The Promise of FinTech Financial Households and stability - - PowerPoint PPT Presentation

the promise of fintech
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The Promise of FinTech Financial Households and stability - - PowerPoint PPT Presentation

The Promise of FinTech Financial Households and stability businesses Greater Increased Greater Faster diversity redundancy access service Improved Higher Better More risk productivity connected empowered management Lower


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The Promise of FinTech

Households and businesses

Greater choice Keener pricing New credit Better connected More empowered Greater access Faster service

Financial stability

Lower transaction costs Greater capital efficiency Stronger

  • perational

resilience Improved risk management Higher productivity Greater diversity Increased redundancy

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SLIDE 3

Bank Contributions

  • New Bank Start-Up Unit
  • FinTech Accelerator
  • Building the right soft and hard infrastructure
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Retail and commercial banking

Universal Bank

Wholesale banking, markets Wholesale payments, clearing and settlement infrastructure Payment services

Digital wallets, eMoney, cross-border payments Aggregators, comparators, robo advisors P2P lending, big data analytics High-frequency trading Distributed ledger

Customer relationship

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Retail and commercial banking

Universal Bank

Wholesale banking, markets Wholesale payments, clearing and settlement infrastructure Payment services

Digital wallets, eMoney, cross-border payments Aggregators, comparators, robo advisors Distributed ledger

Customer relationship

RTGS access Higher deposit volatility and liquidity risk Coordination

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SLIDE 6

The Promise of FinTech

Households and businesses

Greater choice Keener pricing New credit Better connected More empowered Greater access Faster service

Financial stability

Lower transaction costs Greater capital efficiency Stronger

  • perational

resilience Improved risk management Higher productivity Greater diversity Increased redundancy

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SLIDE 7