So You Plan to Go to College What a soccer player needs to know Don - PowerPoint PPT Presentation

So You Plan to Go to College What a soccer player needs to know Don Betterton dbett@verizon.net 609 737 7377 Document classification Internal Only

The Reality  Most of you won’t play college soccer.  Fewer will receive soccer-related aid.  Almost none of you will get a “full ride.”  So let’s put the soccer component aside for now and talk about admission and aid for anyone who intends to go to college. Document classification Internal Only

Types of Colleges (4200 total) In the U.S. there is a higher education opportunity for every level of student interest and ability. My categories: Register and attend (1900) Specialty schools (300) Meet basic standards (1500) Competitive (400) Selective (100) Document classification Internal Only

Overview  Register and Attend. No real admission procedure.  Specialty schools. Rely on interest and ability to pursue a specific skill. Admission can vary from open to highly selective.  Meet Basic Standards. Admit high percent of applicants. Admission process weeds out those who fall below threshold.  Competitive, Selective. Most applicants are qualified, look for the best students combined with diversity goals. Document classification Internal Only

Register and Attend Community colleges (1150 ) Example: Nassau County College Admission: high school diploma or GED Degrees: certificate, associate Cost: typical tuition is $6000 to associate degree Other: many majors, both career and liberal arts transfer to 4-yr Document classification Internal Only

Specialty Schools For students who have a very specific career interest and don’t need the typical college experience. Admission varies from open to highly selective. Culinary arts: Johnson & Wales  Aeronautics: Embry-Riddle  Art, design, fashion: Fashion Institute of Technology  Technology, engineering: Webb Institute  Business, accounting: Babson  Performing arts, music, dance: Julliard  Military academies: West Point  Document classification Internal Only

Meet Basic Standards Admission process weeds out those who fall below threshold.  Admit rate 70% up  Average SAT 1400 -1600  GPA 2.5 – 3.0 Privates: (1000) C.W. Post, Hartwick, Clarkson, Elmira, Hofstra, Adelphi Publics: (500) SUNY Old Westbury, SUNY Oneonta, SUNY Cortland Document classification Internal Only

Competitive and Selective  Average 5-year grad rate:  50% for publics  80% for privates  50% or more of freshmen have average SAT score over 1800 ACT over 24  3.5 average GPA  Roughly 1/3 from top 10% of high school class Document classification Internal Only

Competitive Admit rate 40% to 70% Examples :  Privates: BU (55); Syracuse (59); American (53); Villanova (51); Lehigh (41); Fairfield (60);Franklin & Marshall (45); Holy Cross (48); Union (47)  Publics: SUNY Binghampton (44); SUNY Geneseo (41); Rutgers (58); Delaware (45); UConn (50); Penn State (58); Maryland (49); Vermont (70) Document classification Internal Only

Selective Admit rate less than 40% Examples:  Privates: Ivies (10 average); Duke (13); Georgetown (18); Wash U (15); Williams (17); Colgate (29); Lehigh (33); USC (23); Rochester (33); Richmond (31)  Publics: UVA (32); UNC (29); UCLA (25); Berkeley (22), William & Mary (34); SUNY Stony Brook (38) Document classification Internal Only

Personality and Career Assessment  As a first step in the admission process, it may be a good idea to make a connection between …. Personality characteristics Areas of interest College courses, majors, and schools Career choices  Collegeboard.org – Explore Careers Document classification Internal Only

Preparation  Take pre-college courses  Meet distribution requirements:  English (4 yrs), Math (3-4)  Science, Foreign Language, History/Social Studies (2-4)  For competitive/selective take higher level courses  Honors, AP, IB  Contribute beyond the classroom  School activities  Outside of school  Community service  Work Document classification Internal Only

The College List Getting started – initially cast a wide net   Academic interest, career goals  A feel for size, location, personal fit  Have activity at right level Sources of information:   Family, friends and relatives  Guidance counselors, teachers  Internet – search programs, browsing  College admission rep visits  Independent counselors Balance list on admission chances, “fit,” cost/aid considerations  Document classification Internal Only

Standardized Tests  PSAT  SAT or ACT  Either accepted  What’s the difference?  Preparation  Books, classes, private tutors, online  SAT Subject tests Document classification Internal Only

The Admission Application  When to apply  Early Decision  Early Action  Regular  How to apply  Common Application  College’s own app Document classification Internal Only

Deciding Who To Admit You will become a set of numbers  Academic rating  Quality of high school courses, GPA, class rank, SAT/ACT, academic achievements  Personal rating  Combination of many things  Group achievement, talent, leadership  Recommendations  Volunteer, essay, interview, demonstrated interest  “Tags” – minority, athlete, ED, legacy, arts talent Document classification Internal Only

Paying For College Document classification Internal Only

Saving vs Borrowing Saving Beats Borrowing Hands Down  Saving  Borrowing  Start at age 5  $10,000/yr  13 years to college  For 4 years - $40,000  $2000/yr, $167/mo  10-year repayment  6% return  6.8% interest rate  Invest $26,000 $26,000 = $40,000 $40,000 = $55,200 Document classification Internal Only

Are You “Penalized” for Saving? Financial aid treatment of parental savings • Assume you have $100,000 in savings or investments. (Home equity and retirement funds don’t count.) • The asset protection allowance is about $50,000. • This leaves “taxable” assets of $50,000. • About 5% of this is added to the EFC (Expected Family Contribution.) • The $100,000 increases your EFC by $2500. Document classification Internal Only

Savings  Regular Investments  College-specific  529 plans  Don’t forget the grandparents  How much to put aside? (calculators available) Document classification Internal Only

Cost/Aid  College costs 2013-14 (Tuition, room, and board)  4-yr public in state: $19,000 (Stony Brook $20K)  4-yr public out-of-state: $32,500 (Rutgers $38K)  4-yr private: $42,700 (Columbia $52K)  2-yr public: (tuition) $ 3000 (NCC $3K) (Add approx $4200 for books and personal expenses and a variable amount for travel.) Competitive colleges tend to be more expensive, but give more  aid. Document classification Internal Only

Financial Aid  Good news – there is a lot out there  About $185 billion in 2012-13 to undergrads  OK news – most of it is based on need  About 90% in grants, subsidized loans, work- study  Rest in merit aid (scholarships)  Not so good news – majority is loans Document classification Internal Only

Need-based Aid  Early on make an estimate of whether or not you will qualify  Use online Expected Family Contribution (EFC) estimator  collegeboard.org  Compare to college costs  Note “Yes,” “Maybe,” or “No” for need aid  Look for merit regardless Document classification Internal Only

If Aid Estimate is Yes or Maybe  Don’t push aid matters into the background.  Check colleges for aid application rules  Check colleges for aid policy Need-blind  Meet 100% of need   Complete aid applications – FAFSA, PROFILE  Special circumstances – contact aid office You can get need aid in addition to an athletic schp Document classification Internal Only

Keep Looking for Merit Aid  Eligibility scholarships  Talent – athletic, academic, other  College merit awards (75% rule)  Scholarship search programs  National, regional, and state  Don’t pay Document classification Internal Only

College Soccer Document classification Internal Only

The Soccer Player Funnel (Men)  100,000 high school senior players  5600 freshman roster positions in Div I, II, and III  6% will make the team  4% will be there as seniors  2% will see significant playing time Document classification Internal Only

The Money Funnel  NCAA Div I maximum allowed schps  Men: 9.9 (typically 7)  Women: 14 (typically 11)  Almost no full schps  Average for men: $11000 ($40K COA)  Average for women: $18,000 ($40K COA)  Fewer in Div II, no schps in some Div I, none at all in Div III. Document classification Internal Only

Reality Check  If you are a good soccer player, view it as your #1 high school extra-curricular activity, perhaps with accomplishments, leadership  If recruited, view soccer mostly as admission boost, maybe a source of some aid Document classification Internal Only

You and the Recruiting Process Document classification Internal Only