[PPT] - Presentation Presentation of of The Bank of Tokyo- -Mitsubishi PowerPoint Presentation

SLIDE 1

Presentation Presentation

f
f

The Bank of Tokyo The Bank of Tokyo-

Mitsubishi UFJ, Ltd.

Mitsubishi UFJ, Ltd.

SLIDE 2

Financial Highlights

Apr. 1996 : The Bank of Tokyo-Mitsubishi, Ltd (“BTM”) was established from the

merger of Mitsubishi Bank and Bank of Tokyo.

Oct. 2005 : Mitsubishi UFJ Financial Group Inc. (“MUFG”) was formed.
Jan. 2006 : The Bank of Tokyo-Mitsubishi, Ltd. and UFJ Bank Limited merged to form

The Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU) Highlights

MUFG has the highest market capitalization among Japanese banks and ranks 12th among global financial institutions at April 2007; The first Japanese banking group listed

n the NY Stock Exchange (since 1989),

SEC-registered, and fully compliant with US GAAP; A significant domestic and overseas network (over 400 offices outside Japan in

ver 40 countries);

Ranking among Global Financial Institutions Ranking among Global Financial Institutions

U S D 1 6 . 4 b i l l i

n

1 5 . W a c h

v

i a U S D 1 9 . 6 b i l l i

n

1 4 . B N P P a r i b a s U S D 1 1 7 . 7 b i l l i

n

1 3 . B a n c

S

a n t a n d e r C e n t r a l H i s p a n

U

S D 1 1 8 . 8 b i l l i

n

1 2 . M i t s u b i s h i U F J F i n a n c i a l G r

u

p U S D 1 2 2 . b i l l i

n

1 1 . B e r k s h i r e H a t h a w a y U S D 1 2 2 . 6 b i l l i

n

1 . W e l l s F a r g

&

C

.

U S D 1 2 8 . b i l l i

n

9 . R

y

a l B a n k

f

S c

t

l a n d G r

u

p U S D 1 3 6 . 4 b i l l i

n

8 . U B S U S D 1 4 . 3 b i l l i

n

7 . C h i n a C

n

s t r u c t i

n

B a n k U S D 1 8 . 9 b i l l i

n

6 . A m e r i c a n I n t e r n a t i

n

a l G r

u

p U S D 1 8 2 . 5 b i l l i

n

5 . J P M

r

g a n C h a s e & C

.

U S D 2 1 5 . 8 b i l l i

n

4 . H S B C H

l

d i n g s U S D 2 1 9 . b i l l i

n

3 . I n d u s t r i a l a n d C

m

m e r c i a l B a n k

f

C h i n a

U S D 2 2 8 . 3 b i l l i

n

2 . B a n k

f

A m e r i c a U S D 2 6 1 . 9 b i l l i

n

1 . C i t i g r

u

p Source: Datastream, 20 April 2007

SLIDE 3

2

Network - Global and Domestic

Eastern Japan Retail branches: 460 CBO: 194 Tokyo Metropolitan Area (437 retails / 170 corporate) Western Japan Retail branches: 253 CBO: 119 Central Japan Retail branches: 165 CBO: 79 Europe / Middle East: 27

Overseas

Americas: 26 + Union Bank of California: 322 branches

Domestic

Asia/Oceania: 50

As of September 2006

SLIDE 4

3

Network - Europe

London Madrid BTMU (Holland) Barcelona Paris Birmingham Dusseldorf Hamburg BTMU (Eurasia) & Moscow Representative Office Berlin Munchen MU Wealth Management Bank Lisbon Milan BTMUH (Prague) BTMUH (Vienna) BTMUH (Poland) MU Global Custody Brussels Frankfurt

Subsidiaries, Branch offices and sub-branches are indicated in Red and Rep offices are in blue.

Ｓｔ．ＰｅｔｅｒｓｂｕｒｇＡｌｍａｔｙ Representative Office

SLIDE 5

4

Network – Group Capabilities

Mitsubishi UFJ Financial Group

Mitsubishi UFJ Trust and Banking Mitsubishi UFJ Securities

Credit cards

Mitsubishi UFJ NI COS*

Bank of Tokyo-Mitsubishi UFJ

Consumer loans

ACOM DC Cash One Mobit

Leasing

Mitsubishi UFJ Lease & Finance* *

Online securities

kabu.com Securities

Real Estate Brokerage

Mitsubishi UFJ Real Estate Services

Servicer

MU Frontier Servicer

Wealth management

Mitsubishi UFJ Wealth Management Securities Mitsubishi UFJ Merrill Lynch PB Securities UFJ PLAZA21

Asset Management

Mitsubishi UFJ Asset Management MU I nvestments

I T

Diamond Computer Service UFJI S UFJ & Hitachi Systems

I nvestment Trusts 401K Pension

The Master Trust Bank of Japan Defined Contribution Plan Consulting of Japan

Overseas subsidiary

Union Bank of California Mitsubishi UFJ Securities I nternational

Venture Capital, Factoring

Mitsubishi UFJ Capital Mitsubishi UFJ Factors *DC Card and UFJ NICOS merged as of 4/1/07 to become Mitsubishi UFJ NICOS. **Diamond Lease and UFJ Central Lease merged as of 4/1/07 to become Mitsubishi UFJ Lease & Finance.

SLIDE 6

5

Product Line-up

Reducing HR Management Costs

Cash/Deposit Receivables/Promissory Notes Receivables Inventory Deferred Tax Assets Other Current Assets Tangible Fixed Assets Intangible Fixed Assets Investments Other Fixed Assets Promissory Notes Payables Payables Short-term Borrowings Deferred Tax Liabilities Other Current Liabilities Long-term Borrowings Bonds Pension Liabilities Capital

Syndicated Loan
Seiho Loan

Efficient Funding B/S Slimming = “Off B/S”

Commitment Line
Domestic/Global CMS
ABCP
Factoring
Forfeiting
Premises Securitization
Lease

B/S Slimming = “Off B/S”

Commitment Line

Diversification of Finance

Direct Finance from

the Capital Market

Debt Assumption

Sales Management

Payables ”Off B/S”

B/S Slimming = Liquidity Reducing Purchase Management Costs

Ikkatsu Factoring System

B/S Slimming = Cash

Receivables Management

Service

Japanese 401(k) Plan
Security Deposit

Liquidation

Assets Liabilities

SLIDE 7

6

Best Business Partner Best Business Partner in Russia in Russia

ZAO Bank of Tokyo-Mitsubishi UFJ (Eurasia) Moscow Representative Office

SLIDE 8

7

Why BTMU in Russia

Valuable financing scheme Valuable financing scheme and and consultation advisory service consultation advisory service Considerable experience Considerable experience In Russia In Russia Effective, stable Effective, stable and mature operations and mature operations Wide range of payment Wide range of payment and collection solutions and collection solutions for for domestic CMS needs domestic CMS needs The closest bank The closest bank for for your group world wide your group world wide

BTMU meets BTMU meets your requirements !! your requirements !!

SLIDE 9

8

Our Business Development in Russia BTMU Group : History in Russian Market

July 1992, “Bank of Tokyo” established Representative Office in Moscow for the

first time as a bank in Japan. Between 2001and 2007, our Senior Advisor (former president) of BTMU played the chairman of “Japan Association for Trade with Russia & Central Eastern Europe (RONIS)”. On 1st of Nov. 2006, BTMU has opened “ZAO Bank of Tokyo-Mitsubishi UFJ (Eurasia)” . First subsidiary bank in Russia among Japanese MEGA-Banks. On 24th of April 2008, BTMU (Eurasia) has opened Representative Office in Saint-Petersburg for the first time as a bank in Japan. June 2008, BTMU announced to establish Representative Office in Almaty (Kazakhstan).

SLIDE 10

9

Our Business Development in Russia BTMU Group : Activities in Russian Market

Correspondent Arrangements Correspondent Arrangements with 150 Russian banks. Trade Finance, FOREX Transactions C/L for over 20 Russian banks for Trade Finance L/C confirmation, L/G, etc.

Arranger for Syndicated Loan & Structured Trade Finance for Russian Banks & Companies

Securitization (Auto-Loan, Consumer Loan) Cooperation with MDM Bank, Raiffeisen Bank, etc. Memorandum of Understanding The Government of Saint-Petersburg, and VTB Bank, etc.

ZAO Bank of Tokyo-Mitsubishi UFJ (EURASIA)

Japanese corporate banking, more than 100 clients among Japanese Communities

SLIDE 11

1

Our Business Development in Russia

Syndicated Loan & Structured Trade Finance

Target ; * Major Russian Banks * Blue-Chip companies : Oil Gas Industry / Steel / Aluminum / Retail Whole Seller / Pipe , etc In 2008 Y 1st Half , BTMU occupied the 9 th place among Western Banks in the Russian & CEE syndicated loan markets as Mandated Lead Arranger.

Russia, CIS, and Central and Eastern Europe Bookrunner - Syndicated Loans 2007 2008 Jan. - June

Bank name $ M's Number Bank name $ M's Number 1 Societe Generale 9,602.32 24 1 RBS 3,898.17 17 2 ABN AMRO 9,333.22 24 2 BNP Paribas 3,585.73 21 3 BNP Paribas 8,651.80 32 3 Calyon 2,910.61 12 4 Morgan Stanley 6,894.67 9 4 ING 2,902.93 17 5 CITI 6,573.13 22 5 Barclays Capital 2,848.91 14 6 Calyon 6,261.94 30 6 CITI 1,983.46 8 7 Barclays Capital 4,259.91 14 7 Uni Credit Group 1,787.88 13 8 ING 3,874.28 26 8 SMBC 1,707.98 9 9 JP Morgan 3,816.45 11 9 BTMU 1,610.55 11 10 Goldman Sachs 3,690.71 9 10 West LB 1,405.67 10 12 MUFG 2,562.77 19

Loanware 31st December 2006 - apportioned - volume

SLIDE 12

1 1

ZAO BTMU (EURASIA)

OUTLINE Licensed Aug. 17, 2006 / Opened Nov. 01, 2006 Paid capital JPY13.0 bio. Japanese Corporate Banking 40% market share among Japanese companies in Moscow, more than 100 clients 4 Japanese Staff, 3 NS (Front), Treasurer, Currency Controller

Total 40 staffs

Service Domestic & Foreign Remittance Loan (Ruble, USD, EURO, JPY, etc. : short term, long term) FOREX (SPOT / Forward : short term, long term) Deposit (Ruble, USD, EURO, JPY, etc. : short term, long term) Guarantee / Bond (Performance Bond, Bid Bond, etc.)

SLIDE 13

1 2

Profile / BTMU Group In Russia

ZAO Bank of Tokyo-Mitsubishi UFJ (Eurasia)

Address ：(Moscow Head Office)

7th Floor, Business center “Romanov Dvor-2”

Bld. 2, 4 Romanov Per., Moscow 103009 Russia

(St. Petersburg Rep. Office) 1/25,A, Office 36, Kazanskaya street, St.Petersburg, 191186, Russia Number of employees：40 (Japanese Staff : 4) Business ：Loans, deposits, remittance, money orders (transfer) contents and other operations of commercial bank (corporate only) Major Clients : Main Japanese Companies in Russia, Russian banks and enterprises

BTMU Moscow Representative Office

Address : same with BTMU Eurasia Number of employees : 4 (Japanese Staff : 1) Business ：Support of Trade Finance, Syndicated Loan, Structured Trade Finance in Russia, NIS countries

SLIDE 14

1 3

BTMU Eurasia, Moscow Rep. Office

ZAO Bank of Tokyo-Mitsubishi UFJ (Eurasia) BTMU Moscow Representative Office

7th Floor, Business center “Romanov Dvor-2”

Bld. 2, 4 Romanov per., Moscow 103009 Russia
Tel. +7 (495) 225-8999

SLIDE 15

1 4

MAP (St. Petersburg Rep. Office)

ZAO Bank of Tokyo-Mitsubishi UFJ (Eurasia)

1/25,A, Office 36, Kazanskaya Street, St.Petersburg, 191186, Russia

Tel. +7 (812) 336-7325, 7326

SLIDE 16

1 5

The information herein is provided for information purposes only, and is not to be used or considered as an offer or the solicitation of an offer to sell or to buy or subscribe for securities or other financial instruments. Neither this nor any other communication prepared by The Bank of Tokyo- Mitsubishi UFJ, Ltd. (collectively with its various offices and affiliates, "BTMU") is or should be construed as investment advice, a recommendation to enter into a particular transaction or pursue a particular strategy, or any statement as to the likelihood that a particular transaction or strategy will be effective in light of your business objectives or operations. Before entering into any particular transaction, you are advised to obtain such independent financial, legal, accounting and other advice as may be appropriate under the circumstances. In any event, any decision to enter into a transaction will be yours alone, not based on information prepared or provided by BTMU. BTMU hereby disclaims any responsibility to you concerning the characterization or identification of terms, conditions, and legal or accounting or other issues or risks that may arise in connection with any particular transaction or business strategy. Note that BTMU may have issued, and may in the future issue,

ther reports that are inconsistent with or that reach conclusions different from the information set forth herein. Such other reports, if any,

reflect the different assumptions, views and/or analytical methods of the analysts who prepared them, and BTMU is under no obligation to ensure that such other reports are brought to your attention.