Veolia North America 2020 Benefits Annual Enrollment Veolia Benefits Team November 2019 1
Agenda & Key Information 2020 Benefits Annual Enrollment 2
AGENDA 2020 Annual Enrollment dates ● Key communication events ● Changes for 2020 ● Benefits beyond Annual Enrollment ● Q&A ● Note: Employees represented by a bargaining unit may not be eligible for all benefits described in this presentation and should refer to applicable union contracts. VNA BENEFITS | OCTOBER 2019 3
2020 ANNUAL ENROLLMENT DATES What are the dates for 2020 Annual Enrollment? ● November 4th through November 15th ○ How can I make changes to benefits or enroll in benefits during Annual ● Enrollment? Online through the yourveoliabenefits.com > Eligibility/Enrollment > ○ Annual Enrollment > login link to enrollment system Online through One Hub > Enroll in Benefits US ○ Contact the Veolia Benefits Center at (844) 690-0918, Monday through ○ Friday, 7:30am-6pm CST VNA BENEFITS | OCTOBER 2019 4
2020 AE PROCESS & REQUIREMENTS Do I need to make new benefit elections for 2020? ● 2020 will be a passive Annual Enrollment ○ What is a passive enrollment? ● Your current benefit elections will automatically rollover as your 2020 elections, except for ○ the Flexible Spending Accounts (FSAs) If you want to contribute to your Health Care FSA, Limited Purpose FSA, or Dependent Care ○ FSA, you must make this election during Annual Enrollment When are my changes or new enrollments made during 2020 Annual Enrollment effective? ● January 1, 2020 ○ VNA BENEFITS | OCTOBER 2019 5
2020 AE COMMUNICATION TIMELINE Deliverable Timing 2020 AE Guides mailed to homes October 21, 2019 2020 AE information on October 21, 2019 YourVeoliaBenefits.com Annual Enrollment November 4-15, 2019 2020 confirmation statements Late November/early December mailed to homes After you receive your confirmation statement If you want to make changes, contact the Veolia Benefits Center at (844) 690-0918, Monday through Friday, 7:30am-6pm CST before 3pm CST on Tuesday, December 31, 2019. VNA BENEFITS | OCTOBER 2019 6
2020 Benefits Changes 2020 Benefits Annual Enrollment 7
2020 Benefits Changes NEW Supplemental Health Plans - enroll during AE** ● Hospital Indemnity : helps pay costs associated with a covered hospital stay, ○ including benefits for hospital confinement, hospital admission, hospital intensive care, and intermediate intensive care step-down unit Critical Illness : helps pay the expected and unexpected expenses that arise from ○ diagnosis of a covered critical illness, such as cancer (internal or invasive), heart attack, stroke, end-stage renal failure, or a major organ transplant Accident Insurance : helps pay costs that arise from covered accidents such as ○ fractures, dislocations, and lacerations All supplemental health plans are portable ○ Visit yourveoliabenefits.com > Other Benefits > Supplemental Benefits for ○ more information **Phoenix employees may not receive these benefits in 2020 VNA BENEFITS | OCTOBER 2019 8
2020 Benefits Changes Last chance to enroll in Long-Term Care (LTC) without health questions ● Veolia offers life insurance coverage for you and your spouse with LTC benefits ○ included Select a life insurance benefit: ○ For you: $25,000, $50,000, $100,000, or $150,000 ■ For your spouse: $25,000, $50,000 or $75,000 ■ Access 4% of your death benefit for LTC for: ○ home health care, assisted living, adult day care, and nursing facility care ■ Total LTC benefit is 3X the death benefit amount, provides 75 months of LTC coverage ○ Visit www.groupltci.com/veolia ○ to learn more ■ run a no obligation quote ■ enroll online ■ ○ Questions or consultation, call Chubb at (844) 733-0283 VNA BENEFITS | OCTOBER 2019 9
2020 Benefits Changes New Markets for Medical Plans - BCBSIL or UHC ● The following markets are new for BCBS in 2020: ○ New Orleans, LA - Atlanta, GA - Edison, NJ If you live in one of the following areas, your medical plan administrator will be ○ United Healthcare: State of Wisconsin ■ State of Colorado ■ Cadet-St. Louis, MO ■ Kansas City, KS ■ Alton - Bellville - Woodlawn, IL ■ If you do not live in one of the areas listed above, your medical plan ○ administrator will be Blue Cross Blue Shield of Illinois VNA BENEFITS | OCTOBER 2019 10
2020 Benefits Changes HDHP - Silver Medical plan (IRS changes) : ● In-network deductible increasing to $2,800 individual, $5,600 family. ○ Out-of-pocket maximums increasing to $6,900 individual, $13,800 family ○ Health savings account (HSA) : Annual max increasing $3,550 individual, $7,100 ● family Dental plan : Calendar year maximum per person is increasing from $1,500 to $2,000 ● Long-term disability buy-up : new maximum of $20,000 per month ● Acupuncture : Now 10 visits a year for acupuncture appointments. Your health plan’s ● deductible and coinsurance will apply Employee Assistance Program : The number of free counseling visits increasing to 6 ● visits per issue/per year VNA BENEFITS | OCTOBER 2019 11
Important Additional Benefits 2020 Benefits Annual Enrollment 12
IMPORTANT ADDITIONAL BENEFITS Hinge Health ● Employees and dependents* enrolled in a Veolia medical plan receive: ○ Digital physical therapy programs for back, knee or hip pain ■ Personalized exercise therapy ■ Unlimited one-on-one health coaching ■ A free tablet computer and wearable sensors ■ Join over 300 Veolia participants who: ○ Cut their pain in half ■ Say they’re less likely to undergo surgery ■ Enroll at www.hingehealth.com/veolia2019 ○ *Note: Must be 18 years old. VNA BENEFITS | OCTOBER 2019 13
IMPORTANT ADDITIONAL BENEFITS Purchasing Power ● www.veolia.purchasingpower.com ○ Eligible employees: ○ 1. Work at Veolia for one year 2. Can purchase products online 3. Can receive their order at home 4. Can pay over time from their paycheck, interest-free, fixed payments Additional information at yourveoliabenefits.com > Other Benefits > Purchasing Power or ○ Purchasing Power Customer Service at (888) 923-6236 Your Veolia Discount Marketplace ● www.veoliadiscounts.benefithub.com offers purchase of discounted products to Veolia ○ employees (travel, tickets, pet insurance, etc.) First time registration referral code WNLSXI ○ Additional information at yourveoliabenefits.com > Other Benefits > Your Veolia Discount ○ Marketplace VNA BENEFITS | OCTOBER 2019 14
IMPORTANT ADDITIONAL BENEFITS 401(k) Savings Plans ● Employee contributions - Pre-tax or Roth after-tax contributions ○ Company matching contributions - 100% of your 1% contribution, 50% of your next 5% ○ contribution 2-year vesting schedule ○ Additional information - yourveoliabenefits.com > Retirement > 401(k) Savings Plans ○ Vanguard at (800) 523-1188, Monday through Friday, 8:30am-9pm EST or ○ www.vanguard.com/retirementplans If you are represented by a bargaining unit, your eligibility depends on your bargaining ○ agreement Consult a union representative with any questions ■ VNA BENEFITS | OCTOBER 2019 15
IMPORTANT ADDITIONAL BENEFITS Preventive Care All Veolia medical plans cover in-network preventive care services at 100% with no deductible ● Prescription drug options - If you are enrolled in HDHP Plan, you may now fill prescriptions for ● preventive medications used to treat certain chronic conditions before satisfying the medical plan deductible. Medications listed on the ACA Preventive Care drug list are not subject to the deductible. ● Common preventive care services include: ● Annual physical exam ○ Well-child visits and immunizations ○ Preventive care/screenings - Pap exam, Mammograms, Colon cancer screening, Prostate ○ Cancer Testing Flu shot ○ Routine dental exams, cleanings, and X-rays ○ Routine annual eye exam ○ VNA BENEFITS | OCTOBER 2019 16
IMPORTANT ADDITIONAL BENEFITS Virtual Visits Attend doctor visits through your mobile device or computer 24/7 ● Available if enrolled in any Veolia medical plan * ● BCBS: www.mdlive.com/bcbsil , (888) 676-4204 ○ UHC: AmWell, (844) SEE-DOCS ○ UHC: Doctor On Demand, (800) 997-6196 ○ Designed to access care when: ● Your doctor is not available ○ You become ill when traveling ○ Instead of emergency room or urgent care for a non-emergency health condition ○ Examples: Allergies, Pink eye, Sinus infection, Severe Cold, Flu ○ You will be charged a nominal office visit rate ● Considered in-network ○ Subject to deductible and coinsurance ○ *Services available may vary based on state regulatory requirements VNA BENEFITS | OCTOBER 2019 17
Beyond Annual Enrollment 2020 Benefits Annual Enrollment 18
QUALIFYING LIFE EVENTS (QLEs) Benefit Elections ● You may change benefit elections due to a substantiated QLE ○ Enrollment Process ● Online - yourveoliabenefits.com > Eligibility/Enrollment > Qualifying Life Events login to ○ enrollment system to declare a life event By phone - Veolia Benefits Center at (844) 690-0918, Monday through Friday, 7:30am-6pm ○ CST QLE Examples ● Marriage ○ Divorce ○ Birth or adoption of a child ○ Gain or loss of coverage ○ VNA BENEFITS | OCTOBER 2019 19
Recommend
More recommend
