Paradigm Protect Stuart Mair Regional Account Manager 1 THE - - PowerPoint PPT Presentation

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Paradigm Protect Stuart Mair Regional Account Manager 1 THE - - PowerPoint PPT Presentation

May 16, 2023 284 likes •526 views

Paradigm Protect Stuart Mair Regional Account Manager 1 THE AGENDA Brand promise 1 Ambition 2 Proposition 3 2 OUR BRAND PROMISE Our promise to customers Our promise to advisers Our customers' lives will be made better And advisers'

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Paradigm Protect Stuart Mair Regional Account Manager

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THE AGENDA

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Brand promise Ambition Proposition 1 2 3

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  • LIFE. MADE BETTER.

OUR BRAND PROMISE

Our promise to customers Our customers' lives will be made better for knowing that they, and their dependants, have cover specially designed to never let them down. Our promise to advisers And advisers' lives will be made better for knowing that working with us will be effortless, and that our policies will help them give the very best advice.

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OUR AMBITION

For every family to have protection that they truly believe in.

We can only achieve our ambition if protection is sold with advice. That’s why, for us, Financial Advisers are not just another distribution channel. They’re the only channel.

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BETTER IS IN THE DETAIL

OUR PROPOSITION

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OUR PROPOSITION

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Life Protection Critical Illness Protection Children’s Critical Illness Protection

Level Increasing Decreasing Family Income Level Increasing Decreasing Family Income Can be added to Life Protection or Critical Illness Protection

Fracture Plus Protection

Core products Optional extras

Can be added to Life Protection or Critical Illness Protection

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PRODUCTS. BETTER BY DEFINITION.

Ambiguous policy wording protects the insurer. Our crystal clear policy wording protects the customer.

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Heart attack

  • If a UK Consultant says your client has had a heart attack, we pay out

Cancer

  • We pay out on all malignant skin cancers
  • PRODUCTS. BETTER BY DEFINITION.
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  • PRODUCTS. BETTER BY DEFINITION.

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Terminal illness

  • Guaranteed to pay out if your client is diagnosed with:
  • Stage 4 cancer
  • Motor neurone disease
  • Parkinson-plus syndromes
  • Even if they’re expected to survive more than 12 months
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FORWARD-THINKING UNDERWRITING.

Customers often have a growing need for protection. So, we underwrite with the future in mind.

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Reserved Cover

  • One set of underwriting questions for all covers
  • Automatically underwrite clients for the maximum we’ll offer for all types of cover
  • Reserved Cover is available at day one rates for the next 27 months
  • You and your client both kept informed
  • Simple process

FORWARD-THINKING UNDERWRITING.

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LIBERATING TECHNOLOGY.

Our platform sets you free to make protection truly personal.

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Introducing

PROTECTION BUILDER

The power to make protection truly personal.

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LIBERATING TECHNOLOGY.

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Children’s Critical Illness Protection

  • Optional extra
  • Select any amount of cover from £10,000 to £100,000 (up to adult sum assured)
  • Can be added at any time to Life Protection or Critical Illness Protection
  • 6 specific children’s conditions
  • £10,000 funeral cover
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Fracture Plus Protection Add to any core cover includes:

  • Fractures
  • Dislocations
  • Ligament tears
  • Tendon ruptures

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LIBERATING TECHNOLOGY.

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Introducing

PAYOUT PLANNER

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Simply nominate beneficiaries when you apply.

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Commission payments

  • Indemnity
  • Non-indemnity
  • Mix and match

LIBERATING TECHNOLOGY.

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FAIRNESS. REDEFINED.

Often the industry’s sense of fairness isn’t that fair

  • n the customer. We’ve readdressed the balance.

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  • FAIRNESS. REDEFINED.

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Cover upgrades

  • We’ll apply upgrades to existing customers too
  • Mostly free of charge
  • If the improvement involves a charge, we’ll give existing customers the option

Premium Waiver

  • Included with every policy
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Mortgage guarantee

  • We use a 5% interest rate assumption
  • Mortgage guarantee included in all decreasing mortgage cover
  • Guaranteed to pay the difference at no extra cost (conditions apply)
  • FAIRNESS. REDEFINED.
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We never forget it’s your client. We’ll keep you in the loop. We use technology to enhance relationships. (Not replace them.)

WORKING WITH YOU

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INDEPENDENT ASSESSMENT

Highly rated by the CI Expert research tool – top rating across the board.

Our products have been assessed and highly rated by independent industry experts.

  • Critical illness decreasing term
  • Critical illness level term
  • Critical illness standalone
  • Life assurance decreasing

term

  • Life assurance level term
  • Protection menu plan
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Guardian Financial Services Limited is an appointed representative of Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Registered office: Scottish Friendly House, 16 Blythswood Square, Glasgow G2 4HJ. Registration number 110002. Guardian Financial Services Limited is registered in England and Wales under number 11115769. Registered office: 11 Strand, London WC2N 5HR.

m: 0808 133 1821 e: advisers@guardian1821.co.uk w : guardian1821.co.uk/advisers