UPDATE IDFC BANK INVESTOR PRESENTATION OCTOBER 26, 2017 1 LOANS - - PowerPoint PPT Presentation

UPDATE IDFC BANK INVESTOR PRESENTATION

OCTOBER 26, 2017

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LOANS

Loans in INR crore Sept ‘17 Mar ’18 # Mar ’20 # RETAIL 18,065 ~21,000 ~41,000 Direct Retail 4,733 ~8,000 ~28,000

Bharat Plus 2,373 ~5,000 ~21,000 Bharat 2,360 ~3,000 ~7,000

Indirect Retail 13,332 ~13,000 ~13,000 WHOLESALE 50,732 ~51,000 ~64,000 Infra 32,711 ~30,000 ~26,000 Non Infra 18,021 ~21,000 ~38,000

Conglomerate 11,651 ~13,000 ~21,000 LC+ELC 6,370 ~8,000 ~17,000

LC 1,950 ~2,500 ~5,000 ELC 4,420 ~5,500 ~12,000

TOTAL 68,797 ~72,000 ~1,05,000

# Mar ‘18 and Mar ‘20 are forecasted estimates and hence, by definition involve risks and uncertainties

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Bharat Plus Products

Loans in INR crore Sept ’17 Mar ’18 # Mar ’20 # Bharat Plus 2,373 ~5,000 ~21,000 Housing/ LAP 1,278 ~2,200 ~9,500 Personal Loan 184 ~500 ~2,500 Business Loan 2 ~100 ~200 Business Banking 268 ~600 ~3,500 SME 477 ~1,000 ~3,300 CV 164 ~600 ~2,000

# Mar ‘18 and Mar ‘20 are forecasted estimates and hence, by definition involve risks and uncertainties

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Bharat Banking Products

Loans in INR crore Sept ’17 Mar ’18 # Mar ’20 # Bharat Banking 2,360 ~3,000 ~7,000 JLG (including JLG BC) 2,205 ~2,700 ~4,600 Micro Housing 1 ~40 ~200 Micro Enterprise 67 ~100 ~200 Kisan Credit Card

• ~500

Tractors

• ~500

Warehouse Receipts

• ~200

MSME 49 ~100 ~500 Others* 38 ~60 ~300

*includes two wheelers, CV, home loans, LAP and equipment hypothecation

# Mar ‘18 and Mar ‘20 are forecasted estimates and hence, by definition involve risks and uncertainties