UPDATE IDFC BANK INVESTOR PRESENTATION OCTOBER 26, 2017 1 LOANS - PowerPoint PPT Presentation

UPDATE IDFC BANK INVESTOR PRESENTATION OCTOBER 26, 2017 1

LOANS Loans in INR crore Sept ‘17 Mar ’18 # Mar ’20 # RETAIL 18,065 ~21,000 ~41,000 Direct Retail 4,733 ~8,000 ~28,000 Bharat Plus 2,373 ~5,000 ~21,000 Bharat 2,360 ~3,000 ~7,000 Indirect Retail 13,332 ~13,000 ~13,000 WHOLESALE 50,732 ~51,000 ~64,000 Infra 32,711 ~30,000 ~26,000 Non Infra 18,021 ~21,000 ~38,000 Conglomerate 11,651 ~13,000 ~21,000 LC+ELC 6,370 ~8,000 ~17,000 LC 1,950 ~2,500 ~5,000 ELC 4,420 ~5,500 ~12,000 TOTAL 68,797 ~72,000 ~1,05,000 # Mar ‘18 and Mar ‘20 are forecasted estimates and hence, by definition involve risks and uncertainties 2

Bharat Plus Products Loans in INR crore Sept ’17 Mar ’18 # Mar ’20 # Bharat Plus 2,373 ~5,000 ~21,000 Housing/ LAP 1,278 ~2,200 ~9,500 Personal Loan 184 ~500 ~2,500 Business Loan 2 ~100 ~200 Business Banking 268 ~600 ~3,500 SME 477 ~1,000 ~3,300 CV 164 ~600 ~2,000 # Mar ‘18 and Mar ‘20 are forecasted estimates and hence, by definition involve risks and uncertainties 3

Bharat Banking Products Loans in INR crore Sept ’17 Mar ’18 # Mar ’20 # Bharat Banking 2,360 ~3,000 ~7,000 JLG (including JLG BC) 2,205 ~2,700 ~4,600 Micro Housing 1 ~40 ~200 Micro Enterprise 67 ~100 ~200 Kisan Credit Card - - ~500 Tractors - - ~500 Warehouse Receipts - - ~200 MSME 49 ~100 ~500 Others* 38 ~60 ~300 *includes two wheelers, CV, home loans, LAP and equipment hypothecation # Mar ‘18 and Mar ‘20 are forecasted estimates and hence, by definition involve risks and uncertainties 4