Mary Ann Herne, VP Business Development Jim Berthelsen, SVP Sales - - PowerPoint PPT Presentation

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Nov 24, 2023 151 likes •347 views

Mary Ann Herne, VP Business Development Jim Berthelsen, SVP Sales and Business Development Todays Agenda Cubus Solutions Skip-A-Pay Member Experience Staff Experience Open Discussion - Q&A The Challenge The Solution

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Mary Ann Herne, VP Business Development Jim Berthelsen, SVP Sales and Business Development

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▪Cubus Solutions ▪Skip-A-Pay

– Member Experience – Staff Experience

▪Open Discussion - Q&A

Today’s Agenda

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The Challenge

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By Staff In-House By Member On-Line Fully Automated

Cubus Skip-A-Pay

The Solution

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Web and Mobile Channel

Member Experience

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Member Experience

▪ Access via OLB ▪ Qualification

▪ Member ▪ Loans

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Member Experience

▪ Skip Dates Automatically Set to 30 Days

▪ Any Pay Frequency

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Member Experience

▪ Fee Options

▪ Loan Minor Specific ▪ Tier Range

▪ Balance ▪ Payment

▪ Fee Methods

▪ Shares ▪ Cards ▪ PayPal

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▪Done!

▪ Immediate Core Update

▪ Due Date Updated ▪ Automatic Payments ▪ External Transfers ▪ Internal Transfers ▪ Payroll ▪ Maturity Date ▪ Fees Charged

Member Experience

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DNA Updates

Activity Showing Adjustments to Receivable, Next Due Date and Maturity Date:

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DNA Updates

History Row on Loan Account:

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DNA Updates

Receivable History Showing Skip

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DNA Updates

Skip Fee Charged to selected share account:

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Functions

Help Desk & Admin

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▪ RFCU’s Business Challenge

Current Skip a Payment loan program labor intensive and limited

▪ Why Partner?

Faster time to market
Capitalize on each company’s expertise and experience

▪ Value Added Proposition

Improved operating efficiency
Revenue opportunities (NII)
Better member experience
Larger target audience

Redstone FCU – Skip-A-Pay

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www.redstoneconsultinggroup.org
A wholly owned CUSO subsidiary of RFCU
Founded in May 2012
Serving Credit Unions with technologically innovative

applications and services

RCG – Redstone Consulting Group

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▪ Software In-house or Hosted by Cubus (OGO) ▪ Integrates seamlessly into Fiserv DNA core with RCG Web Services ▪ Rapid Deployment ▪ Remote Installation ▪ Remote Training ▪ Low Maintenance

Easy to Deploy

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▪ Redstone Federal Credit Union – 4.490 Bil ▪ Eastman Credit Union – 3.543 Bil ▪ Truliant Federal Credit Union – 2.068 Bil ▪ Northwest Community Credit Union – 1.086 Bil ▪ Deseret First Credit Union – 560 Mil ▪ Security Plus Federal Credit Union – 379 Mil

Some of our DNA Customers

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Mary Ann Herne VP Business Development Cubus Solutions 3049-A Independence Drive Livermore, CA 94551 E-Mail: mherne@cubussolutions.com Phone: 925-344-8626