WELCOME SLBC of Andhra Pradesh - PowerPoint PPT Presentation

rd Mee 173 173 rd Meeti ting ng of of SL SLBC C of of An Andh dhra ra Pra rades desh WELCOME SLBC of Andhra Pradesh Andhra Bank

Performance Highlights  State’s CD Ratio at 116.76% is one of the highest in the Country  The outstanding under Agriculture Credit crossed Rs. 80,000 Cr. which is one of the highest in the Country  Banks have given 89.96 lac Kisan Credit cards  During the current year Banks have extended finance to 7.00 lac new farmers, 89,000 tenant farmers through 10,700 JLGs.  The growth in Agricultural Advances during the current year upto December is 16.89% SLBC of Andhra Pradesh Andhra Bank

Performance Highlights  The State is Leading in the Country under SHG- Bank Linkage Programme  The outstanding credit to SHGs stood at Rs.12,948 crores extended to 14,02,421 SHGs as at the end of January, 2011 compared to Rs.11764 Cr to 11,67,000 SHGs as on 31.03.2010  All the districts in the State are having RSETIs  During the year upto now SLBC has conducted 33 Meetings, including 16 Steering Committee meetings, three SLBC meetings, two Export Sub Committee meetings, two SLIIC Sub Committee meetings, etc.  Excellent coordination is prevailing among the Banks, Government and other Agencies SLBC of Andhra Pradesh Andhra Bank

Banking Key Indicators Segment March,09 Dec. 09 March,10 Dec.10 Total Bank 6,999 7,493 7,676 7919 Branches Rural 2,733 2,833 2,857 2931 Semi Urban 1,754 1,862 1,941 1978 Urban 1,601 1,864 1,922 1979 Metro 911 934 956 1031 SLBC of Andhra Pradesh Andhra Bank

Banking Key Indicators March,09 Dec,09 March,10 Dec.10 Segment (Rs. In Cr) (Rs. In Cr) (Rs. in Cr) (Rs. in Cr) Total Deposits 2,05,899 2,30,645 2,45,686 2,63,011 Total Advances 2,10,294 2,51,008 2,69,760 3,07,103 102.13 108.83 109.80 116.76 CD Ratio (%) Priority Sector 1,00,325 1,20,641 1,26,515 1,46,028 Advances % of Priority Sector 47.71 48.06 46.90 47.55 Advances Agriculture 51,487 61,772 68,658 80,252 Advances % of Agri. Advances 24.48 24.61 25.45 26.13 to Total Advances SLBC of Andhra Pradesh Andhra Bank

Priority Sector Advances (outstandings) March,09 Dec.,09 March,10 Dec.,10 Segment (Rs. in Cr) (Rs. in Cr) (Rs. in Cr) (Rs. in Cr) Agriculture 51,487 61,772 68,658 80,252 Non Farm 21,128 22,396 22,868 24,921 Sector, SME and Rural Artisans Other Priority 27,710 36,473 34,989 40,855 Sector Advances Total Priority 1,00,325 1,20,641 1,26,515 1,46,028 Sector Advances SLBC of Andhra Pradesh Andhra Bank

Agricultural Advances (outstandings) March,09 Dec.,09 March,10 Dec.,10 Segment (Rs. In Cr) (Rs. In Cr) (Rs. in Cr) (Rs. In Cr) Crop Loans 28,665 32,658 33,986 38,706 Agri. Term Loans 22,822 29,114 34,672 41,546 & Allied Activities Total Agricultural 51,487 61,772 68,658 80,252 Advances SLBC of Andhra Pradesh Andhra Bank

Education & Housing Loans (outstandings) March, 09 Dec., 09 March,10 Dec.,10 Segment (Rs. In Cr) (Rs. In Cr) (Rs. in Cr) (Rs. In Cr) Education Loans 4,198 5,349 5,385 5,651 Housing Loans 19,835 20,926 21,961 23,044 SLBC of Andhra Pradesh Andhra Bank

Loans to Minorities, SCs/STs, Women & Weaker Sections (outstandings) Segment March,09 Dec.,09 March,10 Dec.,10 (Rs. in Cr) (Rs. in Cr) (Rs. in Cr) (Rs. in Cr) Minorities 5,970 7,737 8,502 10,543 (% to Priority Sector) (5.95%) (6.41%) (6.72%) (7.22%) SC/STs 8,025 10,822 11,019 10,671* (% to Priority Sector) (8.00%) (9.80%) (8.71%) (7.31%) Women 23,242 26,045 29,039 37,309 (% to Priority Sector) (23.17%) (21.59%) (22.95%) (25.55%) Weaker Sections 33,861 42,672 44,657 45,664 (% to Priority Sector) (33.75%) (35.37%) (35.30%) (31.27%) * Provisional Data. Data to be checked up with banks SLBC of Andhra Pradesh Andhra Bank

SHG- Bank Linkage Program (Rural) - Disbursements March,09 Target Ach’mnt March, 10 Target Ach’mnt 2009-10 Dec.,09 2010-11 Dec.,10 Disbursed 6,637 9,000 5,056 6,501 7,236 5,570 Amount (Rs. In Cr.) No. of 4,76,195 5,80,797 3,26,442 4,04,439 3,96,283 3,80,600 Groups (Disbursed) SLBC of Andhra Pradesh Andhra Bank

SHG- Bank Linkage Program (Urban) - Disbursements March,09 Target Ach’mnt Ach’mnt Target Dec.,10 2009-10 Dec.,09 March,10 2010-11 Disbursed 843 1,200 800 1,253 1,400 1,221 Amount (Rs. In Cr.) No. of 92,238 88,572 72,865 1,07,962 1,06,700 77,354 Groups (Disbursed) SLBC of Andhra Pradesh Andhra Bank

SHG- Bank Linkage Program Outstandings (Rural and Urban) March,09 Dec.,09 March,10 Jan,11 Outstanding 9,837 11,508 11,764 12,948 Amount (Rs. In Cr.) Outstanding 9,89,382 11,36,576 11,67,000 14,02,421 No. of Groups SLBC of Andhra Pradesh Andhra Bank

Annual Credit Plan- Implementation- Khariff – Sept. Segment 2009-10 2010 -11 2009-10 September,2009 September,2010 TOTAL (Rs. in Cr) (Rs.in Cr.) (Rs.in Cr.) Target Achmt Target Achmt Target Achmt Crop Loans 23,500 24,845 14,100 14,407 17,473 16,372 (105.72%) (102.17%) ( 93.70 %) Term Loans 9,000 12,929 4,500 5,414 8,609 8,606 (143.65%) (120.31%) (99.97%) (Agri&Allied) 32,500 37,774 18,600 19,821 26,082 24,978 Total Agriculture (116.23%) (106.56%) ( 95.77%) SME 8,000 7,399 4,000 2,584 4,075 5,338 (92.49%) (64.60%) ( 130.99%) 15,000 12,200 7,500 6,052 7,850 7,516 Other Priority Sector (81.33%) (80.69%) ( 95.75%) Total Priority 55,500 57,373 30,100 28,457 38,007 37,832 Sector (103.37%) (94.54%) ( 99.54%) SLBC of Andhra Pradesh Andhra Bank

Annual Credit Plan- Implementation - Rabi Segment 2009-10 Rabi 2010-11 Rabi 2010-11 Rabi (Rs.in Cr.) (Rs.in Cr.) (Rs.in Cr.) December, 2009 December, 2010 As on 19.03.2011 Rabi Achmnt % of Rabi Achmnt % of Rabi Achmnt % of Achm’nt Achm’nt Achm’nt Target Dec., 2009 Target Dec. 2010 Target Dec. 2010 Crop Loans 9,400 3,523 37.48 8,788 6,152 70.00 8,788 8,050 91 Term 4,500 2,244 49.87 7,043 4,379 62.17 7,043 6,314 89 Loans Agri&Allied Total 13,900 5,767 41.49 15,831 10,531 66.52 15,831 14,634 90 Agriculture SLBC of Andhra Pradesh Andhra Bank

Annual Credit Plan- Implementation- Dec. 2010 Segment 2009-10 2010 -11 2009-10 December,2009 December,2010 TOTAL (Rs. in Cr) (Rs.in Cr.) (Rs.in Cr.) Target Achmt Target Achmt Target Achmt 2010-11 Dec,2010 2009-10 Dec,2009 23,500 24,845 23,500 17,930 26,261 22,524 Crop Loans (105.72%) (76.30%) ( 85.77%) 9,000 12,929 9000 7,658 15,652 12,985 Term Loans (143.65%) (85.08%) (82.96%) (Agri&Allied) Total 32,500 37,774 32,500 25,588 41,913 35,509 Agriculture (116.23%) (78.73%) ( 84.72%) 8,000 7,399 8,000 4,855 8,150 7,920 SME (92.49%) (60.69%) ( 97.17%) Other Priority 15,000 12,200 15,000 8,316 15,700 10,323 Sector (81.33%) (55.44%) ( 65.76%) 55,500 57,373 55,500 38,759 65,763 53,753 Total Priority Sector (103.37%) (69.84%) ( 81.74%) SLBC of Andhra Pradesh Andhra Bank

Performance under Schemes sponsored by Central Government Ach’mnt Ach’mnt Ach’mnt Target Scheme Target Dec.,2009 March,10 2010-11 2009-10 239.98 168.62 288.26 275.86 361.54 SGSY ( Feb,11) (Rs.in Cr) 1,200 800 1,251.75 1,400 1,360.81 SJSRY ( Feb,11) (Rs.in Cr) 4,433 2,235 2,968 3,499 2,268 PMEGP ( March,11) (Units) 2,32,826 24,550 28,745 90,000* 5,474 ISHUP (March,11) (Units) Applications sponsored: 29,710 Sanctioned: 10,673 SLBC of Andhra Pradesh Andhra Bank

Major Issues which needs attention of State Government in respect of decisions of earlier Meetings  Steps are to be taken by Govt. to introduce fool proof system for issuing Pattadar Pass Books.  Social Welfare Department, Government of Andhra Pradesh is yet to reimburse the card charges agreed upon in respect of Social welfare Scholarships  DICs may coordinate and prepare project profiles at District level under SME Sector involving Banks, KVIC/ KVIB as per Chakrabarthy Committee recommendations SLBC of Andhra Pradesh Andhra Bank