Universal Credit Awaren eness ess Sessi ssion on for : NAC 5 th - - PowerPoint PPT Presentation

universal credit
SMART_READER_LITE
LIVE PREVIEW

Universal Credit Awaren eness ess Sessi ssion on for : NAC 5 th - - PowerPoint PPT Presentation

Universal Credit Awaren eness ess Sessi ssion on for : NAC 5 th October 2018 1 Se Sess ssio ion n Obj bjecti ctives es O What t Univer ersal sal Credit edit is O How w it impact acts s on those se receiving ceiving it O How


slide-1
SLIDE 1

Universal Credit

Awaren eness ess Sessi ssion

  • n for :

NAC 5th October 2018

1

slide-2
SLIDE 2

Se Sess ssio ion n Obj bjecti ctives es

O What

t Univer ersal sal Credit edit is

O How

w it impact acts s on those se receiving ceiving it

O How

w you can n prepar pare e for r it in pract actical ical terms rms

2

slide-3
SLIDE 3

Uni niver ersal sal Cr Credit dit Replac places: es:

O Income

come suppor port

O Income

come based ed Jobseeker’s Allow

  • wance

ance

O Income

come rela lated ted Emplo loyme yment nt and Suppor port t Allow

  • wance

nce

O Housing

sing Benef nefit it & LHA

O Child

ld tax credit edit

O Working

ing tax credit edit

3

slide-4
SLIDE 4

Un Uniq ique ue Paym yment nt Pr Prin inciples iples in in No Northern thern Ir Ireland land

O The custome

stomer is paid twic ice e mont nthly hly by defaul ult or once ce mont nthly hly if they y prefer. .

O Those

  • se in a c

couple ple can request est a s split it paymen ent into to separate te accou

  • unts

nts.

O The hou

  • usin

sing g element ent of Univ iver ersal sal Cr Credi dit t will l be paid once ce per month th directl ctly y to landlor dlords s as the e defaul ult option. ion.

slide-5
SLIDE 5

Recei ceivi ving ng the he Ho Hous using ing El Element ent Di Directly ctly

The custome stomer can can receive e thei eir housi using ng costs sts elemen ent t directl ctly y prov

  • vide

ided d :

O They

y are not t in arrear ars s

O They

y are not t subje ject ct to a s sanc ncti tion

  • n

But t they y have to chose se to do this is, , the e defaul ult posit ition ion (N.I) ) is to have these se paid directl tly. .

slide-6
SLIDE 6

Cond

  • nditions/

itions/Act ctivity ivity

slide-7
SLIDE 7

Sanctions Process

slide-8
SLIDE 8

Sanction Levels

4 4 Levels els of Sa Sanctions ctions:

Level el of Sancti ction

  • n

Dur uration ion of Sancti ction

  • n

Higher 91- 546 days Medium 28-91 days Low 7-28 days Lower Until failure is corrected

slide-9
SLIDE 9

Ma Maxi ximum um Amounts unts of UC

O See Rates

tes Handou ndout t

9

slide-10
SLIDE 10

The e In Income come Dis isregar ard d

63% of earned income after work allowance

&/or

100% of unearned income

Maximum amount

10

Award

slide-11
SLIDE 11

Dis isregar ards s (The he Wor

  • rk All

llow

  • wan

ance ce) )

Claimant imant Circumstance cumstances Higher her Lower er Single le With children/QYP £397 £192 Single le Ltd Capability for work £397 £192 Couple ple With children/QYP £397 £192 Couple ple Limited Capability for work £397 £192

11

slide-12
SLIDE 12

Cal alcula culating ting UC UC

O See Case

e Study dy Hando dout ut

12

slide-13
SLIDE 13

Un Univ iver ersal sal Cr Credit dit and nd Rates tes

O Rate

e Rebate te is a separ arate te, digita ital l only ly appli lica cation tion and appli licants cants will ll first need d to regis ister er for r a Rate e Reba bate te account

  • unt online

ine.

O Usin

ing g a verif rified ied email il address ess appli licants cants will ll be prompted mpted to create te a pass sswor

  • rd.
  • d. A verif

rifica cation tion email il will ll be sent t and once e register istered ed an invita vitation tion will ll be forw rwar arde ded d by email il to compl plete ete the online ine appli lica cation. tion.

O The appl

plica ication tion proces cess s will ll requir uire a name me, , address ess, , date e of birth h and national ional insu surance ance numb mber er. . Tenants nants will ll also

  • be requir

uired ed to provide vide landl dlor

  • rd

d name me, , telephone phone numbe ber r and email il address ess.

slide-14
SLIDE 14

Cla laiming iming Uni niver ersal sal Credit redit

O Claiman

mants ts wi will have to appl ply y and maintain ntain Universa sal Credit t claims ms inde dependentl pendently y onl nline ne via nidirect. ect.gov.uk uk

O Universal

sal Credit t staff will enable, supp pport t and d educa ucate te claimants mants to self-se serve

O Claiman

mants ts mus ust t use the new w digita tal chann nnel to make and d maintai ntain n a claim m unless ess they y are defined ned as “vulnerable” Assisted Digital support will be offered to claimants mants who

  • canno

not t inde dependentl pendently y make e or mainta ntain n a claim m online ne and d where a claiman ant t is unable to use the online ne service ce a claim m can be made de via teleph phon

  • ny.

O UC Helpli

pline ne Num umber r 0800 0121 331 and d the e textphon tphone num umber r is 0800 012 1441. .

slide-15
SLIDE 15

Cl Claim iming ing Uni niver ersal sal Cr Credit dit- De Demo

  • (DWP

WP)

O https://www.youtube.com/watch?v=4WgJU

8Y_bQg

slide-16
SLIDE 16

Financial Capability- Access to an account

To recei eive e Univ iver ersal sal Credit edit ther ere has to be a : :

O Bank Account

unt

O Build

ilding ng Society ciety Account nt or

O Credit

edit Union ion Account unt And in the shor

  • rt

t Term, m, a post st office ice account ….

16

slide-17
SLIDE 17

Online Verification

17

“London……we have a problem…..”

slide-18
SLIDE 18

Online Verification

18

O In order

er to comple lete te a U Univ iver ersal sal Credit t claim onli line ne eligib ible le ID will l be requir ired ed. .

O UK

K pa passpor port t

O UK phot

  • to
  • card drivin

ving g licen ence. . If a claiman ant does not t have this is docume ument ntati tion

  • n and is unable

le to prove e ide denti ntity ty onli line ne they y can do do so at a U Univ iversa sal l Credit t inte tervie view at the e Jobs s and Benef efit its s Office ce.

slide-19
SLIDE 19

Face to Face Verification- 1 Form of ID

19

O NI (or UK) Electoral Card O EEA Passport (ROI

OI is included luded in this) s)

O EEA National Identity Card O Residence Permit or Card O Immigration Status Document O Registration or Naturalisation

Certificate

slide-20
SLIDE 20

Face to Face Verification- 2 Forms of ID

20

O Birth Certificate O Rates Statement O Medical Card O Recent Bank or Building Society

Statement

O Debit or Charge Card O Recently Expired Passport O Expired Full or Provisional UK Driving

Licence

O Marriage or Civil Partnership Certificate O Tenancy Agreement

slide-21
SLIDE 21

In Summary

There may not be any money for 5-6 weeks

slide-22
SLIDE 22

UC Advances

O Advanc

ances es are e availa lable le to claiman imants ts who

  • face

ce “shor

  • rt

t term rm financ ancia ial need“ in the e period iod up to their ir first st full l payment ment. .

O Inter

terest est-fr free ee payment ment of up to 100 100% % of their eir Univer ersal sal Credit dit esti tima mated ted month thly y amount.

  • unt.

O Advanc

ance e payment ments s of Univer ersal sal Credit dit must t be repaid aid within thin twelv lve e months ths. .

slide-23
SLIDE 23

Im Implem emen enta tati tion:

  • n: Fresh

esh Clai aims s

Week ek commenc mmencing ing Social ial Securi urity ty Of Office ice 27.9 .9.17 .17 Limavady 15.1 .11.1 .17 Ballymoney 13.1 .12.1 .17 Magherafelt and Coleraine 17.1 .1.18 .18 Strabane and Lisnagelvin 7.2.18 2.18 Foyle and Armagh 21.2 .2.18 .18 Omagh and Enniskillen 7.3.18 3.18 Dungannon and Portadown

23

slide-24
SLIDE 24

Impl plementat ementation: ion: Fres esh Claims aims (cont..) nt..)

Week ek comm. mm. Social ial Securi urity ty Of Office ice 16.5 .5.18 .18 Newry & Downpatrick 30.5 .5.18 .18 Lurgan, Newcastle & Kilkeel 13.6 .6.18 .18 Falls & Shankill 27.6 .6.18 .18 Andersonstown & Banbridge 5.9.18 9.18 Holywood Rd & Ballynahinch 19.9 .9.18 .18 Newtownabbey & Newtownards

24

slide-25
SLIDE 25

Im Implem emen enta tati tion:

  • n: Fresh

esh Clai aims s

Week ek commenc mmencing ing Social ial Securi urity ty Of Office ice 3.10.18 10.18 Shaftesbury Sq & Carrickfergus 17.1 .10.1 .18 Knockbreda and Bangor 31.1 .10.1 .18 Lisburn and Larne 14.1 .11.1 .18 North Belfast and Cookstown

25

05.1 .12.1 .18 Ballymena and Antrim

slide-26
SLIDE 26

Na Natu tural al Mig igration tion

Move from out of work to in work Move from in work to out of work Move out of work to sick Move from sick to in work (or permitted work becomes permanent) Move from in work to sick (reduction in hours due to sickness) Claimants separate Income Support Loan Parent child reaches 3/permanently leaves the household Household becomes responsible for a child for the first time Move from sick to out of work

If any of the above are experie rienc nced ed by someone meone in a live Fresh sh Claim im roll ll out t area they will ll naturally ally migrate te to Univ iversal sal Credi dit t

slide-27
SLIDE 27

Transf nsfer erring ring from

  • m Le

Legac acy y Benefits “Managed Migration”

O Existing JSA, IS and ESA claimants

who haven't “naturally migrated” will transfer to Universal Credit between July 2019 and March 2023 (via a process called “Managed Migration”).

O The transfer timeline for ongoing tax

credit claims has yet to be revealed.

slide-28
SLIDE 28

What is Transitional Protection ?

If after “managed migration” Mrs A’s Income Suppor port t enti titl tlem ement ent is more than an her Univer ersa sal l Credit it entitlem itlemen ent she will l receiv ive e a paymen ent t to make up the differen ence e “Barring ring a sign gnif ifica icant nt chang nge in circumstances”

O Partn

tner er Leaving ing House usehold hold

O UC A

C Award d Endi ding ng

O One/bot

both h members s of Househ sehold

  • ld stop
  • p

work

O 3 mont

nth h earning ing drop p below w claiman ant commitm itmen ent

28

slide-29
SLIDE 29

Pot

  • tential

ntial Is Issu sues s

  • Date of claim

https://www.gov.uk/apply-universal-credit ( UC Helpline Number 0800 0121 331 ) FREEPOST Universal Credit, Northern Ireland

  • Identity verification
  • Housing / childcare verification
  • The 5 week wait for first payment
  • Potentially inappropriate ‘Case closures’
  • Sanctions (harsher than in legacy world)
  • Cross border - must claim legacy benefits
  • Decisions (not posted, uploaded on the online

journal)

  • Natural migration with no transitional protection
slide-30
SLIDE 30

Pot

  • tential

ntial Is Issu sues s

  • UC and 2 child limit
  • UC and older people (split age couples)
  • UC and aged 18-21 (nolonger excl from housing)
  • UC and deductions (UC o’payments, UC advances,

Social Fund, Discretionary Support Scheme (in NI), sanctions, hardship payments

  • UC and premiums – change from legacy approach
  • People on ESA who fail their WCA – options
  • FINALLY – DfC Report https://www.communities-

ni.gov.uk/publications/welfare-changes-universal-credit- information - “overall decrease in entitlements of approximately £105,000,000 per annum”

slide-31
SLIDE 31

Tha hank nk you

  • u

Advice NI “Making UC Better” Paper www.adviceni.net

slide-32
SLIDE 32

Wel elfar are e Ref eform

  • rm Advice

ice

32

slide-33
SLIDE 33

Fu Further ther Training ining

www.adviceni.net/training