ACI Worldwide Investor Conferences March 2013 1 Private Securities - PowerPoint PPT Presentation

Exhibit 99.1 ACI’s software underpins electronic payments throughout retail and wholesale banking, and commerce all the time. ACI Worldwide Investor Conferences March 2013 1

Private Securities Litigation Reform Act of 1995 Safe Harbor for Forward-Looking Statements This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. A discussion of these forward-looking statements and risk factors that may affect them is set forth at the end of this presentation. The Company assumes no obligation to update any forward-looking statement in this presentation, except as required by law. 2

Business Overview

ACI Worldwide: A Global Payments Company 3,500 Revenue guidance EBITDA guidance 60 month backlog as of employees 2013 = $775M 2013 = $235M 2012 = $2.4B EMEA AMERICAS 500+ customers 1,950+ customers Customers: ~ 290 retailers globally ASIA/PACIFIC 150+ customers Customers: ~ 180 processors globally Regional Offices Distributors/Sales Agents ~ 2,600 customers in over 80 countries rely on ACI solutions Note: Dollars are in millions. Total Revenue and EBITDA represent mid-point of guidance 4

ACI is a Leading Provider of Enterprise Payments and Transaction Banking Solutions ACI Product Family as % of Revenue Fraud Management Retail Payments • Retail payments engines • Payments transaction fraud • Card and account management • Enterprise financial crimes • Authentication, authorization, • Case management acquiring, clearing and settlement • Single message format Wholesale Payments • Mobile payments • Sold to FIs and processors of all • Wholesale payments engines sizes globally • Transaction banking Retail Payments • Trade finance 48% • Serves FIs globally Online Banking Tools • U.S. and int’l corporate online banking and cash management • Analytics • U.S. and Int’l branch systems • Payments Infrastructure • Trade finance • Testing tools • Mobile banking • In-house or hosted solution • Sold to Large FIs Online Banking Merchant Retail Payments 22% Community Banking • U.S. and int’l merchant retail payments engines • In-store integration • U.S. business and consumer online  Rich set of Product Capabilities • PCI compliance banking • Loyalty / stored value • U.S. branch system • Serves Retailers of all sizes • Mobile banking  Strong focus on Product • Hosted solutions Development (R&D ~20% of • Sold to community FIs and credit unions revenue) 5

Our Customers are Top Global Banks, Processors and Retailers 6

Large & Growing Worldwide Payment Opportunity SERVICEABLE SOFTWARE 2011 ESTIMATED SHARE INDUSTRY SPEND IN 2016 = $14.2B ($ in millions) FundTech 5YR CAGR (2011-16)= 9.6% Bottomline 14,184 NICE (Actimize) BAE (Norkom & Detica) BPO (e.g.. Clear2Pay 5.8% 12,989 1,057 processors) Dovetail FIS 16% IT SERVICES 11,914 1,005 SAS 46% 10,881 INTUIT (Digital 957 Insight) 38% 9,864 898 FAIR ISAAC (FICO) 8,949 844 ACI – 2011 Online Banking and 796 SOFTWARE 10.6% Cash Management Estimated Share of 8% 9,307 8,456 7,695 IBM 6,965 6,259 5,625 Retail Banking Payments 10.5% Wholesale Banking 916 834 Payments 760 10.2% OTHER 688 619 854 556 796 Merchant Retailer 744 (Homegrown & 691 644 619 7.7% Payments 604 Regional) 562 510 483 429 Fraud Management 381 7.2% Tools and 1,247 1,430 1,155 1,335 987 1,068 Infrastructure Source: IDC Financial Insights, June 2011; Company reports and ACI analysis Source: IDC Financial Insights 2011, ACI Internal Analysis Note: ACI market share pro forma for S1 acquisition 7

Customer Trends Continued Shift to • Global retail and wholesale transaction volumes are expected to grow at a Electronic Payments 9% CAGR through 2020 Customer Focus on • E-payments vendors are increasingly investing in robust, scalable Improved Efficiency architecture with enhanced straight through processing capabilities to and Risk reduce errors and prevent fraud Management • Many large financial institutions process electronic payments on legacy software and systems developed by internal IT departments Replacement of • Financial institutions will upgrade or replace their existing systems with the Legacy Systems robust, scalable solutions third-party vendors provide as industry IT investment recovers • Dodd-Frank bill, Basel II and SEPA Regulatory • Requirements to upgrade existing systems to manage enterprise risk and Requirements reduce cross-border payments costs • Large financial institutions desire to simplify their vendor relationships Financial Industry • Vendors with a complete set of solutions across the enterprise are poised Consolidation to capitalize on their existing relationships for cross-selling opportunities 8

ACI + ORCC Compelling Strategic Rationale • Online Resources – Tender offer price of $3.85 cash per share (NASDAQ: ORCC) • Implied EV / 2012E Adj. EBITDA: 8.0x 1 • Implied EV / 2012E Adj. EBITDA (inc. Synergies): 5.0x 2 – Adds full-service Bill Payment platform for Online Banking and Billers – Significant base of biller connections can be leveraged for efficiencies – Cross sales potential – ~90% recurring revenue – Expected to be accretive to non-GAAP earnings in 2013 1) 2012E Adj. EBITDA represents mean of Wall Street research estimates 2) Assumes $19.5 million in anticipated cost synergies 9

Financial Overview

Sales and Revenue Model • New Account / Product Sales – revenue generally Sales Bookings split evenly among license, maintenance and service Term Extensions • Term Extension – 50% license, 50% maintenance Sales, Net of Term Extensions $265 • Legacy ACI contracts are 5-year fixed term $226 $210 $136 $132 • Legacy S1 contracts are generally perpetual license fees and 3-year fixed term for hosting services $501 $330 $323 $310 $293 • 95% of our contracts are Transaction Based (TBP) 2008 2009 2010 2011 2012 60- Month Backlog • Beginning contracted backlog represents approximately 80% of forward revenue guidance $2,416 • Higher margin recurring revenues (maintenance, license and hosting fees) comprise majority of 60- $1,617 $1,555 $1,517 $1,407 month backlog • Lower margin implementation services more significant in first 12 months • Renewal rates across all products >96% 2008 2009 2010 2011 2012 * S1 added $685 to 60-Month Backlog in 2012 11

Diversified Revenue Base by Geography & Type • Diversified global company with customers 2012 Revenue by Region spanning ~ 100 countries Asia/ Pacific 14% • Approximately 75-80% of business denominated in U.S. dollars in spite of geographic scope Americas 53% • EMEA is comprised of ~30% UK-derived EMEA 33% revenue, 20% Middle East/Africa and 50% Europe (inclusive of 32 countries) • Higher margin recurring revenues 2012 Revenue by Type (maintenance, license and hosting fees) comprise nearly 80% of revenue Hosting 17% Licenses 33% • Lower margin implementation services represent approximately 20% of revenue Services 20% Maintenance 30% Note: Dollars are in millions. Revenue presented on a GAAP basis 12

Operating Income and Adjusted EBITDA 2008-2013 ($ in Millions) Adjusted Operating Income Adjusted EBITDA $235 $155 $191 $128 % Margin % Margin $113 $73 $84 $54 $67 $65 $42 $22 5% 10% 13% 16% 20% 16% 16% 20% 24% 30% 19% 29% 2008 2009 2010 2011 2012 2013 2008 2009 2010 2011 2012 2013 *2013 represents guidance midpoint • 2011 and 2012 Operating Income and Adjusted EBITDA exclude one-time expenses related to the acquisition of S1 Corporation and exclude the impact of the $22.5 million deferred revenue haircut. 13

2013 Guidance ($ in Millions) Key Metrics 2012 Actuals* 2013 Low 2013 High Revenue $689 $765 $785 Operating Income $128 $150 $160 Adjusted EBITDA $191 $230 $240 *2012 Actuals are presented on a non-GAAP basis and exclude the impact of $22.5m of deferred revenue haircut and $31.5M of one-time expenses related to the acquisition and integration of S1 Sales, net of term extension, growth in the high single digits to low double digits • Revenue growth in mid to high single digits • Revenue and margin phasing by quarter consistent with 2012 • Operating Income margin of 20% • Adjusted EBITDA margin of 30% • − Depreciation and amortization expected to approximate $64 million − Non-cash compensation expense expected to approximate $15.8 million Diluted Share Count to approximate 40 million (excluding future share buy-back activity) • 14

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