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Employer Health Benefit Survey 2017
Release Slides September 19, 2017
Employer Health Benefit Survey 2017 Release Slides September 19, - - PowerPoint PPT Presentation
Employer Health Benefit Survey 2017 Release Slides September 19, - - PowerPoint PPT Presentation
Employer Health Benefit Survey 2017 Release Slides September 19, 2017 Drew Altman President and CEO Kaiser Family Foundation MOST OF THE HEALTH SYSTEM IS STABLE MEDICARE NON-GROUP EMPLOYER PROVIDED MEDICAID MARKET COVERAGE Growth in per
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1% 4% 2% 2% 8% 3% 1% 1% 20% 3% 3% 2%
NON-GROUP MARKET Benchmark premium growth EMPLOYER PROVIDED COVERAGE Increase in family coverage MEDICAID Growth in per beneficiary costs MEDICARE Growth in per beneficiary costs
’15 ‘16 ‘17 ’15 ‘16 ‘17 ’15 ‘16 ‘17 ’15 ‘16 ‘17
Source: (1.) Non-Group Market: 2014 – 2017 Marketplace Average Benchmark Premiums – Kaiser Family Foundation (2.) Employer Health Benefits: 2014, 2015, 2016, 2017
Employer Health Benefits Survey – Kaiser Family Foundation (3.) Medicaid: HHS 2016 Actuarial Report of the Financial Outlook for Medicaid (4.) Medicare: 2017 Annual Report of The Boards of Trustees of The Federal Hospital Insurance And Federal Supplementary Medical Insurance
MOST OF THE HEALTH SYSTEM IS STABLE
KFF/HRET 2017 EHBS
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Gary Claxton Vice President and long-time study director Kaiser Family Foundation
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Matthew Rae Senior Policy Analyst and study co-author Kaiser Family Foundation
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Figure 3 Average Annual Increases in Premiums for Family Coverage Compared to Other Indicators, 2000-2017
* Estimate is statistically different from estimate for the previous year shown (p < .05). SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017. Bureau of Labor Statistics, Consumer Price Index, U.S. City Average of Annual Inflation (April to April), 1999-2017; Bureau of Labor Statistics, Seasonally Adjusted Data from the Current Employment Statistics Survey, 1999-2017 (April to April). 3.1% 3.3% 1.6% 2.2% 2.3% 3.5% 3.5% 2.6% 3.9%
- 0.7%
2.2% 3.2% 2.3% 1.1% 2.0%
- 0.2%
1.1% 2.2% 3.9% 4.0% 2.7% 3.0% 2.0% 2.7% 3.9% 3.8% 3.7% 3.3% 2.4% 2.1% 1.7% 1.8% 2.4% 2.0% 2.6% 2.3% 11.0% 10.0% 13.0% 13.0% 10.0%* 9.0% 6.0%* 5.0% 5.0% 5.0% 3.0% 9.0%* 4.0%* 4.0% 3.0% 4.0% 3.0% 3.0%
- 2%
0% 2% 4% 6% 8% 10% 12% 14% 16% 18% 20% 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Overall Inflation Workers' Earnings Family Premiums
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55% 57% 58% 54% 53% 50% 50% 53% 50% 52% 49% 52% 48%* 47% 46% 44% 45% 44% 43% 66% 67% 69% 69% 68% 68% 66% 63% 65% 66% 65% 63% 64% 62% 61% 62% 63% 61% 62% 62% 63% 65% 63% 62% 61% 60% 59% 59% 60% 59% 59% 58% 56% 56% 55% 56% 55% 55%
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) ALL FIRMS
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Percentage of All Workers Covered by Their Employer's Health Benefits, Both In Firms Offering and Not Offering Health Benefits, by Firm Size, 1999-2017
* Estimate is statistically different from estimate for the previous year shown (p < .05). SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2017.
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81% 82% 83% 87% 88% 94%* 98%* 98% 98% 31% 35% 38% 38% 38% 44%* 49% 55% 57% 19% 19% 19% 15%* 15% 13% 13% 16% 18% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 2009 2010 2011 2012 2013 2014 2015 2016 2017 Covered Workers with an OOP Maximum OOP Maximum Above $3,000 OOP Maximum Above $6,000
Figure 18 Percentage of Covered Workers Enrolled in a Plan with an Out-of-Pocket Maximum for Single Coverage, 2009-2017
* Estimate is statistically different from estimate for the previous year shown (p < .05). NOTE: OOP refers to ‘out-of-pocket.’ Out-of-pocket maximums reported are for in-network services. Covered workers without an OOP maximum are considered to be exposed to at least the specified threshold. Some of these workers may be enrolled in plans whose cost-sharing structure has other limits that make it impossible to reach the specified threshold. SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2009-2017.
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* Estimate is statistically different between All Small Firms and All Large Firms estimates (p < .05). NOTE: 'Specific Wellness Programs' include 'Programs to Help Employees Stop Smoking', 'Programs to Help Employees Lose Weight', or 'Other Lifestyle or Behavioral Coaching'. SOURCE: Kaiser Family Foundation and Health Research & Educational Trust, Employer Health Benefits Survey, 2017.
Exhibit 6: Among Firms Offering Health Benefits, Percentage of Firms Offering Various Wellness and Health Promotion Activities and Incentives, by Firm Size, 2017
27%* 85%* 7%* 28%* 52%* 32%* 62%* 7%* 58%* 2%* 5%* 21%* 5%* 38%* 0% 20% 40% 60% 80% 100% Incentive for Participating In
- r Completing Wellness Programs
Offers Specific Wellness Programs Incentive for Meeting Biometric Outcomes Incentive for Completing Biometric Screening Offers Biometric Screening Incentive for Completing Health Risk Assessment Offers Health Risk Assessment All Small Firms (3-199 Workers) All Large Firms (200 or More Workers) Health Risk Assessments Biometric Screenings Wellness Programs
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Read the report, and find a link to today’s presentation, at
kff.org/ehbs
Today’s Web Briefing Will Be Recorded
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Craig Palosky, Kaiser Family Foundation Email: CPalosky@KFF.org Phone: 202-347-5270
Contact Information
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