OMNI-CHANNEL BRAND DESIGN IN BANKING
London Istanbul Mumbai Dubai
JON BLAKENEY
I
- AM, Group MD
OMNI-CHANNEL BRAND DESIGN IN BANKING JON BLAKENEY I -AM, Group - - PowerPoint PPT Presentation
OMNI-CHANNEL BRAND DESIGN IN BANKING JON BLAKENEY I -AM, Group MD London Istanbul Mumbai Dubai THE BRAND EXPERIENCE PEOPLE London Istanbul Mumbai Dubai brand experiences WE DESIGN AND DELIVER 360 BRAND EXPERIENCES THAT DELIGHT
London Istanbul Mumbai Dubai
JON BLAKENEY
I
London Istanbul Mumbai Dubai
RESEARCHERS & ANALYSTS BRAND STRATEGISTS RETAIL CONSULTANTS UX CONSULTANTS ARCHITECTS 3D DESIGNERS GRAPHIC DESIGNERS ARTWORKERS PROJECT MANAGERS DIGITAL DESIGNERS WEB AND APP DEVELOPERS PRODUCT DESIGNERS COPYWRITERS MARKETING STRATEGISTS PRODUCTION MANAGERS
LONDON ISTANBUL DUBAI MUMBAI
55 45 15 5
Who we are
OMNI-CHANNEL EXPERIENCE TECHNOLOGY CUSTOMER SERVICE BANK BRAND
CHANNEL STRATEGY EVOLUTION
SINGLE MULTI CROSS OMNI
FACT
CUSTOMERS SWITCH BETWEEN CHANNELS TO GET SERVED THROUGHOUT THE DAY
FACT
98%
MOVE BETWEEN DEVICES THAT SAME DAY
USE MULTIPLE SCREENS SEQUENTIALLY TO ACCOMPLISH A TASK OVER TIME
We believe that
Source: Usability is Good Business, 1999
A typical return is anywhere between $10 and $100 for every $1 spent on user experience - a rather staggering figure.
USER EXPERIENCE
SINGLE VIEW OF THE CUSTOMER
Personal info Finance history Banking preferences Likes & Dislikes Transaction frequency Loyalty rewards
SINGLE VIEW OF DATA
Branch Web site Applications POS E-Commerce Mobile commerce Marketing & Sales Call center Social media sites Retailers
Omni-Channel: For bankers
SILE VIEW OF THE BANK CUSTOMER AND DATA
BANK / BRAND
THE EXPERIENCE FACTOR
THE EXPERIENCE FACTOR THE STRONGEST CONNECTIONS WITH A BRAND ARE BUILT THROUGH EMOTIONAL BONDS
THE EXPERIENCE FACTOR THE STRONGEST CONNECTIONS WITH A BRAND ARE BUILT THROUGH EMOTIONAL BONDS EMOTIONAL BONDS ONLY DEVELOP THROUGH POWERFUL EXPERIENCES
THE GOOD NEWS...
OF CUSTOMERS ARE READY TO PAY MORE FOR A BETTER CUSTOMER EXPERIENCE
THE GOOD NEWS...
OF CUSTOMERS ARE READY TO PAY MORE FOR A BETTER CUSTOMER EXPERIENCE OF BUYING EXPERIENCES ARE BASED ON HOW THE CUSTOMER FEELS THEY ARE BEING TREATED
ACCORDING TO A DELOITTE STUDY,
SIMILARLY, OMNI-CHANNEL CUSTOMERS SPEND
HOWEVER, ANY OMNI-CHANNEL BANK EXPERIENCE IS ONLY AS STRONG AS ITS WEAKEST PART
Branch Online Banking Bank Website Call Center Customer Care
Service simulations & ustomer journey maps
WHAT DO BANK CUSTOMERS EXPECT FROM AN OMNI CHANNEL EXPERIENCE?
SINGLE VIEW OF THE BANK ACROSS ALL CHANNELS
Branch E-Commerce Call center Media TV Social media sites Website Mobile commerce Kiosk mPOS
Omni-Channel: For customers
MANY CHANNELS. MANY JOURNEYS. BUT ONE BANK BRAND.
WHY OMNI CHANNEL? BECAUSE CONSUMERS BANK
ANYTIME ANYWHERE ANYHOW ANY DEVICE
FACT
AND THEY EXPERIENCE A BRAND NOT CHANNELS OF A BRAND
BRANCH SMART PHONE LAPTOP /TABLET CALL CENTER
SINGLE VIEW OF THE RETAILER ACROSS ALL CHANNELS
Store E-Commerce Returns anywhere Same price everywhere TV Social media sites Fulfillment anywhere Mobile commerce Kiosk mPOS
Omni-Channel: For customers
MANY CHANNELS. MANY JOURNEYS. BUT ONE BRAND.
RIGHT
RHYTHM AWARENESS IMAGINATION DAYDREAMING COLOUR DIMENSION
BUT I LOVE THIS ONE LEFT
WORDS LOGIC NUMBERS SEQUENCE LINEARITY ANALYSIS
THIS ONE IS CHEAPER
THOUGHT PROCESS
The brain
Perception
WE ARE ALL HUMAN WE ARE ALL SENSUAL
SMELL SIGHT SOUND TOUCH TASTE
MISSION COMPETITION TARGET INSIGHT ESSENCE TONE
CONTEXT BRAND EXPRESSION BRAND POSITIONING
CUSTOMER FLOW MOMENTS OF TRUTH DATA & TECHNOLOGY MARKETING BRAND ADVOCACY ENGAGEMENT & EVENTS CUSTOMER JOURNEY FORMAT STRATEGY DIGITAL & INTERIOR DESIGN LEADERSHIP MINDSET & BEHAVIOURS ENGAGEMENT & PROCESSES PRODUCT STRATEGY INNOVATION PROPOSITION DEVELOPMENT BRAND STRATEGY, POSITION & DEFINITION VISUAL EXPRESSION APPLICATION & DOCUMENTATION
BRAND IMAGE & IDENTITY PRODUCTS & SERVICES PHYSICAL & VIRTUAL SPACES PEOPLE & CULTURE SALES PROCESSES
360º
BRAND
EXPERIENCE
AWARENESS STRATEGY
Experience mind map
FOCUS ON THE TOTALITY OF YOUR OFFER: THE EXPERIENCE YOU OFFER YOUR CUSTOMERS IS ONLY AS STRONG AS THE WEAKEST STEP IN THE JOURNEY
CUSTOMER JOURNEY
The Banking customer journey
10 8 6 4 2
MAGICAL
EXTRAORDINARY EXPERIENCE ONCE-IN-A-LIFETIME ALWAYS DELIGHTSENJOYABLE
COMPETES WITH LEISURE TIME OFTEN DELIGHTS THE OCCASIONAL ‘WOW!’REWARDING
OFTEN EXCEEDS EXPECTATIONS PROMPTS ADVOCACY WORTH PAYING MORE FORFUNCTIONAL
WORKS MOST OF THE TIME CUSTOMER USUALLY SATISFIED RARELY EXCEEDS EXPECTATIONSDYSFUNCTIONAL
OFTEN DOES NOT WORK ENDURED RATHER THAN ENJOYED WILL NOT ADVOCATEDAMAGING
ANNOYING WILL NEVER RETURN CAUSES NEGATIVE ADVOCACYExperience Gauge
TRENDS IN 360º
CREATE COMPLIMENTARY EXPERIENCES
BLEND DIGITAL WITH PHYSICAL RESPOND TO MOBILITY SYNCHRONIZE AND INFORM ORCHASTRATE ELEMENTS
01 Create Complementary Experiences
brand experiencesFUELFOR INLINE APP
BLENDING DIGITAL WITH PHYSICAL
01 Create Complementary Experiences
brand experiencesFUELFOR INLINE APP
BLENDING DIGITAL WITH PHYSICAL
Pick the branch digitally
Get Q number
# 92
12:30 - 12:40
# 92
12:30 12:40
Follow Q number
# 92
12:30 12:40
Get served
# 92PROMOTE CONSISTENCY ACROSS CHANNELS
MAKE CONTENT ACCESSIBLE PROVIDE CONSISTENT STRUCTURES HONOR DEVICE SPECIFIC NEEDS HARMONIZE VISUAL QUALITIES
FACT
FACT
31%
OF ALL MOBILE SURFERS ARE ‘MOBILE-PRIMARY’ USERS
PROVIDE CONSISTENT STRUCTURES (INFORMATION ARCHITECTURE)
02 Promote Consistency across channels
02 Promote Consistency across channels
MASHABLE
HARMONIZE VISUAL QUALITIES
MATCH OFFER WITH CONTEXT
MATCH DEVICE WITH ACTIVITIES PROVIDE CONTEXTUAL OFFERS
SIMPLE BANK
PROVIDE CONTEXTUAL OFFERS
03 Match offer with context
MOBILE CHECKLISTS WHILE COLLECTING REQUIRED DOCUMENTS
OPPORTUNITY
USAA VOICE BANKING
PROVIDE CONTEXTUAL OFFERS
03 Match offer with context
LOLA FROM BBVA
PROVIDE CONTEXTUAL OFFERS
03 Match offer with context
SIMPLE BANK
PROVIDE CONTEXTUAL OFFERS
03 Match offer with context
COMMONWEALTH BANK
PROVIDE CONTEXTUAL OFFERS
03 Match offer with context
UTILIZE ECOSYSTEMS
INTEGRATE BEST SERVICES TRANSACTIONS VIA SOCIAL UTILIZING SOCIAL DATA EFFORTLESS BANK OFFERS
COSYSTEMS
SIMPLE BANK MOBILE APP
INTEGRATE BEST-IN-CLASS SERVICES
04 Utilize ecosystems
DWOLLA
TRANSACTIONS VIA SOCIAL CHANNELS
04 Utilize ecosystems
MOVEN BANK
UTILIZING SOCIAL DATA
04 Utilize ecosystems
SQUARE
EFFORTLESS BANK OFFERS
04 Utilize ecosystems
GOOGLE WALLET
EFFORTLESS BANK OFFERS
04 Utilize ecosystems
HUMANIZE & PERSONALIZE
HUMANIZE THE DIGITAL ONE FACE FOR ALL REMOTE ACCESS TO ADVICE ENGAGING INFORMATION FORMAT PERSONALIZED ADVICE
SIMPLE BANK
HUMANIZE THE DIGITAL
05 Humanize & Personalize
SHERPAA
ONE FACE FOR ALL INTERACTION CHANNELS
05 Humanize & Personalize
SHERPAA
REMOTE ACCESS TO IN-DEPTH ADVICE
05 Humanize & Personalize
UBANK - PEOPLE LIKE U
PERSONALISED ADVICE
05 Humanize & Personalize
Case Study
Case Study
Case Study
OMNI CHANNEL EXCELLENCE: IT IS EXPENSIVE, LONG, DIFFICULT, ENERGY CONSUMING, BUT ULTIMATELY ESSENTIAL...
My 5 tis to Omni-Channel success
01 CREATE COMPLMENTARY EXPERIENCES 02 PROMOTE CONSISTENCY ACROSS CHANNELS 03 MATCH OFFER WITH CONTEXT 04 UTILIZE ECOSYSTEMS 05 HUMANIZE AND PERSONALIZE
i
Jon Blakeney
THANK YOU!