The Life~Future Care Cost Analysis & Its twisted role today Clae - - PowerPoint PPT Presentation
The Life~Future Care Cost Analysis & Its twisted role today Clae - - PowerPoint PPT Presentation
The Life~Future Care Cost Analysis & Its twisted role today Clae Willis MSc MHA CLCP CRTWC CVE FAAPM Overview of Presentation: Flow 1. FCCs in the BIG Picture 2. Legal Standard 3. Definitions & concepts 4. Purpose of a
Overview of Presentation:
Flow
- 1. FCC’s in the BIG Picture
- 2. Legal Standard
- 3. Definitions & concepts
- 4. Purpose of a (LCCA ~ FCP) Life Care Cost Analysis/
Future Care Plan(Basic Process to Preparing a LCCA)
- 5. Steps to a Critique
- 6. The four P’s (Provable, Possible, Probable, Practical)
- 7. My Report Structure and Layout
- 8. Concluding thoughts
The BIG Picture
- In many circumstances the dollar value awarded
for future cost of care is the majority of the settlement
- MacNeil v Bryan $18.4 million dollar judgement
2009 CANLii 28648 ON SC
- Over 15 million of the 18.4 million compensated
for future cost of care (Paying for the Future: An Analysis of Large
Awards for Future Care Costs, McCague Borlack LLP, Jim Tomlinson and David Olevson)
Setting Standards
- Schrump et al. v. Koot et al. 1977 CanLII 1332 (ON CA)
- “In the area of the law relating to the assessment of damages for physical
injury, though it may be necessary for a plaintiff to prove on the balance of probabilities that the tortious act or omission was the effective cause of the harm suffered, it is not necessary for him to prove that future loss or damage will occur, but only that there is a reasonable chance of such loss or damage
- ccurring. Speculative and fanciful possibilities unsupported by expert or
- ther cogent evidence can be removed from the consideration of the Trier of
fact and should be ignored, whereas substantial possibilities based on such expert or cogent evidence must be considered. This principle applies regardless of the percentage of possibility, as long as it is a substantial one, and regardless of whether the possibility is favourable or unfavourable. Thus, future contingencies which are less than probable are regarded as factors to be considered, provided they are shown to be substantial and not speculative: they may tend to increase or reduce the award in a proper case. “
Setting Standards Cont…
- Only necessary to prove there is a reasonable
chance loss or damage will occur
- Possibilities unsupported by expert or other cogent
evidence should be ignored, whereas substantial possibilities based on such expert or cogent evidence must be considered
- Thus, future contingencies which are less than
probable are regarded as factors to be considered, provided they are shown to be substantial and not speculative
What’s Reasonable?
- With Life Care Plans, Canadian courts have
suggested four levels of care. The first level is subsistence, or what a plaintiff can simply make do
- with. Second, is what may be described as
community care; OHIP. The third level is full
- compensation. Fourth, is the highest level of care
possible, which includes all the care, housing, and hardware a victim could wish for or absorb. Lawyers
- ften refer to this as the “Cadillac” future cost of
care plan. In Andrews v. Grand & Toy, the Supreme Court of Canada endorsed the third level; one of “full compensation”.
Definition and Concepts (D & C)
“A life Care Plan is a Dynamic Document based upon Published Standards of Practice, Comprehensive Assessment, Data Analysis and Research, which provides an organized Concise Plan for Current and Future Needs with Associated Costs; for Individuals who have experienced Catastrophic Injury or have Chronic Health Needs.”
(Source: Combined definition of the University of Florida at their 2nd Annual Life Care Planning Conference, the International Academy of Nurse Life Care Planners, presented at the Forensic Section Meeting, NARPPS Annual Conference, Colorado Springs, Colorado and agreed upon April 3, 1993).
D & C Cont…
Recommendations are supported by medical data and foundation, the treatment plan, relevant literature and current clinical practice
- guidelines. Differences in plans typically result from the
differences in clinical knowledge amount the life care planners, differences in experience and/or plan development that does not consider the standards of practice .
Purpose of a Life Care Cost Analysis
We have attempted to establish (client’s name) level of functioning through the application of a series of well- standardized evaluations. On the basis of the results from these evaluations, information gleaned from the interview and the medical documentation supplied by (the referral source), we have formulated estimates of the future care needs, their costs and any
- ther extraordinary living expenses.
Purpose of a Life Care Cost Analysis
When estimating what we consider to be reasonable needs and costs, we have identified first and foremost medical necessities. Secondly, we have identified those requirements necessary for the maintenance of health, dignity and respect for a disabled and handicapped person. In doing this we have recognized the need for various assistive devices and services to promote (client’s name) independence. Finally, we have identified those requirements necessary for reconstructing (client’s name) lifestyle to one of maximum personal development and fulfillment.
Purpose of a Life Care Cost Analysis
That the identified need should attempt, as far as possible, to reconstruct (client’s name) lifestyle to what it was prior to the accident. A corollary of the principle is that the identified need should provide for restoration of the quality of life of the individual.
Reintegration to Pre MVI status
In theory, a claim for the cost of future care is a pecuniary claim for the amount which may reasonably be expected to be expended in putting the injured party in the position he would have been in if he/she had not sustained the injury. Obviously, a plaintiff who has been gravely and permanently impaired can never be put in the position he/she would have been in if the tort had not been committed. To this extent, restitution in interim is not possible. Money is a barren substitute for health and personal happiness, but to the extent within reason that money can be used to sustain or improve the mental or physical health of the injured person it may properly form part of a claim. Contrary to the view expressed in the Appellate Division of Alberta, “there is no duty to mitigate, in the sense of being forced to accept less than real loss” (Supreme Court Dickson, January 1978).
Purpose of a LCCA / FCP
Settlement of a file…satisfactory to all
Basic Steps to Produce a Life Care Cost Analysis or Future Care Cost Plan
- 1. Review of medicals pre & post.
- 2. Direct interview(s) with the client and relevant family.
- 3. Direct consultation with relevant assessing and treating
regulated health professions.
- 4. Preparation of logical report including:
- Recommendations all referred to a Regulated Health
Professional within their scope of practice and currently relevant.
- Costs are reasonable, real and geographically relevant or follow
the FSCO Guidelines.
Critiquing a Plan - Overview
- Review of the Assessor
- General Concepts of Critique
- Review of the Chart (Pre-Accident Opinions, Diagnosis Opinions,
Prognosis Opinions, Recommendations Opinions, Vocational Opinions, Alternate Opinions)
- The Concept of Extraordinary
- The Value of the Recommendations (Provable, Possible, Probable,
Practical)
- Review of the Math
- Creation &/or Inclusion of Alternate Mitigating Recommendations
The Value of the Recommendations
- vs. the Planner
The Assessor
- When evaluating or reviewing a life care plan, it is important to
critique or review the plan not the planner, and consider the “opposing” professional as a colleague (Walker 2006). For example, the ethical issue of disparaging remarks has been addressed for Certified Rehabilitation Counsellors and can be found in the Commission on Rehabilitation Counsellor Certification Code of Professional Ethics for Rehabilitation Counsellors, section D.7.a.
(CRCC, 2002; Barros-Bailey & Neulicht, in press).
Rule 53
There are concerns about unqualified and biased experts in civil cases, which eventually resulted in amendments to Rule 53 of the Rules of Civil Procedures. The new rule now requires that an expert complete an Acknowledgment of Expert’s Duty; which includes a statement that the expert will “provide opinion evidence that is related only to matters that are within my area of expertise”.
Review of the Plan
The Structure
- Structure of report. Purpose of report? How many interviews
were conducted? Are there duplicate TORT vs. AB charts?
- Review of the areas covered- In relation to the type of disability
has the assessor covered the necessary areas?
- Is the Future Care Cost Analysis a glorified Occupational
Therapist In-Home Assessment
- Are the charts easy to follow / is there a clear logic?
The Actual Recommendations
he Recommendations-line by line(Steps to a Critique)
- Rationale & validity
- Source & evidence
- Cost & specificity …Should each recommendation for aid or service
be geographically specific and costed individually??
- Duration & duplication – overlaps
- Are they returning to pre accident life style
- Are the recommendations excessive
- Do they take into consideration the feasible success of the treatment
- r the natural aging process
The Concept of Extraordinary The examinee/client/patient would have not normally needed/required or utilized the item/aid or device if the incident and/or sequalae did not occur. For example; ride on lawnmower versus a push lawnmower
- r
The time/aid or device is as a result of a non-incident related situation For example; non related medications
Four P’s ~Are the Recommendations (The 4 P’s) – Provable, Possible, Probable and Practical Provable
Was this a recommendation from a reputable objective provider, or a hired gun
- r
The recommendation is not within ---------------scope of practice/ nor has it been generate and or reviewed by a regulated health professional and/or treating practitioner or service provider that would actually supply the suggested goods or services.
Practical
Is the recommendation a Chevy, the Cadillac or a Ferrari Are there “classic/copied” recommendations seen e.g. car maintenance?
Possible Is the recommendation pie in the sky
- r
The current standard of practice is not to generate a ”wish- list” and have it reviewed post hoc by a sole practitioner like a family physician. Further the report failed to consider all relevant medical opinions; it presented a non-objective one sided view.
- r
Self imposed limitations by the client appear to be the primary reason this recommendation may be superficially reasonable however there is no evidence objective medical
- r functional reasons.
Probable
Currently in use and expected to continue
- r
The recommended goods and/or services does not appear to extraordinary/probable /reasonable based on my review of the medical documentation and ------------- rationales; not incident related.
- r not probable
Twenty four hour care forever…
The
Review of the Math
Math
- Direct “hard” math
- Initial costs
- One time costs
- Average annual costs
- Replacement periods
- Offset of normal costs
- Present Value Costing
- Are the costs real:
- TORT
- FSCO
- Real World (Geographic)
MY REPORT STRUCTURE AND LAYOUT
The narrative body will include:
- My credentials
- My approach
- Review of the assessor’s and approach
- Medical chart review
- Preliminary problems with the initial report
- Recommendation by recommendation review
- Alternate recommendations
CLAE WILLIS MHA MSc FAAPM CRTWC CLCP
www.ClaeWillis.com Tel: 1-877-CARE-PLAN (227-3752)
Reintegration Counselling~Post Trauma Management
With extensive Rehabilitation experience, Mr. Willis has provided Vocational Assessment and Re-integration Services, Future Care Cost Analysis and Disability Management with; Chronic Pain, Acquired Brain Injury, Spinal Cord Injury and orthopedically injured clients and their families. Mr. Willis holds a Masters in Health Care Management, a Masters of Science and degree in Clinical Psychology. Also a Bachelors Diploma in Human Resource Management and he has completed his Fellowship with the American Academy of Pain Management. He also possesses a Graduate Diploma in Catastrophic Case Management ~ Life Care Planning, a Graduate Certificate in Trauma Counselling, Graduate Diploma in Solution Focused Brief Therapy and is a Certified Return to Work Coordinator. Disability Management: As a Case~Care Coordinator, Mr. Willis provides the organizational and facilitating role within the Rehabilitation Team. He strives to understand all trauma conditions in which he works plus the various public and private Accident Benefits system protocols for which individuals and their families may be eligible. Over the last 20 years, Mr. Willis has established a wide community network; enabling access to a large resource base of independent Work Trial/Placements, Medical Assessors, Service and Treatment Practitioners.
- Pain Counselling: In my experience, Chronic Pain represents a malevolent and destructive force; it is a self-sustaining, self-reinforcing and self-regenerating
- process. It is not usually a symptom of an underlying acute somatic injury, but rather a destructive illness of the whole person in its own right; it should not
be considered a disease~syndrome caused by a single pathologic state of an organ system. Perceived functional pain barriers are primary concern that we deal with in Vocational and/or scholastic re-integration and are addressed utilizing a Solution Focused model of intervention. Vocational Services: My employability reports serve to identify a realistic vocational options for a client by evaluating; learning ability, academic achievements, cognitive abilities, working aptitudes, physical capabilities, transferable training as well as employment history, experience and labour market
- access. Our re-integration programs to expedite the return to work process; to reduce or eliminate time off due to impairment. Understanding the
vocational implications of various impairments~disabilities allows us to provide the client with the necessary tools, skills, motivation and resources to adopt a realizable labour market re-entry plan. Future Care Cost Analysis: I provide true Life / Future Care Cost Analysis (FCCA), which is a published procedure for assessing and projecting diagnostic treatment, maintenance needs and costs of impaired client’s care. Also I complete critiques which facilitate and provide an objective review of the relevance and appropriateness of another supplier’s Future Care Cost Assessment (Life Care Plan) Projections.
Formal Education
Medaille College, Buffalo, New York (1999 – 2002) MASTER OF SCIENCE (Thesis: Scholastic Re-entry / Re-education Post Trauma) Hawthorne University, Salt Lake City, Utah (1993 – 1996) MASTER OF ARTS – Health Care Administration Ryerson Polytechnic Institute, Toronto, Ontario (1990 – 1992) BACHELOR DIPLOMA – Human Resource Management McMaster University, Hamilton, Ontario (1984 – 1988) BACHELOR OF ARTS – Psychology University of Toronto, St. Michael’s College, Toronto, Ontario (2000 – 2001) GRADUATE CERTIFICATES: Solution-Focused Brief Therapy & Trauma Counselling University of Florida, Gainesville, Florida (1997 – 1999) GRADUATE DIPLOMA – Life Care Planning & Case Management Mohawk College /McMaster University – (2008-2012) Disability Management Diploma Program
Relevant Designations & Memberships
- Member: Ontario College of Vocational Rehabilitation Professionals (ID. No. 199/ 2010)
- Certified Return to Work Coordinator ~ National Institute of Disability Management & Research
(2006)
- Member: Canadian Society of Professionals in Disability Management (ID. No. 2538 / 2006)
- Member: Ontario Association of Consultants, Counsellors, Psychometrists & Psychotherapists (ID.
- No. 3450-G)
- Fellow – American Academy of Pain Management (ID. NO 7362 / 2000)
- Member – Canadian Academy of Pain Management (2008)
- Certified Life Care Planner: Association for Disability Evaluating Professionals (ID No. 0197 /
2000)
- Certified in the American Medical Association (AMA) 4th & 5th Edition Guides
- Interpretation of the Functional abilities and Objective-based Disability Evaluation (2005)
- Cerified Functional Capacity Evaluator (Metriks 2010)
- Member: Vocational Rehabilitation Association of Canada & CAVEWAS (RRP/ID No. 3135)
- Member: The International Academy of Rehabilitation Professionals &Life Care Planners
- Member: Canadian Society of Medical Evaluators (ID No. 0305)
- Member: Canadian Association of Assessment Specialists
- Registered Assessment Specialist: Institute of Professional Management (2011)
Report Structure
Referral Source: This file was referred to by . Reason for Referral: We have been asked to critique a report prepared by ---------------------The report was dated ----------------and was requested by -------------------. Assessors Qualifications: With over 20 years of direct Rehabilitation experience, Mr. Willis has specialized in the provision of Future Care Cost Analysis, Vocational Re-integration and Rehabilitation Counselling with; Chronic Pain, Acquired Brain Injury, Spinal Cord Injury, Orthopedically injured clients. The primary author of this report is Clae Willis; who has over 20 years of direct, Future Care Cost Analysis and Rehabilitation
- experience. Mr. Willis has provided service for; Chronic Pain, Acquired Brain Injury, Spinal Cord Injury and Orthopedically injured
clients and their families.
- Mr. Willis holds a Master of Science and a degree in Psychology. He also possesses a Graduate Diploma in Catastrophic Case
Management and Life Care Planning. As a Diplomat of the American and Canadian Academy of Pain Management, a Certified Care Manager, Certified Return to Work Coordinator as well as a Certified Life Care Planner, Mr. Willis has provided both reports and testimony in the areas of Vocational Assessment, Future Care Cost Analysis, Rehabilitation and Pain Management Counselling; within the Financial Services Commission of Ontario, the Superior Court of Ontario and Nova Scotia. Future Care Providers Credentials: Further, per the College of Nurses and I quote “No, we do not have a list of skills. Under the Regulated Health Professions Act nurses are authorized to carry out certain controlled acts. These controlled acts all relate to invasive procedure. A Future Care Cost Analysis Assessment is not included in these controlled acts and therefore not restricted to any particular profession under this legislation. This however is not taught in a nursing program. A nurse who takes this on would have to have had addition training in rehabilitation, research and data collection on the job or through education. Many nurses who work in the role of a rehab consultant are involved in this type of assessment. The fact that a nurse does not have formal education in this assessment does not mean they are not capable of carrying it out” (Margo Bonathan, Practice Liaison, College of Nurses of Ontario, 101 Davenport Road, Toronto, ON).
Report Restrictions
- The client’s treating practitioners were not consulted or interviewed.
- The client’s family doctor / general practitioner was not interviewed
for this report.
- The client was not directly interviewed; a direct session will improve
the analysis.
Preliminary Concerns:
- Ms. Orange indicated her rationale for her report is based on a file review and an interview with the client at his home on August 5,
2014 (Future Care Cost Report., Ms. Orange, , R.N.,B.Sc.N,R.R.P, August 15,2013). Basically the report was completed with the following: 1) A client interview. 2) A medical chart review.
- No consultations occurred with any actual treating or assessing practitioners.
- We note from two decisions that the impact on the approach of the Life Care Planners in completing a “final” report:
- The Court held that doctors and other regulated health specialists must generate recommendations within the area of their
expertise regarding an injured person’s need for future treatment and care. According to these decisions, the role of the future care expert is to identify the specific device that meets a need articulated by an appropriate health professional and to provide evidence about the costs and life cycles of goods and services (Song v. Hong and Frazer v. Haukioja).
- There may well be needs and services and supplies that would benefit Grant in the future but in order to recover damages for
those needs, he must establish a realistic risk of the need arising, what the need will be and what the likely need will reasonably cost over time. It is not enough to produce a list and to expect the court to marry each listed item with any evidence heard that might possibly support some aspect of it (Frazer et al v. Haukioja COURT FILE NO: 02-CV-231638 CM1/.DATE: 2008/08/27).
- Further, there are numerous recommendations made throughout the medical chart that are not included in Ms. Orange’s
- recommendations. It is unclear why Ms. Orange would “pick and choose” particular ones?
Pre-Incident Issues & Concerns
Pre-Incident Diagnosis Reference / Source
- Mr. Blue reported a medical history that
included occasional low back pain related to over-lifting at work, but he stated he never lost over a day’s work due to same. He also reported he has too many blood cells for which he undergoes a phlebotomy once every 3 months (blood taken/removal). He denies involvement in any other MVA’s or ever having broken a bones. Physiatrist, June 4, 2013 Dr. Green
Functional Status
Functional Opinion Reference / Source
- Mr. Blue describes herself as generally
quite functional in terms of his self care requirements as well as his activities of daily living. As for employment, he has tried to work return to work. This was approximately two to three months
- ago. The work included long periods of
standing and lifting. He managed to do this with difficulty but he had a lot of pain in his legs on that same day as well as the next day. This was his only attempt at work. He does not wish to try again due to the pain.
- Dr. Green, Physiatrist, June 8, 2013
Vocational Opinion
Vocational Opinion Reference / Source
- Mr. Blue will experience difficulties with
vocational pursuits due to his physical issues caused by the motor vehicle incident.
- Dr. Green, Physiatrist, June 8, 2013
Recommendations
Recommendation Reference / Source
- Mr. Blue will be required to be under the care
- f his family physician and he will require
analgesic, anxiolytic and sedative medications. Periodically, he will require involvement in physiotherapy and massage therapy to help him manage her symptoms. He is disadvantaged in taking strong medications because of the side effects, and hence, treatments that do not involve the use of medications would be preferred. Periodically, he will require attendance with a physiatrist or any other musculoskeletal specialist for consideration of cortisone injections as well as to manage his multiple soft tissue and chronic pain.
- Dr. Red, Neurologist, June 28,
2013
Prognosis
Prognosis Reference / Source
- Mr. Blue will continue to experience physical
and psychological issues due to the motor vehicle incident. His prognosis is guarded at this point in time.
- Dr. Red, Neurologist, June 28,
2013
Professional Services Recommendation & Rationale Provided by Original Assessor Costing Details/Factors Provided by Original Assessor Clae Willis’ Views on Recommendations Clae Willis’ Estimated Cost Factors Speech-Language Pathology Duration: 2014 to 2016 Frequency: 1-2 session per month including travel per session for 2 years Unit/Initial Cost: $132.00 per session Total of all years or Cycles: $14,310.00 It is unclear to me base on the client’s current status and situation how any practical progress could be anticipated with the involvement of a Speech Language Pathologist. Further, this recommendation is not based on direct current consultation with any assessing or RHP therapist. We also note from the chart: Speech-language pathology intervention appears to have met it’s maximum benefit at this time. At this point in the rehabilitation process, I recommend the the team assess the overall approach to rehabilitation and streamline the number of active providers to maximize cost effectiveness. It is therefore in the client’s best interest to proceed to discharge and to await a future time when he might be better able to engage in therapy (Speech-Language pathology / Cognitive-Communication Assessment Report,, Breanda Breener, June 12, 2013. Further direct consultation with the assessing RHP’s indicate she is not in support $0.00
Attendant Care
Recommendation & Rationale Provided by Original Assessor Costing Details/Factors Provided by Original Assessor Clae Willis’/Views on Recommendation Clae Willis’ Estimated Cost Factors Personal Support Worker, Phase 1: Live-
- ut, 24 hours per day
less 8 hours RSW per week Duration: 2012 to 2014 Frequency: 168 hours per week less 8 hours PSW (2 weekly sessions @ 4 hours direct service each) for 2 years Unit/Initial Cost: $4,094.40 Per 1 year or Cycle: $212,908.80 Total of all years or Cycles: $425,817.60 Based on my review of the chart, I am at a loss as t how Mr. Ahmed required continued 24 hour attendant care at this time. I find it bizarre that a program would suggest a patient is incapable of self sustaining and ejects
- r suspends Mr. Ahmed for weekends
at a time. It is clear that 24 hour attendant care is not being provided; if so, how would the music become too loud or friends come and go as they choose. >I presume the 24 Attendant Care “$6,000.00” per month is being utilized to fund the “Traverse Program”. The medical chart reveals 4 alternate views on attendant care >Dr. Clue: zero attributable (Feb. 15, 2012) >Dr. Green: >Dr. Pink: $0.00
Alternate Recommendations
- Decrease dependency on services or medications
- New recommendations based on review of the client
- Promote independence (riding lawnmower instead
- f lawn service)
- Mitigate losses (will the client actually use the
recommended goods or services)
- Improve function or situation (new house or
residence located near resources)
- Do the recommendations continue to follow
previously failed attempted techniques thus new
- nes are warranted?
- Diagnostic services / aids & devices
Individual Cost Recommendation Comparisons Original Assessor Original Assessor Clae Willis Clae Willis Item/Service One Time Cost Period Cost One Time Cost Period Cost
- 1. Advil 400 mg
$0.00 $65.00 $0.00 $0.00
- 2. Case Management
Services, Initial – Phase 1 Total of all years
- r cycles
$29,662.50 $0.00 $0.00 $0.00
- 3. Case Management
Services – Initial – Phase 2 Total of all years
- r cycles
$42,375.00 $0.0 $0.00 $0.00
- 4. . Case Management
Services – Initial – Phase 2 Total of all years
- r cycles
$30,510.00 $0.00 $0.00 Total of all years or cycles $33,052.50 5. Case Management Ongoing $0.00 $2,118.75 $0.00 Total of all years or cycles $10,594.00
- 6. Case Management
Crisis $0.00 $875.00 $5,650.00 $0.00
- 7. Speech Language
Pathologist – In-home Phase 1 Total of all years
- r cycles
$14,310.00 $0.00 $0.00 $0.00
- 8. Speech Language – In-
home – Phase 2 Total of all years
- r cycles
$10,732.50 $0.00 $0.00 $0.00
Available Critique Processes
- Disputing a Future Care Cost Analysis (e.g. a full
independent FCC assessment and report)
- Vocational or Return to Work can be crtitiqued
- File review and meetings
Some Final Thoughts:
- Referral source restrictions?
- Timing of the referral
- The value of: a direct client interview, an
interview of treating and assessing therapists, a review of the home environment
- The examinee themselves commenting line by