Great Southern Bank Great Southern Bank Loan Portfolio Loan - - PowerPoint PPT Presentation

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Great Southern Bank Great Southern Bank Loan Portfolio Loan - - PowerPoint PPT Presentation

Great Southern Bank Great Southern Bank Loan Portfolio Loan Portfolio December 31, 2007 Portfolio by Type Portfolio by Type 12/31/07 Balance of $1,848,274 (000 s) s) 12/31/07 Balance of $1,848,274 (000 Multifamily Real Estate


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SLIDE 1

Great Southern Bank Great Southern Bank

Loan Portfolio Loan Portfolio December 31, 2007

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SLIDE 2

Portfolio by Type Portfolio by Type

12/31/07 Balance of $1,848,274 (000 12/31/07 Balance of $1,848,274 (000’ ’s) s)

Consumer Loans* $164,774 9% Const & Land Development $685,990 37% Industrial Revenue Bonds $55,147 3% Commercial Real Estate $460,303 25% Single Family Residential $191,970 10% Multifamily Real Estate $87,177 5% Commercial Business $202,913 11%

*Includes Home Equity Loans of $41,586

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SLIDE 3

Portfolio by Region* Portfolio by Region*

12/31/07 Balance of $1,848,274 (000 12/31/07 Balance of $1,848,274 (000’ ’s) s)

Other Kansas $49,722 3% Central Missouri $67,542 4%

  • St. Louis

$254,989 13% Branson $214,579 12% Kansas City $113,228 6% Northwest Arkansas $202,857 11% Springfield $570,569 30% Other Missouri Regions $158,266 9% Other Out of State $216,522 12%

* Based on primary collateral location

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SLIDE 4

Commercial Real Estate Commercial Real Estate

12/31/07 Balance of $460,303 (000 12/31/07 Balance of $460,303 (000’ ’s) s)

Recreational Facilities $30,528 7% Industrial $41,044 9% Healthcare $92,904 20% Motel / Hotel $115,801 24% Office Buildings $40,604 9% Restaurants $27,207 6% Retail $76,885 17% Other Commercial Real Estate $35,330 8%

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SLIDE 5

Construction & Land Development Construction & Land Development

12/31/07 Balance of $685,990 (000 12/31/07 Balance of $685,990 (000’ ’s) s)

Other $52,757 8% Office Buildings $18,598 3% Healthcare $56,714 8% Retail $38,536 6% Single Family Residential $83,277 12% Recreation/Resort Condos $27,761 4% Residential Condos $19,443 3% Historic Rehab Condos $51,906 8% Apartments $83,720 12% Commercial Development $117,533 17% Residential Land Development $135,745 19%

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SLIDE 6

Springfield Springfield Construction & Land Development

Construction & Land Development

12/31/07 Balance of $167,190 (000 12/31/07 Balance of $167,190 (000’ ’s) s)

Single Family Residential $37,769 23% Residential Land Development $54,584 34% Commercial Development $17,088 10% Residential Condos $5,519 3% Apartments $37,513 22% Other $9,027 5% Office Buildings $5,690 3%

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SLIDE 7
  • St. Louis
  • St. Louis Construction & Land Development

Construction & Land Development

12/31/07 Balance of $156,670 (000 12/31/07 Balance of $156,670 (000’ ’s) s)

Retail $5,382 3% Healthcare $25,643 16% Historic Rehab Condos $48,564 32% Residential Condos $4,953 3% Commercial Development $14,010 9% Residential Land Development $15,152 10% Apartments $7,800 5% Office Buildings $5,088 3% Other $30,078 19%

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SLIDE 8

Branson Branson Construction & Land Development

Construction & Land Development

12/31/07 Balance of $85,821 (000 12/31/07 Balance of $85,821 (000’ ’s) s)

Single Family Residential $18,545 22% Residential Land Development $17,531 20% Commercial Development $20,244 24% Recreation/Resort Condos $17,762 21% Apartments $10,478 12% Other $1,261 1%

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SLIDE 9

Northwest Arkansas Northwest Arkansas Construction & Land Development

Construction & Land Development

12/31/07 Balance of $98,871 (000 12/31/07 Balance of $98,871 (000’ ’s) s)

Single Family Residential $11,828 12% Commercial Development $39,803 41% Retail $3,510 4% Residential Land Development $28,178 28% Residential Condos $4,427 4% Other $3,305 3% Office Buildings $7,820 8%

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SLIDE 10

Kansas City Kansas City Construction & Land Development

Construction & Land Development

12/31/07 Balance of $56,184 (000 12/31/07 Balance of $56,184 (000’ ’s) s)

Other $2,045 4% Single Family Residential $2,064 4% Residential Condos $3,248 6% Residential Land Development $5,716 10% Historic Rehab Condos $3,341 6% Apartments $16,815 29% Retail $17,046 30% Commercial Development $5,909 11%

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SLIDE 11

Central Missouri Central Missouri Construction & Land Development

Construction & Land Development

12/31/07 Balance of $27,898 (000 12/31/07 Balance of $27,898 (000’ ’s) s)

Single Family Residential $3,771 14% Commercial Development $10,144 36% Residential Land Development $4,172 15% Recreation/Resort Condos $9,811 35%

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Other Regions Other Regions Construction & Land Development

Construction & Land Development

12/31/07 Balance of $93,356 (000 12/31/07 Balance of $93,356 (000’ ’s) s)

Single Family Residential $7,487 8% Commercial Development $10,334 11% Retail $12,449 13% Residential Land Development $10,412 11% Apartments $11,115 12% Other $10,488 11% Healthcare $31,071 34%

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SLIDE 13

Nonperforming Loans by Type Nonperforming Loans by Type

12/31/07 Balance of $35,475 (000 12/31/07 Balance of $35,475 (000’ ’s) s)

Consumer Loans* $429 1% Const & Land Development $14,702 42% Industrial Revenue Bonds $3,334 9% Commercial Real Estate $9,145 26% Single Family Residential $4,681 13% Multifamily Real Estate $561 2% Commercial Business $2,623 7%

*Includes Home Equity Loans of $193

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Nonperforming Loans by Region Nonperforming Loans by Region

12/31/07 Balance of $35,475 (000 12/31/07 Balance of $35,475 (000’ ’s) s)

Other Missouri Regions

(one relationship - $5,660)

$6,503 18% Other Out of State $1,878 5%

  • St. Louis

(one relationship - $10,260)

$10,260 30% Branson

(2 relationships - $4,149)

$5,355 15% Central Missouri

(2 relationships - $4,350)

$4,412 12% Northwest Arkansas

(2 relationships - $3,244)

$4,376 12% Springfield $2,691 8%