The Promise of FinTech Financial Households and stability - - PowerPoint PPT Presentation
The Promise of FinTech Financial Households and stability - - PowerPoint PPT Presentation
The Promise of FinTech Financial Households and stability businesses Greater Increased Greater Faster diversity redundancy access service Improved Higher Better More risk productivity connected empowered management Lower
The Promise of FinTech
Households and businesses
Greater choice Keener pricing New credit Better connected More empowered Greater access Faster service
Financial stability
Lower transaction costs Greater capital efficiency Stronger
- perational
resilience Improved risk management Higher productivity Greater diversity Increased redundancy
Bank Contributions
- New Bank Start-Up Unit
- FinTech Accelerator
- Building the right soft and hard infrastructure
Retail and commercial banking
Universal Bank
Wholesale banking, markets Wholesale payments, clearing and settlement infrastructure Payment services
Digital wallets, eMoney, cross-border payments Aggregators, comparators, robo advisors P2P lending, big data analytics High-frequency trading Distributed ledger
Customer relationship
Retail and commercial banking
Universal Bank
Wholesale banking, markets Wholesale payments, clearing and settlement infrastructure Payment services
Digital wallets, eMoney, cross-border payments Aggregators, comparators, robo advisors Distributed ledger
Customer relationship
RTGS access Higher deposit volatility and liquidity risk Coordination
The Promise of FinTech
Households and businesses
Greater choice Keener pricing New credit Better connected More empowered Greater access Faster service
Financial stability
Lower transaction costs Greater capital efficiency Stronger
- perational
resilience Improved risk management Higher productivity Greater diversity Increased redundancy