Your Guide to Buying A Home Dennis Britto Dennis Britto Keller - PDF document

Your Guide to Buying A Home Dennis Britto

Dennis Britto Keller Williams Real Ettate My Promise To You: Focus on satisfying your home needs ➢ Get everything done efficiently and ➢ smoothly Preview homes on your behalf ➢ Advising you throughout the entire ➢ process Answer and provide any advice on Real ➢ Estate The Britto Group: We offer Insurance, Auto Tags, and Real Estate Services! Our Insurance agents have decades of experience. We offer home, auto, life, and commercial insurance We also offer the CHEAPEST instant title and tag fees in NorthEast Philadelphia. And we offer real estate services whether you would like to buy, sell, or invest!

Your Home Buying Process Tell us your needs Select your Real Obtain FInancial in a Buyer Estate Agent Pre Approval Consultation Select and View Write and Offer Negotiate Terms Properties Order Home Reply to Accept Contract Inspection Inspection Provide Documents for Review Consumer Order Appraisal Mortgage Disclosure Commitment Cancel & Setup Final Walkthrough Closing new utilities

Buyer Consultation What are you looking for in your nexu Home? Bedrooms How many bedrooms do you need? What are your room preferences? Bathrooms How many bathrooms do you need? What are your needs for them? Interior: What kind of interior style? What kind of floor plan are you looking for? Location What city are you looking to live in? School District

Schedule Viewings and Showings Found a House you like? Send the address! We’ll set up a time that works best for you Web Based Listings We will find homes for you based on the criteria you have given us Showings Once we have compiled list of properties we will coordinate with you on what time and day works best for you.

The Mortgage and Loan Process 1. Preapproval or Pre-Qualification Application for Pre Approval Buyer provides documentation Credit Report Buyers Financial Information (BFI) 2. Loan Underwriting Lender verifies documents in detail 3. Loan Approval All parties are nouified of approval Loan Documents are completed and sent to Title Company 4. Title Company Conduct Title search 5. Funding Lender reviews loan package

Making an Offer Important factors you should consider while making an offer… Purchase Price Inclusions Exclusions Earnest Deposit The Move-in Date What happens when you make an offer? ➔ Accepted Deal ➔ Rejected Offer ➔ Counter offe r

Home Inspection and Appraisal ➔ Inspections will be done to ensure your home will be ready to go ➔ Home Inspections and reply will be done within 10-14 days ➔ Afuer receiving reply to home inspection, we will negouiate repairs with the seller ➔ Appraisal will be ordered to ensure property value

Buyer To Do List ➔ Finalize paper for Mortgage Commitment ➔ Obtain Homeowners Insurance ➔ Obtain Home Warranty ➔ 3 days prior to Closing, review Closing Disclosure ➔ Set up utilities ➔ Hire a moving company!

Closing! Do a Walkthrough a day prior to make sure everything is set Prepare for your closing by acquiring certified fvnds Receive house keys Enjoy your new home!