Affordable Housing and Zoning - PowerPoint PPT Presentation

Affordable Housing and Zoning 12344546)75895634):;4<=>=48=)?@AB C323D3E;;F)75895634 !"#$"%&"'()*+(),-. !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

) Good Morning! !""#$%&&'''()*+"+,-(.*/&'0".!123456.47+/89: !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

/ Presenters :9>5GH;I9=>)C9;>=JF)!-:1 0"1$(23453678(27876"'+(249"887 K=443)(2GL58M !"83:'(;<788"'+(=3$>(:?(@:<<78A !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

4 Housing Affordability – A National Problem House prices have grown much faster than incomes since the mid-1990s. Notes: Data for 1970 to 2010 is from Yates (2011). Data from 2010 is six-monthly growth in the residential property price index from ABS (2017c), deflated by the CPI. Earnings data is full-time ordinary time earnings from ABS (2017d), deflated by the CPI. Sources: Yates (2011), ABS (2017c) and ABS (2017d) AFFORDABLE HOUSING AND ZONING September 27, 2019

5 Housing Affordability – A National Problem Home price to income ratio. Source: Case-Shiller National Home Price Index AFFORDABLE HOUSING AND ZONING September 27, 2019

6 Housing Affordability – A National Problem Recently sold homes with monthly payments affordable to the following median income households: • All Households Source: Harvard Joint Center for Housing Affordability AFFORDABLE HOUSING AND ZONING September 27, 2019

* Housing Affordability – A National Problem $=8=4H2J)G;2P)9;D=G) L5H9)D;4H92J)I3JD=4HG) 3<<;>P3S2=)H;)H9=) <;22;L546)D=P534) 548;D=)9;NG=9;2PGT D @:%":H8"'( @:F1"5:<A1 ;*+<.-%=K0<20<F=N*I5"=G-5"-<=O*<=K*+$I5P=8OO*<F0,IJI") !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

I Housing Affordability – A National Problem $=8=4H2J)G;2P)9;D=G) L5H9)D;4H92J)I3JD=4HG) 3<<;>P3S2=)H;)H9=) <;22;L546)D=P534) 548;D=)9;NG=9;2PGT D J"8$"'(@:F1"5:<A1 ;*+<.-%=K0<20<F=N*I5"=G-5"-<=O*<=K*+$I5P=8OO*<F0,IJI") !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

9 Housing Affordability – A Michigan Problem Recently sold homes with monthly payments affordable to the following median income households: • Renter Households Source: Harvard Joint Center for Housing Affordability Source: Harvard Joint Center for Housing Affordability AFFORDABLE HOUSING AND ZONING September 27, 2019

-, Housing Affordability – A Michigan Problem ;*+<.-%=K0<20<F=N*I5"=G-5"-<=O*<=K*+$I5P= ;*+<.-%=K0<20<F=N*I5"=G-5"-<=O*<=K*+$I5P= 8OO*<F0,IJI") ;*+<.-%=K0<20<F=N*I5"=G-5"-<=O*<=K*+$I5P=8OO*<F0,IJI") !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

11 We don’t have all the answers. • Long term, structural problem • Macro-economic factors • Social factors • Planners will be working on this issue for A LONG TIME AFFORDABLE HOUSING AND ZONING September 27, 2019

12 But Planning and Zoning can help. • Zoning has historically been “part of the problem.” • But now it can be part of the solution – by focusing on increasing supply of housing. AFFORDABLE HOUSING AND ZONING September 27, 2019

The Problem: Three Inconvenient Truths !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

-B Here’s the problem … D @:F1386(31(F87??:'A7&<"O(( D 0"(<:S"($5"(457'74$"'(:?(:F'( 8"365&:'5::A1O(( D 0"(A:8T$(H78$(%:'"(1#'7H<O U9=G=)3>=)P5<<58N2H)H;) >=8;4852=)34P);<H=4)823G9V !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

-C E(U'"7$(VW7%#<" !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

E$$'74$3:81 !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

17 Holland Housing Stats • Population: 33,327 • 265 Homes currently for sale (www.Zillow.com) • 33 homes listed under $200,000 AFFORDABLE HOUSING AND ZONING September 27, 2019

18 Ottowa County Housing Stats AFFORDABLE HOUSING AND ZONING September 27, 2019

19 We need more homes for rent at all price points. Demand for rent. New Units 2018-2023. • Less than $625/mo 1,515 homes • $625 - $1,249/mo 1,065 homes • $1,250/mo or more 818 homes v Cost Burdened: paying 30% or more of their income towards housing costs AFFORDABLE HOUSING AND ZONING September 27, 2019

0"(K`S" aF'(^"365&:'5::A1b !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

@:<<78A !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

Detroit Grand Rapids Ypsilanti Ferndale AFFORDABLE HOUSING AND ZONING September 27, 2019

c':%($531d d($:($531O -G)H95G)L93H)J;N)L34H\ ,3O=)J;N>):;DDN45HJV) .;)D;>=)GI>3L2V 4-'= !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-. Q<,05I$/(*<P=

AFFORDABLE HOUSING AND ZONING September 27, 2019

Difficult to Reconcile • Need more housing choices and housing types to increase supply and therefore drive down costs • Love our neighborhoods so often don’t want to change any character by increasing densities • More affordable single family housing in neighborhoods often needs a lot of repair which is costly • Sprawl housing is often cheapest to build new • Sprawl leads to traffic, emissions, road work, more costly • Concerns about street connections so silos AFFORDABLE HOUSING AND ZONING September 27, 2019

,NII2J)-48>=3G=)-P=3)]AT Downtown Density !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

)* @:F1386(Q::%(38(23453678T1(=3$>(=:'"1 !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

)I QF$(057$(3?(0"T'"(^:$(f57$(Q36g !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

29 Finding a Place Where Density Fits AFFORDABLE HOUSING AND ZONING September 27, 2019

31 Downtown Density Tips and Tricks • Define your “downtown” – could it grow? • Subsidy programs help, but they can’t solve the problem on their own. ü Don’t rely on them. • Form Based Code helps, but isn’t necessary ü But mixed use zoning is ü Understand where mixed use is appropriate vs multi-family residential ü Give developers choices AFFORDABLE HOUSING AND ZONING September 27, 2019

32 Downtown Density Tips and Tricks • Don’t limit density, regulate building heights/massing/setbacks ü Reduce or eliminate rear yard setbacks • Ease any restrictions on upper floors ü Work to prevent building code problems • Be intentional about building height ü But don’t be shy ü Can be very specific – even block by block, or corner vs interior lots • Parking drives up costs ü Limit or eliminate parking requirements if possible ü Consider paid parking AFFORDABLE HOUSING AND ZONING September 27, 2019

,NII2J)-48>=3G=)-P=3)]?T Smart Greenfield Planning and Zoning !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

/B 057$(6"$1(&F3<$(:8($5"("A6"(:?($:H8g !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

/C j1($531(&"$$"'g !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

/G @:H(A:(H"(6"$($531(381$"7Ag How do we get this instead? !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

/* NU'""8?3"<A(23W"A(_1"P(M:8386 “Greenfield Mixed Use” Zoning !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

39 “Greenfield Mixed Use” Zoning AFFORDABLE HOUSING AND ZONING September 27, 2019

40 “Greenfield Mixed Use” Zoning AFFORDABLE HOUSING AND ZONING September 27, 2019

B- “Greenfield Mixed Use” Zoning !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.

42 “Greenfield Mixed Use” Zoning a. The minimum density of any residential development within the GMU district shall be six units per acre. There shall be no maximum density, provided that all requirements for building heights, setbacks, and minimum unit sizes are met. AFFORDABLE HOUSING AND ZONING September 27, 2019

43 Preserving Open Space and Building Housing AFFORDABLE HOUSING AND ZONING September 27, 2019

44 Cluster/ Open Space Preservation Neighborhoods • Not a new concept • In fact – required by MZEA • But we can’t just hope they happen • Need intentional and specific planning AFFORDABLE HOUSING AND ZONING September 27, 2019

BC =3$>(:?(07<e"'(271$"'(;<78 City of Walker Master Plan !""#$%!&'()*#+,-./)!.%)0#.-./ !"#$"%&"'()*+(),-.