30,577 29,880 545 - - PowerPoint PPT Presentation

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30 577 29 880 545 29 533

30,577 29,880 545 - - PowerPoint PPT Presentation

Jul 23, 2023 221 likes •365 views

30,577 29,880 545 29,533 29,327 536 2 28,970 529 497 492 7.5% 7.2% 7.0% 7.0% 6.9% Q2 19 Q3 19 Q4 19 Q1 20 Q2 20 Q2 19 Q3

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29,533

30,577 29,880 29,327 28,970 Q2 19 Q3 19 Q4 19 Q1 20 Q2 20 536 545 529 492 497

7.5% 7.2% 7.0% 6.9% 7.0%

Q2 19 Q3 19 Q4 19 Q1 20 Q2 20

2

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13,856

14,672 14,427 13,966 13,921

9.5% 8.8% 8.8% 9.0% 9.9%

Q2 19 Q3 19 Q4 19 Q1 20 Q2 20 15,678 15,905 15,453 15,361 15,049

5.7% 5.5% 5.1% 4.8% 4.5%

Q2 19 Q3 19 Q4 19 Q1 20 Q2 20

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1.4% 1.4% 1.7% 2.1% 2.5% Q2 19 Q3 19 Q4 19 Q1 20 Q2 20

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5 2 3

42.4% 41.6% 48.0% 45.7% 43.3% Q2 19 Q3 19 Q4 19 Q1 20 Q2 20

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Provision ratio – Stage 1

1.7% 1.6% 1.6% Provision ratio – Stage 2 18.6% 19.2% 16.0% Provision ratio – Stage 3 – Non-purchased debt 43.3% 42.6% 42.3% Provision ratio – Stage 3 – Purchased debt 0.0% 0.0% 0.0% Provision ratio – Total1 14.1% 13.6% 12.5% Provision ratio – Stage 1 0.4% 0.3% 0.3% Provision ratio – Stage 2 4.2% 2.4% 1.6% Provision ratio – Stage 3 34.0% 23.5% 20.5% Provision ratio – Total 2.7% 2.6% 2.1%

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209

217 145 109 102 Q2 19 Q3 19 Q4 19 Q1 20 Q2 20

3 4

309 318 275 267 282 Q2 19 Q3 19 Q4 19 Q1 20 Q2 20

1 2

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17.1% 16.9% 11.9% 8.3% 6.7% Q2 19 Q3 19 Q4 19 Q1 20 Q2 20 159 164 111 82 76 Q2 19 Q3 19 Q4 19 Q1 20 Q2 20

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10.3% 13.5% 13.8% 7.9% 9.7% 11.8% 14.4% 14.7% 9.6% 11.4% 13.3% 15.6% 15.9% 11.8% 13.6% Q4 2019 Q1 2020 Q2 2020

Cap. req. - New
Cap. req. - Old

CET1 ratio Tier 1 ratio Total capital ratio

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✓ ✓ ─ ─ ✓ ✓

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