The he F Fut uture o of Payments Doug King and David Lott, - PowerPoint PPT Presentation

Jan 06, 2023 •472 likes •568 views

ECONv Nversa satio ions The he F Fut uture o of Payments Doug King and David Lott, Payments Risk Experts February 16, 2017 For the latest news: frbatlanta.org/subscribe Trends in noncash payments 2000-2015, by number Billions 70

ECONv Nversa satio ions The he F Fut uture o of Payments Doug King and David Lott, Payments Risk Experts February 16, 2017 For the latest news: frbatlanta.org/subscribe
Trends in noncash payments 2000-2015, by number Billions 70 Non-prepaid debit cards 60 Number of payments (billions) 50 40 Credit cards 30 ACH 20 Checks 10 Prepaid cards 0 2000 2003 2006 2009 2012 2015 SOURCE: 2016 Federal Reserve Payments Study
E-commerce Sales ($Mn ) $400,000 $350,000 $300,000 $250,000 $200,000 $150,000 $100,000 $50,000 $0 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 SOURCE: U.S. Census Bureau
M-Commerce as a % of E-Commerce 25.00% 20.00% 15.00% 10.00% 5.00% 0.00% SOURCE: comScore m-Commerce Measurement
Starbucks Mobile Payments as a % of Total Payments 50.0% 45.0% 40.0% 35.0% 30.0% 27.0% 25.0% 21.0% 20.0% 16.0% 20.0% 15.0% 18.0% 10.0% 16.0% Figures not 5.0% 5.0% reported by 7.0% 5.0% Starbucks 3.0% 0.0% Q4 2012 Q4 2013 Q4 2014 Q4 2015 Q4 2016 Mobile Order Mobile Pay SOURCE: Starbucks quarterly reports
VULNERABILITIES: Mobile Security Points of Attack Mobile Payment Customer Apps Transaction Authentication NFC, HCE & New opportunities versus Account Secure device security elements and Element Wallet payment tokenization Wireless Mobile Network Device Cloud End User
Internet of Things • Greater convenience but greater risk?
ECONv Nversa satio ions The he F Fut uture o of Payments Doug King and David Lott, Payments Risk Experts February 16, 2017 For information on payments visit: frbatlanta.org/rprf For the latest news: frbatlanta.org/subscribe

Download Presentation

Download Policy: The content available on the website is offered to you 'AS IS' for your personal information and use only. It cannot be commercialized, licensed, or distributed on other websites without prior consent from the author. To download a presentation, simply click this link. If you encounter any difficulties during the download process, it's possible that the publisher has removed the file from their server.

Recommend

More than payments ePassi Payments ePassi mobile payments ePassi Fringe Benefits Sport

More than payments ePassi Payments ePassi mobile payments ePassi Fringe Benefits Sport & Culture 2008 Commuting 2013 Lunch 2014 Wellbeing 2015 General payments Alipay 2016 Siirto 2018

321 views • 17 slides

Prediction of Delay Time for F Prediction of Delay Time for F uture LSI Using uture LSI Using O

Prediction of Delay Time for F Prediction of Delay Time for F uture LSI Using uture LSI Using O O n-Chip Transmission Line Interconnects n-Chip Transmission Line Interconnects Takumi Uezono, Junpei Inoue, Takanori Kyogoku, Kenichi Okada,

424 views • 28 slides

LTE WLAN B LTE, WLAN, B LUETOOTH AND OO F UTURE F UTURE Aditya K. Jagannatham Indian Institute

LTE WLAN B LTE, WLAN, B LUETOOTH AND OO F UTURE F UTURE Aditya K. Jagannatham Indian Institute of Technology Kanpur Indian Institute of Technology Kanpur Commonwealth of Learning Vancouver MOOC on M4D 2013 4G LTE 4G LTE LTE (Long Term

631 views • 33 slides

UNIFIED PAYMENTS AT A GLANCE DEAR MERCHANT, WELCOME TO UNIFIED PAYMENTS! At Unified Payments,

UNIFIED PAYMENTS AT A GLANCE DEAR MERCHANT, WELCOME TO UNIFIED PAYMENTS! At Unified Payments, we strive to make our customers our #1 priority. Running a busi - ness is already complicated enough, we're here to make it easier for you so that

105 views • 9 slides

FEDERAL RESERVE BANK OF CHICAGO 2008 PAYMENTS CONFERENCE PAYMENTS FRAUD: PAYMENTS FRAUD:

FEDERAL RESERVE BANK OF CHICAGO 2008 PAYMENTS CONFERENCE PAYMENTS FRAUD: PAYMENTS FRAUD: PERCEPTION VS. REALITY Duncan Douglass Partner Partner Alston & Bird LLP 1201 W. Peachtree Street Atlanta, GA 30309-3424 (404) 881-7768

367 views • 7 slides

Using Digital Payments to Curb the Covid-19 Pandemic Camilo Tellez-Merchan Digital Payments

Using Digital Payments to Curb the Covid-19 Pandemic Camilo Tellez-Merchan Digital Payments Innovation Hub May 14 2020 WWW.BETTERTHANCASH.ORG AGENDA 2 Digital Payments as Frontline Response Building Trust and making Payments Responsibly

423 views • 13 slides

TAKING PAYMENTS ECOSYSTEM CAPABILITIES TO THE NEXT LEVEL- FOCUS ON DIVERSITY Payments New

TAKING PAYMENTS ECOSYSTEM CAPABILITIES TO THE NEXT LEVEL- FOCUS ON DIVERSITY Payments New Zealand- November 2016 PRESENTED BY: KRISTY DUNCAN WOMEN IN PAYMENTS, FOUNDER & CEO PRESENTATION OVERVIEW Where are we now on gender diversity?

633 views • 16 slides

Who We Are T he F uture o f Priva c y F o rum (F PF ) is a Wa shing to n, DC b a se

1/12/2012 P E RSONAL I NF ION : T ORMAT HE BE NE F IT S AND R ISKS OF D E - IDE NT IF ICAT ION Jule s Po lo ne tsky, Co -Cha ir & Dire c to r Who We Are T he F uture o f Priva c y F o rum (F PF ) is a Wa shing to n, DC

79 views • 5 slides

Are Mobile Payments Safe? Talk About Payments Webinar October 5, 2017 Dave Lott Payments Risk

Are Mobile Payments Safe? Talk About Payments Webinar October 5, 2017 Dave Lott Payments Risk Expert Federal Reserve Bank of Atlanta The views expressed in this presentation are those of the presenters and do not necessarily reflect the views

508 views • 37 slides

MOBILE PAYMENTS Provider of electronic payments www.pay365.ru +7 (495) 644-53-38 2 ABOUT THE

MOBILE PAYMENTS Provider of electronic payments www.pay365.ru +7 (495) 644-53-38 2 ABOUT THE COMPANY PAY365 - one of the leaders of mobile payments at the Russian market. For many years we have been successfully working with all mobile

682 views • 16 slides

2018 PAYMENTS IN REVIEW Talk About Payments Webinar December 20, 2018 Retail Payments Risk Forum

2018 PAYMENTS IN REVIEW Talk About Payments Webinar December 20, 2018 Retail Payments Risk Forum Federal Reserve Bank of Atlanta The views expressed in this presentation are those of the presenters and do not necessarily reflect the views of

433 views • 16 slides

Payments in the Web 2.0 Paradigm Chicago Fed Payments Conference 14 May 2009 Chicago, IL

Payments in the Web 2.0 Paradigm Chicago Fed Payments Conference 14 May 2009 Chicago, IL Steve MottPrincipal, BetterBuyDesign 1 Key Messages 1. Changing consumer demographics weighs heavily toward social networks as ultimate venue for

433 views • 18 slides

H OW TO STUDY ARITHMETICAL FUNCTIONS ? O VERVIEW E RD OS AND TE R IELE M AIN RESULTS F UTURE

O VERVIEW E RD OS AND TE R IELE M AIN RESULTS F UTURE DIRECTION & R EFERENCES V ARIANT OF A THEOREM OF E RD OS ON THE SUM - OF - PROPER - DIVISORS FUNCTION Heesung Yang Joint work with Carl Pomerance Dalhousie University 25 November

810 views • 62 slides

N EAR F UTURE P ELAGIC C ATCH P LANNING Brd Johan Hanssen - SINTEF Nord Peter Halland Haro -

This project has received funding from the European Unions Horizon 2020 research and innovation programme under grant agreement No 732064 This project is part of BDV PPP T EAM CLP CLP- D ECISION S UPPORT S YSTEM FOR N EAR F UTURE P ELAGIC C

444 views • 6 slides

Who Pays for Payments: Federal Reserve Bank of Chicago 2009 Payments Conference Prof. Adam J.

Who Pays for Payments: Federal Reserve Bank of Chicago 2009 Payments Conference Prof. Adam J. Levitin Georgetown University Law Center May 15, 2009 Payments Arent Free Cost estimates vary and depend on place and time, but theres no

472 views • 19 slides

I VY C ITY R EVIVING THE H EART , P RESERVING THE H ISTORY , E NGAGING THE F UTURE Crummell

I VY C ITY R EVIVING THE H EART , P RESERVING THE H ISTORY , E NGAGING THE F UTURE Crummell School Presentation 1 R EVIVING THE H EART , P RESERVING THE H ISTORY , E NGAGING THE F UTURE T EAM O VERVIEW World Class Development Great

402 views • 15 slides

Investor presentation September 2018 Disclaimer This document is not for release, distribution

Disrupting mobile payments Investor presentation September 2018 Disclaimer This document is not for release, distribution or publication, whether directly or indirectly and whether in whole or in part, in or into the United States, Canada,

398 views • 28 slides

Building Pinterests Mobile Apps Mike Beltzner Product Manager Garrett Moon Mobile Team

Building Pinterests Mobile Apps Mike Beltzner Product Manager Garrett Moon Mobile Team (iOS) Discover Pinterest Engineers Building Pinterests Mobile Apps Pinterest and mobile Launched iPhone app in 2011 Summer of Apps in

625 views • 36 slides

CEO Presentation -- AGM 15 November 2018 (ASX: RZI) 1 Raiz Invest Limited About Raiz Raiz

CEO Presentation -- AGM 15 November 2018 (ASX: RZI) 1 Raiz Invest Limited About Raiz Raiz (formerly Acorns) is a mobile first micro-investing platform via mobile phone or web app, which allows customers to invest in a portfolio of Exchange

528 views • 16 slides

F I N A N C I A L R E S U L T S 2Q16 July 14, 2016 2Q16 Financial highlights ROTCE 1 Common

F I N A N C I A L R E S U L T S 2Q16 July 14, 2016 2Q16 Financial highlights ROTCE 1 Common equity Tier 1 2 Net payout LTM 3 13% 11.9% 56% 2Q16 net income of $6.2B and EPS of $1.55 Managed revenue of $25.2B 4 Adjusted expense of

516 views • 19 slides

Hello. Welcome to Sprooki Claire Mula | Executive Director & Co-founder Business

Hello. Welcome to Sprooki Claire Mula | Executive Director & Co-founder Business Confidential April 2016 You need to know... Laser focused on exploding mobile & retail market in Asia-Pacific Live, proven shopper

421 views • 14 slides

Mobile Commerce - Who Are The Potential Customers Ingvar Tjstheim & Knut Boge Norwegian

Mobile Commerce - Who Are The Potential Customers Ingvar Tjstheim & Knut Boge Norwegian Computing Center July 27, 2001 Karlsruhe, Germany COTIM 2001 Ingvar Tjstheim Norwegian Computing Center Background Imode by NTT-DoCoMo

446 views • 20 slides

Educating the Architects of the Mobile Economy:

Faculty of Computing & Information Technology W3C Workshop on the Role Mobile Technology in Fostering

422 views • 15 slides

By Stephen Ingram Northport-East Northport Public Library President CATS

By Stephen Ingram Northport-East Northport Public Library President CATS http://www.businessinsider.com/where-we-are-in- the-smartphone-revolution-2013-3 How we communicate, what we use and how we process and create information on the go.

548 views • 32 slides