Investors Presentation JANUARY 2015 GLOBAL LEADER IN SEAMLESS - PowerPoint PPT Presentation

Investors Presentation JANUARY 2015

GLOBAL LEADER IN SEAMLESS PAYMENT 2 Ingenico Group – Investors Presentation - January 2015 Ingenico Group / Global leader in seamless payment – July 2014

We provide smart, trusted and secure solutions whatever the channel, empowering in-store, online and mobile commerce. 3 Ingenico Group – Investors Presentation - January 2015

Ingenico Group / Global leader in seamless payment Created in 1980 5,500+ Headquartered Global employees in Paris 30+ years of 170 countries expertise and 65+ 88 sites leadership nationalities 4 Ingenico Group – Investors Presentation - January 2015

Ingenico Group / A proven track record in executing strategy and generating profitable growth Revenue (in €M) • EBITDA (in €M) • 1,555-1,565* 22%-22.5%** 1,371 279 1,301 x3 276 x2 1,206 223 21.2%* 180 166 1,001 907 18.5% 105 18.3% 18% 701 15% 2009 2010 2011 2012 2013 2014E 2009 2010 2011 2012 2013 2014E TransferTo contribution TransferTo contribution * FY13PF EBITDA margin excluding TransferTo as of January 1st, 2013 * including €90m revenue from GlobalCollect in Q4 2014 ** EBITDA margin between 22.5%-23% excluding GlobalCollect in Q4 5 Ingenico Group – Investors Presentation - January 2015

Ingenico Group / A unique positioning across the payment value chain • Unrivalled acceptance network • Across all channels: in-store, on line and mobile • EMV / NFC native • Global • Agnostic 6 Ingenico Group – Investors Presentation - January 2015

Ingenico Group / At the centre of the payment process Approval Schemes Multiple payment Certified standards, with connections local/global protocols and regulations GATEWAY Multi-channel Certified connections Reporting, VAS, CRM and Data analytics Seamless Seamless payment service purchasing experience 7 Ingenico Group – Investors Presentation - January 2015

Trusted partner / From small merchants to global brands Network of Accepting 1000+ 300 + Financial payment methods institutions Partner with 250,000+ 70% merchants of the Top30 connected to our leading retail platforms (FtoF, brands online, mobile) 8 Ingenico Group – Investors Presentation - January 2015

Deploying our strategy / 3 key pillars Providing smart, trusted and secure payment solutions whatever the channel multi-local innovative comprehensive 9 Ingenico Group – Investors Presentation - January 2015

Multi-local approach / Driving strong performance North America Europe SEPA Asia Pacific - # 1 in - #1 in - # 1 in Canada* Europe* China* - EMV - Deploying - Increased migration Payments commercial - Leveraging services network on US ISO whatever (Indonesia) network the channel - #1 in - #1 in Brazil* Turkey* - Gaining - Densifying traction the across the distribution region network Latin America EMEA *Ranking for terminal business 10 Ingenico Group – Investors Presentation - January 2015

Innovation / Fuelling future growth Telium Tetra / Our new global offer, creating a fully integrated commerce ecosystem around the Point of Sale Paving the way for payment acceptance in connected devices 11 Ingenico Group – Investors Presentation - January 2015

A comprehensive offer / Building a seamless agnostic offer, whatever the channel IN-STORE ONLINE MOBILE #1 in payment Adding new on-line 100K merchants • • • terminals worldwide payment methods for connected to our merchant to enrich the platform 110K+ terminals • retailer-consumer connected to our Operating in 14 • relationship: Slimpay platform countries (Sepa Direct Debit), SEQR (Seamless/QR code),… 12 Ingenico Group – Investors Presentation - January 2015

Accelerating towards software and services / GlobalCollect acquisition 2009 Revenue 20013PF* Revenue with GlobalCollect 2013 PF* revenue from • 33% payment services 12% exceeding €500M 67% 88% *2013PF revenue excluding TransferTo contribution 13 Ingenico Group – Investors Presentation - January 2015

GlobalCollect / At a glance • Leading global online full service payment provider • Created in 1994 • Headquartered in Amsterdam, with 8 regional offices Key transaction highlights: • 500+ employees / 35 nationalities Purchase price of €820 • • A solid business model million Revenue based on % of transaction in value • Financed with available cash • 2013 gross revenue: €305 million (€220m) and bank debt • (€600m) • 2013 adjusted EBITDA*: €50 million Closed end of September • • A global reach 2014 170 countries / 150+ currencies • *EBITDA adjusted of management fees and some non recurring items 14 Ingenico Group – Investors Presentation - January 2015

GlobalCollect / Adding to Ingenico Group’s strength Enhancing access Complementing Enriching value proposition to global customer base geographical footprint More than 550 tier-1 • Including electronic cash • ~60% of GlobalCollect’s • cross-border merchants revenue outside of Europe collection, settlement capabilities, FX and Significant increased • reporting reconciliation for presence in North America transnational transactions • Access to high growth Significantly reinforcing its • markets: APAC and LATAM presence in the card not present space 1/3 2/3 15 Ingenico Group – Investors Presentation - January 2015

GlobalCollect / The perfect fit with Ingenico Payment Services To accelerate the deployment of one-stop-shop payment solutions across all channels / globally / covering the whole payment value chain Merchant Transaction Collecting Acquiring Reporting/ « gateway » Fraud Mainly In-store financial institutions (local) Online Mainly (global) financial institutions (local) Mainly Mobile (global) financial institutions (local) 16 Ingenico Group – Investors Presentation - January 2015

2014 / Another year of strong growth Organic growth > 15%* • FY14 guidance Which should translate into revenue between • raised €1,465M and €1,475M excluding GlobalCollect contribution EBITDA margin: between 22.5 and 23% • GlobalCollect Q4 revenue: approx. €90M • contribution EBITDA margin > 15% • in Q4 2014 FY14 guidance FY revenue: between €1,555M and €1,565M • including GlobalCollect EBITDA margin: between 22 and 22.5% • in Q4 2014 * At constant exchange rate and based on FY13 pro forma revenue at €1.301bn (excluding TransferTo disposed on December 1, 2013) 17 Ingenico Group – Investors Presentation - January 2015

Towards 2016 / Ambition plan Revenue target EBITDA margin >€2.2bn * >20% * 45-50% 35% EBITDA/FCF conversion Pay out ratio ratio * At constant exchange rate and including GlobalCollect acquisition 18 Ingenico Group – Investors Presentation - January 2015

Ingenico Group / A strong platform for the future • A truly global player, with strong scale effect • Positioned all across the payment value chain • Stronger into software and services • An unrivalled combination of geographical coverage, network of acquirers/banks and payment methods • A well-balanced presence in mature and emerging markets • A large and diversified customer base • A proven track record in executing strategy and generating profitable growth 19 Ingenico Group – Investors Presentation - January 2015