“SOCCCD Road Tour”
Risk Management SOCCCD Presentation for “Road Tour”
- Dr. Debra L. Fitzsimons & Maureen Oliver
October 21& 22, 2015
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SOCCCD Road Tour Risk Management SOCCCD Presentation for Road Tour - - PowerPoint PPT Presentation
SOCCCD Road Tour Risk Management SOCCCD Presentation for Road Tour Dr. Debra L. Fitzsimons & Maureen Oliver October 21& 22, 2015 Page 1 of 31 Risk Management Contacts Maureen Oliver -Acting Risk Manager,
Risk Management SOCCCD Presentation for “Road Tour”
October 21& 22, 2015
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Here are a few case studies to show why and how Risk Management comes into play:
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Alignment class (auto program)
car, and upon backing the car, struck the plaintiff pedestrian
left leg
supervision and instruction (instructor not near activity)
Total Incurred: $103,000
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classroom or lab) activities, extracurricular, or field trips, excursions
project
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law enforcement officials
exercise
Total Cost $ 180,345
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district can be held liable due to peculiar risk activity and must take steps to reduce that risk.
the contractor was renewed and executed by district prior to the activity occurring
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and exercises/activities are needed by instructional administrators and managers
(Including our students)
want to do and not do
appropriate parties prior to activities taking place
insured endorsement
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specimen policy for review by the district insurance carrier
vice chancellor of business services who will work with college presidents and appropriate college personnel
coverage for unusual risks
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agreement with moving/storage company
unable to recover any damages
Claim Value = $50,000
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management technique
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Opportunity to appropriately transfer risk so department not at risk / liability Beware of:
One-sided indemnification language Accepting and indemnifying vendor’s exposure “indemnify for all acts against vendor” Limits of liability language Limit of vendor’s liability equals value of the work/project Missing additionally insured endorsements Expired vendor certificates of insurance policies
SOUTH ORANGE COUNTY COMMUNITY COLLEGE DISTRICT
STUDY ABROAD PROGRAM TOUR PARTICIPANT AGREEMENT This Study Abroad Program Tour Participant Agreement (“Agreement”) is entered into by and between South Orange County Community College District (“District”) and ___________________________________________ (“Student”), concerning Student’s participation in the International Education program (“Program”), held in conjunction with _______________________________________________ during _______________________. District and Student are individually referred to as “Party” and collectively referred to as the “Parties” for purposes of this agreement. WHEREAS, District has given permission for Student to participate in the Program; and WHEREAS, Student acknowledges, warrants, and represents that Student has received, has fully read, and completely understands the information provided by District in the Program packet and the practice information booklet, and that Student has been fully advised as to the cultural, safety, and health issues and problems presented thereby, and numerous potential problems and dangers of the Program; and WHEREAS, Student wishes to participate in the Program; and WHEREAS, Student and District intend to be legally bound by the terms of this Agreement including Student’s releases, assumption of the risks, and indemnity of District. in consideration of the permission granted by District to Student to participate in the Program; DISTRICT AND STUDENT AGREE AS FOLLOWS: RELEASE
trustees, agents, employees, representatives and volunteers, from any and all liability arising out of or in connection with Student’s participation in the Program. For purposes of this release, “liability” means all claims, demands, losses, causes of action, suits, or judgments of any kind that Student or Student’s heirs, executors, administrators, and assigns may have against District, and any of its trustees, agents, employees, representatives, and volunteers, because of failure to pass any course or
damage to, property that occurs to any person including Student during the Program, and that results from any cause, including but not limited to passive or active negligence or other acts, other than fraud or willful misconduct, or violation of the law, of District or its trustees, agents, employees, representatives, or volunteers. Student Initials
additional undertakings referred to herein, Student, to the extent allowed by law, shall defend, indemnify and hold District, and each of its trustees, agents, employees, representatives, and volunteers free and harmless from and against any and all liability, claims, losses, expenses, judgments, or demands, including the obligations of District, and each of their trustees, agents, employees, representatives, and volunteers, on account of any similar agreement the District, or its
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Use district drafted contracts rather than vendor drafted Use contract templates on the Contracts SharePoint
Work with VC Fitzsimons’ office or Exec Director D’Lena for unique contracts
Don’t sign your own contracts please!!! Contracts require board approval and/or ratification
Make sure valid contract is in place to protect department before event, activity, service being performed
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threshold board (considered beyond trivial defect)
but failed to repair
and did not notice condition
the most beneficial protection is selected.
Total Incurred = $256,000
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Self Inspection Process
Liability/Dangerous Condition (GL/DC) claims
and college for dangerous conditions, then report them
Follow-up
warning signage posted. Demarcate, repair or remove dangerous condition
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district has no documentation
Total Incurred = $569,981
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forms (available on Risk Management SP site)
waiver files in safe place
documentation maintenance practices
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PE instructor teaching the class
event due to infections to her kidneys
not accepting liability
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regarding Animals on Campus
exception of service animals
procedures
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for contribution (homeowner’s policy)
not to bring dog in to work after first dog bite
particularly given that first one occurred
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they did not follow or violated district policies
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use College Baseball field for a college sponsored ball game
the head by the softball
skull
signed (Student liability waivers and facilities use forms for using college facilities)
student
surgery costs
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for the use of the field.
volunteer waiver form.
accident immediately.
and submitted to Risk Management so that proper investigation could have occurred.
incident and therefore is vulnerable for full liability.
would have been fully transferred to guest or shared.
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stairwell, slipped on some water and fell on their right side.
Supervisor in fear of getting into trouble.
feel a very sharp pain in their right wrist.
injury and over the next few months the right wrist pain became unbearable.
was extremely suspicious of the story and didn’t offer a Worker’s compensation packet or the option to seek medical care.
employee, claim was accepted and it was a total cost of $150,00.00
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happened.
The claim will be investigated by the insurance company. The Supervisor still should have shown compassion towards the injured employee and provided the proper paperwork, as required.
treatment and obtain the assistance of an insurance adjuster to guide them through the process.
Supervisor would have been able to have the injured employee show them where the water spill on the stairwell was, taken pictures and included them in the incident report.
It works out better for all if injuries are reported timely, supervisors follow the correct procedures, and the claim is handled efficiently.
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What to do when an employee has informed you
Injury / Illness:
1. Show compassion and concern for their reported injury/illness. 2. All work related injuries need to be reported immediately to the direct Supervisor. 3. The Supervisor of the injured employee must ask if the employee would like to seek medical care. 4. Supervisor then would obtain the latest Worker’s Compensation Packet from Share Point, print out the appropriate paperwork and sit down with the injured employee and sign the appropriate paperwork.
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5. Completed incident report paperwork must be submitted to Risk Management within 24 hours
6. If the injured employee did seek medical care an insurance claim would be created by Risk Management. 7. Injured employees must provide each medical work status from the approved medical facility after each medical visit throughout the life of the claim. 8. If there are restrictions that cannot be accommodated an ADA process will occur with the direct Supervisor, Human Resources and Risk Management. 9. OSHA requires that any employee who is admitted to the Hospital for more than 23 hours for a work related injury, must be reported to OSHA by Risk Management immediately or fines will be issued.
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FS#35 form Voluntary Activity Consent Assumption of Risk Release of Liability and Hold Harmless Form must be completed by every student for each field trip. If you have multiple field trips planned with the dates, times and exact locations, you can enter multiple trips on the top of the form and the student only needs to sign
If any of the field trip information changes throughout the semester, a new FS#35 form needs to be filled out by each student. FS#32 form Transportation Agreement Permission to Use Personal Vehicle, needs to be completed by the student if he/she chooses to drive their own vehicle to the field trip destination when District transportation is being provided. Faculty Members must first complete a request for a field trip form that is kept in the Division Office.
For Form is m is Man Manda dator
y for for every every event event
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You do not need to be a safety expert! Most everything is common sense Awareness of surroundings Report incidents or issues promptly Follow-up Follow policy and procedures; use district approved forms not your own (had legal
review, etc.)
Contracts can protect your department and students Think about risk in everyday college and district activities---are we protected? If not sure what to do, ask us
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