPTI TIONS NS related to volatility:
- Cashing
shing in is the e right ght thing ng to do do
- Checking
ecking the prod roduc ucti tivi vity ty daily ily
- Shar
ares es lose se value alue when n they ey fall ll in price rice
- Sto
topping ing SIP IPs s when n the mark market falls lls
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Why is 2019 19 the Year r of SIP?
With an SIP , an investor r can turn n the year of mark market et volatil ilit ity into a year
- f
- f opport
rtun uniti ties An SIP is a a simple investment strategy gy which ich aims to give better returns ns in a volatil ile mark market et When n the mark market et drops, s, stock price ces s become compara parativ ively ly lower, providi iding ng more units. The investor r can benefit by i investing ng in more for a lower price ce
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#Year ear of SIP SIP
The key is to be disciplined, focus on financial goals, and invest in mutual funds through SIPs for a better future.
Y ear of
- f volatility
Y ear of possibilities and opportunities
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T
- know more,
contact your Financial Advisor Visit ww www .icicipruamc.com Download IPRUTOUCH APP
15 Mutual Fund investments are subject to market risks, read all scheme related documents carefully
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Caution n to the Investors tors
Jan 30, 30, 2017 PR PR No.: 8/2017
1. Some unlisted companies are luring retail investors by issuing securities including non-convertible and convertible debentures/ non-convertible and convertible preference shares/ equity shares in the garb of private placement, without complying with the provisions of Companies Act, 1956 read with the Companies Act, 2013, SEBI (Issue and Listing of Debt Securities), Regulations, 2008, SEBI (Issue and Listing of Non-Convertible Redeemable Preference Shares), Regulations, 2013 and SEBI (Issue of capital and Disclosure Requirements) Regulations, 2009. 2. Any offer of securities made to 50 or more persons has to be construed as a "Public Offer" under the provisions of Companies Act, 1956. 3. Under Companies Act, 2013, "Private Placement" shall be made only to such persons whose names are recorded by the company prior to the invitation to subscribe. Further, in case of private placements, the company shall not release any public advertisements or utilise any media, marketing or distribution channels or agents to inform the public at large about such an offer. Further, such offer or invitation shall not be made to more than 200 persons in the aggregate in a financial year. 4. As per the provisions of Companies Act, 2013 and SEBI Regulations, no issuer shall make public issue of these securities, unless it has made application to the recognized Stock Exchange(s) for listing of such securities. Further, the issuer, among the other things, is required to file the offer document with RoC/Stock Exchange/SEBI etc. The issuer has to make disclosures about the issuer company, the promoters of the company, the risk factors etc.