39 1 Sustainable Performance THE GOLDEN QATAR BEST ARAB BEST - - PowerPoint PPT Presentation

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39 1 Sustainable Performance THE GOLDEN QATAR BEST ARAB BEST - - PowerPoint PPT Presentation

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October 2018 39 1 Sustainable Performance THE GOLDEN QATAR BEST ARAB BEST REGIONAL PEACOCK THE GOLDEN BEST BANK DOMESTIC ENVIRONMENTAL CUSTOMERS BEST REGIONAL MOST BEST ENTERPRISE GLOBAL PEACOCK IN CAPITAL MOST TRADE FINANCE

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October 2018

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39 Sustainable Performance

Rating Agency Foreign Currency LT Foreign Currency ST Local Currency LT Local Currency ST Financial Strength / Viability / Baseline Support Outlook Capital Intelligence A+ A2

  • A

2 Stable Moody’s A3 P-2 A3 P-2 WR

  • Stable

Standard & Poor’s BBB+ A-2 BBB+ A-2

  • Negative

Fitch A F1 A F1 bb+ 1 Stable

BEST BANK IN CAPITAL POSITION New Age Banking Summit MOST OUTSTANDING BUSINESS BANK CV Magazine BEST ARAB CUSTOMERS SERVICES Arab Banks Awards & Commendations

  • f Excellence

QATAR DOMESTIC TRADE FINANCE BANK OF THE YEAR Asian Banking & Finance BEST LOCAL BANK IN QATAR EMEA Finance BEST REGIONAL COMMERCIAL BANK The Banker Middle East MOST INNOVATIVE BANK IN MIDDLE EAST EMEA Finance BEST COMMERCIAL BANK IN QATAR International Finance Magazine BEST REGIONAL ENTERPRISE FOR EXCELLENCE IN QUALITY Europe Business Assembly ENVIRONMENTAL AWARD The Arab Organization For Social Responsibility THE GOLDEN PEACOCK GLOBAL AWARD FOR EXCELLENCE IN CORPORATE GOVERNANCE Institute Of Directors THE GOLDEN PEACOCK GLOBAL AWARD FOR SUSTAINABILITY Institute Of Directors 2018 2018 2018 2014, 2016, 2017, 2018 2017 2006, 2007, 2009, 2010, 2013, 2014, 2015, 2016, 2017 2017 2013, 2014, 2016 2017 2014, 2015 2015, 2016 2010, 2011, 2013, 2014 2017

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39 DOHA BANK - GLOBAL REACH

20 21 1 Qatar 2 Dubai - UAE 3 Abu Dhabi - UAE 4 Kuwait City - Kuwait 5 Mumbai - India 6 Kochi - India 7 Chennai - India 8 London - UK 9 Frankfurt - Germany 10 Istanbul - Turkey 11 Singapore 12 Shanghai - China 13 Seoul - S. Korea 14 Tokyo - Japan 15 Hong Kong - China 16 Sydney - Australia 17 Toronto - Canada 18 Johannesburg - South Africa 19 Dhaka - Bangladesh 20 Colombo - Sri Lanka 21 Kathmandu - Nepal

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39 DOHA BANK - AT A GLANCE

  • Founded in Doha, Qatar on March 15, 1979
  • Systemic importance in Qatar
  • Client base of more than 460,000 customers including customers under Wages Protection

System (WPS)

  • 27 Domestic Branches, 8 E-Branches including Pay Offjces, around 100 ATMs
  • 6 International Branches and 14 Representative Offjces

KEY INFORMATION KEY INFORMATION FINANCIAL HIGHLIGHTS SEPTEMBER 2018

  • Total assets: USD 24.82 billion
  • Loan portfolio: USD 16.25 billion
  • Customer deposits: USD 14.25 billion

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  • Listed on the Qatar Exchange.
  • Doha Bank has paid 30% of the Paid-up Capital as a cash dividend to the shareholders in the year

2018 pertaining to the period 2017. The highest dividend yield among all the banks in Qatar.

  • Doha Bank completed 20% rights issue, raising capital of QR 1.29 billion in 2017.

LISTING, DIVIDEND CONSIDERATIONS AND CAPITAL PLANNING BUSINESS FOOTPRINT

  • Full branch operations in Qatar, UAE (Dubai & Abu Dhabi), India (Mumbai, Chennai & Kochi)

and Kuwait.

  • Representative offjces in China (Shanghai & Hong Kong), Canada, Turkey, Singapore, Germany,

Japan, The United Kingdom, South Korea, South Africa, Bangladesh, Australia, Sri Lanka and Nepal.

  • Doha Bank launched its third branch in India located at Chennai.
  • Brokerage and fjnancial services associate in India.
  • Doha Bank Assurance Company, a 100% owned insurance company in Qatar.

DOHA BANK - AT A GLANCE

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Sheikh Fahad Bin Mohammad Bin Jabor Al Thani

Chairman of the Board

  • f Directors
  • Mr. Ahmed Abdullah

Ahmed Al Khal

Member of Board of Directors

  • Mr. Ahmed Abdul

Rahman Yousuf Obaidan Fakhroo

Vice Chairman

  • Mr. Hamad

Mohammed Hamad Abdulla Al Mana

Member of Board of Directors

Sheikh Abdul Rahman Bin Mohammad Bin Jabor Al Thani

Managing Director

  • Mr. Ali Ibrahim

Abdullah Al-Malki

Independent Member

Sheikh Abdulla Bin Mohammad Bin Jabor Al Thani

Member of Board of Directors

  • Mr. Nasser Khalid Nasser

Abdullah Al-Mesnad

Independent Member

Sheikh Falah Bin Jassim Bin Jabor Bin Mohammad Al Thani

Member of Board of Directors

  • Representative of Jassim & Falah Trading

& Contracting Co.

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THE BOARD - OF DIRECTORS

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39 DOHA BANK - EXECUTIVE MANAGEMENT

Sheikh Mohamed Fahad J Al-Thani

Acting Chief Human Resources Offjcer

  • Dr. R. Seetharaman

Chief Executive Offjcer

Khalid Alnaama

Head of Public Sector

David Challinor

Chief Financial Offjcer

Abdullah Al-Asadi

Executive Manager Shareholders Affairs

Hassan Ali Kamal

Corporate Branch Manager

Krishnan C.K.

Chief Wholesale Banking Offjcer

Maher Ahmed Ali Ahmed

Al Mirqab Branch Manager

Khalid Latif

Chief Risk Offjcer

Peter Roberts

Chief Operating Offjcer

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39 DOHA BANK - EXECUTIVE MANAGEMENT

Ahmad Ali Al-Hanzab

Head of Administration

Dharnendra Kothari

Head of Investments

Rowan Luke

Head of Treasury

Khalifa Al-Kaabi

Head of Collection & Recovery

  • M. Sathyamurthy

Deputy Head of International Banking

Braik Ali HS Al-Marri

Acting Chief Retail Banking Offjcer

Damon McMenamin

Head of Global Governance

Mokhtar Abdel Monem Elhenawy

Legal Advisor to the Board and Company Secretary

  • Dr. Mohammad Omar

Abdelaziz Daoud

Chief Internal Auditor

Jamal Eddin H. Al Sholy

Chief Compliance Offjcer

Yousuf Ahmed Mandani

Main Branch Manager

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Board Level Committees Executive Committee Nominations, Governance, Policies & Remunerations Committee Audit, Compliance & Risk Committee

ABOUT DOHA BANK - GOVERNANCE

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Management Level Committees Management Executive Committee (EXCO) Risk Management Committee Investment Committee Human Resources Committee Tender Committee Assets and Liability Committee (ALCO) Credit Committee Technology and Operations Committee

ABOUT DOHA BANK - GOVERNANCE

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23,185

Sep - 2016 Sep - 2018

25,375 24,816

TOTAL ASSETS (Y-O-Y) IN USD MILLIONS

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Sep - 2017

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15,257

Sep - 2016 Sep - 2018

16,203 16,247

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Sep - 2017

NET LOANS & ADVANCES (Y-O-Y) IN USD MILLIONS

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13,346 14,427 14,245

TOTAL DEPOSITS (Y-O-Y) IN USD MILLIONS

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Sep - 2016 Sep - 2018 Sep - 2017

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280 288 203

NET PROFIT (Y-O-Y) IN USD MILLIONS

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Sep - 2016 Sep - 2018 Sep - 2017

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3,688 4,118 3,584

TOTAL EQUITY (Y-O-Y) IN USD MILLIONS

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Sep - 2016 Sep - 2018 Sep - 2017

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  • Operating in a resource and infrastructure growth driven economy.
  • Qatar is one of the richest countries in the world in terms of GDP per capita, with investor-friendly

regulations and an oil/gas - income diversifjcation policy.

  • Capitalize on investment opportunities arising from Qatar’s successful bid to host the 2022 FIFA World Cup.
  • Leverage on presence in one of the largest and fastest growing economies in the world - India.
  • Leading presence in Qatar market.
  • Strong Brand Equity.
  • Successful expansion of the SME, Corporate banking and growth agenda.
  • Advanced retail banking product offering.
  • National branch network of 27 domestic branches supported by pioneering alternative distribution channels

and products such as mobile and internet banking, multiple currency ATM and e-branches.

  • Award-winning, state of the art mobile banking and customer care centre.
  • Established QETF - The fjrst Exchange Traded Fund in Qatar.

OPERATING IN ONE OF THE FASTEST GROWING AND RICHEST REGIONS IN THE WORLD ENTRENCHED DOMESTIC BANKING POSITION LEADING RETAIL BANKING FRANCHISE

DOHA BANK - CLOSING REMARKS ON THE INVESTMENT STORY

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Sep - 18 Dec - 17 Dec - 16 Particulars (in USD millions)

Cash and balances 1,170 1,832 1,429 Due from banks 2,885 2,148 1,078 Loans and advances 16,253 16,423 16,247 Investments 4,041 4,812 5,517 PPE and other assets 466 460 545 Total assets 24,815 25,675 24,816 Deposits 15,304 16,331 14,245 Borrowing 1,871 1,673 1,636 Due to Banks 3,371 3,022 4,771 Other liabilities 595 583 580 Total Equity 3,674 4,066 3,584 Total liabilities and equity 24,815 25,675 24,816 As at the end of

DOHA BANK - FINANCIAL STATEMENT

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Sep - 18 Dec - 17 Dec - 16 Particulars (in USD millions)

Interest income 870 997 805 Interest expense (304) (378) (365) Net interest income 566 619 440 Net fees & commission 126 128 79 Other operating income 61 62 39 Net operating income 753 809 558 Operating expenses and taxes (464) (504) (355) Net profit after tax 289 305 203 Return on Shareholders’ Equity 12.1% 11.9% 10.3% Return on Average Asset 1.21% 1.21% 1.07% For the period ended

DOHA BANK - INCOME STATEMENT & KEY RATIOS

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CONTACT INFORMATION

For further information please contact:

  • Dr. R. Seetharaman

Chief Executive Officer

Doha Bank Tower Head Offjce Corniche Street, West Bay, Doha, Qatar P.O. Box 3818 Tel: +974 40155577 Fax: +974 44325345 Email: Seetharaman@dohabank.com.qa

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