New Benefits for Veolia This is a brief product overview only. The - - PowerPoint PPT Presentation
New Benefits for Veolia This is a brief product overview only. The plans have limitations and exclusions that may affect benefits payable. Refer to the plans for complete details, limitations, and exclusions. Continental American Insurance Company
This is a brief product overview only. The plans have limitations and exclusions that may affect benefits payable. Refer to the plans for complete details, limitations, and exclusions. Continental American Insurance Company (CAIC ), a proud member of the Aflac family of insurers, is a wholly‐owned subsidiary of Aflac Incorporated and underwrites group coverage. Columbia, South Carolina
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ACCIDENT HOSPITAL INDEMNITY CRITICAL ILLNESS
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No pre-existing conditions limitation: Accident, Critical Illness and Hospital Indemnity plans Guaranteed- issue – no medical questions! Coverage available for employee, spouse and children No waiting period Your benefits won’t reduce at any age You can pay through convenient payroll deduction
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you end employment with your employer, coverage may be continued.
employment ends, including dependent coverage that is in effect.
premium.
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Accident
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Provides cash benefits directly to you (unless otherwise assigned) to help with out-of-pocket expenses associated with treatment in the event of a covered accident.
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Hospital Admission Ambulance Prescriptions Emergency Room Treatment Medical Appliances Fractures & Dislocations Physical Therapy, and more 2 plan options available: High and Low
See the product brochure for a full list of benefits and Limitations and Exclusions.
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Wellness
including tests and diagnostic procedures ordered in connection with routine examinations. Examples include:
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Accident plan is selected. You injure your leg in a covered accident and go to hospital via ambulance. ER doctor diagnoses fracture and treats you. You leave the hospital on crutches.
The Accident plan pays
Amount payable is based on High plan benefit amounts: Closed-Reduction Leg Fracture ($960), Emergency Room Treatment with XRay ($400), three Follow-up Treatments ($300), Ambulance ($400) and Appliance (Crutches) ($100).
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Critical Illness
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Provides a lump sum benefit directly to you (unless otherwise assigned) to help with out-of-pocket expenses in the event of a covered critical illness.
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What’s Covered?
Covered Conditions
% of Payable Benefit
Cancer (Internal or Invasive)
100%
Heart Attack (Myocardial Infarction) Stroke (Ischemic or Hemorrhagic) Sudden Cardiac Arrest Kidney Failure
(End-Stage Renal Failure)
Bone Marrow Transplant
(Stem Cell Transplant)
Major Organ Transplant Coma Severe Burn Paralysis Covered Conditions
% of Payable Benefit
Advanced Alzheimer’s Disease 25% Advanced Parkinson’s Disease 25% ALS / Lou Gehrig’s Disease
(Amyotrophic Lateral Sclerosis)
25% Coronary Artery Bypass Surgery 100%
Paid once per insured
2 plan options available: $10,000 or $20,000
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Additional Childhood Conditions
Childhood Conditions % of Payable Amount
Cystic Fibrosis
50%
Cerebral Palsy Cleft Lip or Cleft Palate Down Syndrome Phenyl nine Hydroxylase Deficiency Disease (PKU) Spina Bifida Type 1 Diabetes One-Time Payable Amount Autism Spectrum Disorder (ADS)
$3,000
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employee benefit election.
No Pre-existing Limitation, however there is a Cancer Limitation See the product brochure for a full list of benefits and Limitations and Exclusions
Plan Features
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Hospital Indemnity
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Provides benefits directly to you (unless otherwise assigned) to help with
sickness or accidental injury.
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Features:
Benefit Low High Hospital Admission $500 $1,000 Hospital Confinement $100 / Day $200 / Day Intensive Care Unit Day 1: $1,000 Days 2-30: $200 Day 1: $2,000 Days 2-30: $400
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For more information, please visit www.yourveoliabenefits.com > Other Benefits > Supplemental Benefits or call 800-433-3036.