For over 30 years now, Design Benefits has had the privilege of - - PowerPoint PPT Presentation

▶
for over 30 years now design benefits has had the
SMART_READER_LITE
LIVE PREVIEW

For over 30 years now, Design Benefits has had the privilege of - - PowerPoint PPT Presentation

Sep 26, 2023 48 likes •272 views

For over 30 years now, Design Benefits has had the privilege of helping thousand of clients with their insurance needs. We have a full staff of experienced employee's to assist you with any insurance questions, or needs you might have. We are

slide-1
SLIDE 1

For over 30 years now, Design Benefits has had the privilege of helping thousand of clients with their insurance needs. We have a full staff of experienced employee's to assist you with any insurance questions,

  • r needs you might have. We are also a member of the Better Business

Bureau, and carry an A+ rating.

Majo jor M Medical l Critical Illne l Illness Accident nt C Coverage Life Ins Insuranc nce Sho hort T Term m Medicare S Supple leme ment nts De Dent ntal a l and nd V Vision n Canc ncer/Heart/Stroke Car Ins Insuranc nce Home me Ins Insuranc nce

slide-2
SLIDE 2

GOALS

  • 1. Reduce your premium
  • 2. Improve your benefits
  • 3. Show you how to utilize

your benefits to their fullest

slide-3
SLIDE 3

GOALS

  • 1. Reduce your premium

É

We shop the marketplace in your State to find the most affordable plan

  • 2. Improve your benefits
  • 3. Show you how to utilize

your benefits to their fullest

slide-4
SLIDE 4

GOALS

  • 1. Reduce your premium

É

We shop the marketplace in your State to find the most affordable plan

É

Customizing a plan specifically to your needs

  • 2. Improve your benefits
  • 3. Show you how to utilize

your benefits to their fullest

slide-5
SLIDE 5

GOALS

  • 1. Reduce your premium

É

Shopping the marketplace in your State to find the most affordable plan

É

Customizing a plan specifically to your needs

  • 2. Improve your benefits

É

Eliminate your deductible on major claims like heart attack, stroke, and cancer

  • 3. Show you how to utilize

your benefits to their fullest

slide-6
SLIDE 6

GOALS

  • 1. Reduce your premium

É

Shopping the marketplace in your State to find the most affordable plan

É

Customizing a plan specifically to your needs

  • 2. Improve your benefits

É

Eliminate your deductible on major claims like heart attack, stroke, and cancer

É

Reduce your deductible to $250 or less

  • n Accidents
  • 3. Show you how to utilize your

benefits to their fullest

slide-7
SLIDE 7

GOALS

  • 1. Reduce your premium

É

Shopping the marketplace in your State to find the most affordable plan

É

Customizing a plan specifically to your needs

  • 2. Improve your benefits

É

Eliminate your deductible on major claims like heart attack, stroke, and cancer

É

Reduce your deductible to $250 or less

  • n Accidents
  • 3. Show you how to utilize your

benefits to their fullest

É

Using your PPO network’s re-pricing to save money on claims

slide-8
SLIDE 8

GOALS

1.

Reduce your premium

É

Shopping the marketplace in your State to find the most affordable plan

É

Customizing a plan specifically to your needs 2.

Improve your benefits

É

Eliminate your deductible on major claims like heart attack, stroke, and cancer

É

Reduce your deductible to $250 or less

  • n Accidents

3.

Show you how to utilize your benefits to their fullest

É

Using your PPO network’s re-pricing to save money on claims

É

Updating your policy to give you 100% paid Preventative Benefits

slide-9
SLIDE 9

PREVENTATIVE CARE

Ò PPACA became law in the United States on March 23,

  • 2010. PPACA provides for comprehensive changes to the

country’s regulation of health insurance and the delivery of health care generally. Certain changes apply immediately to all health insurance plan/policies impacted by the legislation, which are purchased on or after September 23,

  • 2010. The biggest change is the fact that preventative care

is covered first dollar now under individual and group policies

slide-10
SLIDE 10

Service C Covered f for A Adult lts Service C Covered f for W Wome men n

q Breast cancer mammography screenings every 1 to 2 years for women over 40 q Cervical cancer screening

Service C Covered f for C Chi hild ldren n

q Immunization vaccines for children from birth to age 18—doses, recommended ages, and recommended populations vary q Vision screening for all children q Hearing screening for all newborns q Height, weight and body mass index measurements for children q Colorectal cancer screening for Adults over 50 q Cholesterol screening for adults of certain ages or at a higher risk q Blood Pressure Screening for Adults q Immunization vaccines for adults –doses, recommended ages, and recommended populations vary

slide-11
SLIDE 11

PPO Re-Pricing

slide-12
SLIDE 12

OPTIONAL BENEFITS

q Office Visit Co-Pays q Prescription Co-pays

slide-13
SLIDE 13

OPTIONAL BENEFITS

q Office Visit Co-Pays

Ø Some Families go to the doctor more than others and prefer

to have a co-pay , some families hardly go at all and would benefit from saving money on their premium by not having a co-pay for office visits

q Prescription Co-pays

slide-14
SLIDE 14

OPTIONAL BENEFITS

q Office Visit Co-Pays

Ø Some Families go to the doctor more than others and prefer

to have a co-pay , some families hardly go at all and would benefit from saving money on their premium by not having a co-pay for office visits

q Prescription Co-pays

Ø There’s a lot of medications now that are on the $4 generic

list at most retail pharmacy’s, so most individuals are not using their RX co-pays in today’s environment

slide-15
SLIDE 15

COMPLIMENTARY RX CARD

PH PHARMA RMACY CY

One card automatically covers all family members. Instantly receive average savings of up to 65% on

drug prices. Over 59,000 pharmacies, including major chains and community pharmacies. Actual savings may vary depending on the medication and the pharmacy. Average savings is 20% off the regular retail price

  • f your prescription drugs.

VIS ISIO ION

Over 10,500 optical centers offer average discounts of up to 50% off the regular retail price of eyeglasses, contact lenses, sunglasses, and corrective surgery (Lasik, RPK, etc.). Mail-order contact lens program. 100% guaranteed satisfaction for 30 days.

DE DENTAL

The dental discount plan offers significantly reduced fees saving members an average of 20% to 50% off

  • f almost all General

Dentists’ and Specialists’ standard fees.

slide-16
SLIDE 16

RX DISCOUNT CARD EXAMPLE

slide-17
SLIDE 17

87% o

  • f a

all M ll Majo jor C Cla laims ms i involv lve H Heart, S , Stroke, C , Canc ncer, , and nd A Accident nts

18%- Accidents 69%- Heart/Stroke/ Cancer 13%- Colds, Outpatient Procedures, Preventative Care

slide-18
SLIDE 18

THE TRI-FECTA APPROACH

Ò Reducing your deductible on Major Claims like

Cancer/Heart Attack/Stroke to $0.

slide-19
SLIDE 19

THE TRI-FECTA APPROACH

Ò Reducing your deductible on Major Claims like

Cancer/Heart Attack/Stroke to $0.

Ø

We can accomplish this by giving you a large lump sum of money when diagnosed with a major critical illness

slide-20
SLIDE 20

THE TRI-FECTA APPROACH

Ò Reducing your deductible on Major Claims like

Cancer/Heart Attack/Stroke to $0.

Ø

We can accomplish this by giving you a large lump sum of money when diagnosed with a major critical illness

Ò Reduce your deductible down to $250 or less on

Accidents, or give you immediate cash benefits to help reduce your out-of-pocket on claims

slide-21
SLIDE 21

LET’S REVIEW OUR GOALS

1.

Reduce your premium

É

Shopping the marketplace in your State to find the most affordable plan

É

Customizing a plan specifically to your needs 2.

Improve your benefits

É

Eliminate your deductible on major claims like heart attack, stroke, and cancer

É

Reduce your deductible to $250 or less

  • n Accidents

3.

Show you how to utilize your benefits to their fullest

É

Using your PPO network’s re-pricing to save money on claims

É

Updating your policy to give you 100% paid Preventative Benefits

slide-22
SLIDE 22

Question’s??