2013 Annual Inve stor Me e ting Anahe im, Califor nia 1 Mission - - PowerPoint PPT Presentation

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2013 Annual Inve stor Me e ting Anahe im, Califor nia 1 Mission - - PowerPoint PPT Presentation

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2013 Annual Inve stor Me e ting Anahe im, Califor nia 1 Mission Azusa Apar tme nts Azusa, CA Our mission is to advanc e e c onomic justic e and oppor tunity by par tne r ing with or ganizations that pr ovide ac c e ss to c

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1

2013 Annual Inve stor Me e ting

Anahe im, Califor nia

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SLIDE 2

Mission

Our mission is to advanc e e c onomic justic e and

  • ppor

tunity by par tne r ing with or ganizations that pr

  • vide ac c e ss to c apital for

low inc ome pe ople and c ommunitie s. Azusa Apar tme nts Azusa, CA

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L E ARN Char te r Sc hool, Chic ago, IL

Inve sting in E duc ational E quity

Building He althy Communitie s

Pione e r Community Hospital Stuar t, VA

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SLIDE 4

Advanc ing Affor dable Housing

Me mor ial Apar tme nts Baltimor e , MD

Suppor ting Small Busine ss

Se a to T able Br

  • oklyn, NY
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SLIDE 5

F

  • ste r

ing E c onomic E mpowe r me nt Abr

  • ad

Mic r

  • ve st

Wor ldwide

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

6

2013 YT D Ac c omplishme nts

Pr

  • gr

am Ac tivitie s

  • L

e nding

  • Our g o a l wa s to o rig ina te $7.1 millio n b y ye a r e nd. At 9/ 30 we ha d c lo se d $6.0 millio n in lo a ns

a nd to da y we ha ve a nd a dditio na l $2.4 millio n in a ppro ve d lo a ns like ly to c lo se b e fo re the e nd o f 2013

  • Ove r the la st five ye a rs, the o utsta nding lo a n po rtfo lio ha s mo re tha n do ub le d fro m $8.6 millio n

(12/ 31/ 2006) to $17.8 millio n (9/ 30/ 2012)

  • We ha ve 35 le nding pa rtne rships, o f whic h 31 a re with c e rtifie d CDF

I s

  • Se rving b o rro we rs:
  • Curre ntly 80% o f b o rro we rs a re no npro fit o rg a niza tio ns a nd 20% a re do ub le b o tto m line

b usine sse s

  • 100% o f b o rro we rs c re a te b e ne fits fo r o r pro vide se rvic e s to lo w inc o me individua ls a nd

fa milie s.

  • 64% a re lo c a te d in lo w inc o me c e nsus tra c ts
  • Ca pNe xus ha s 225 re g iste re d use rs. 40 de a ls se e king $120 millio n in fina nc ing ha ve b e e n po ste d o n

Ca pNe xus – to ta ling $200 millio n. T

  • da te , Ca pNe xus ha s fa c ilita te d the c lo sing o f 5 lo a ns.

Building Our L

  • a n F

und

  • Siste rs o f the Pre c io us Blo o d o f Da yto n, OH jo ine d PCG a s a ne w pe rma ne nt me mb e r
  • Ac hie ve d a AAA2+ ra ting unde r the CDF

I Asse ssme nt Ra ting Syste ms (CARS) – a n impro ve d ra ting fro m 2010

  • Awa rde d a $1.4 millio n g ra nt fro m the U.S. De pa rtme nt o f T

re a sury’ s CDF I F und in F a ll 2012

  • Our inve sto rs he lpe d us suc c e ssfully ra ise $330,000 in ma tc hing g ra nts in 5 mo nths to re c e ive

full g ra nt

  • Awa rde d $100,000 te c hnic a l a ssista nc e g ra nt fro m the U.S. De pa rtme nt o f T

re a sury’ s CDF I F und in Se pt 2013

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

7

Quic k Impac t F ac ts

PCG L e nding $18.9 million

(2010- 2012)

Jobs c r e ate d or maintaine d: 252 T

  • tal Numbe r

Clie nts Se rve d in the US: 204,000 Ave r age Monthly Re ntal Savings: $267 Ave r age F

  • r
  • Sale Savings:

$18,000 Comme r c ial Re al E state Pr

  • pe r

ty Value F inanc e d: $5.8 million Mic r

  • - E

ntr e pr e ne ur s Se r ve d in the De ve loping Wor ld: 600,000+

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PCG Dome stic CDF I L e nding Par tne r s as of Oc tobe r 2013

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

10

Our Ne we st Initiative : CapNe xus

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

11

Por tfolio Composition 2002- Pr e se nt

(by L

  • ans Outstanding)

Note : Inte r national le nding c ompr ise s 10.38% of re ligious institute & Catholic he althc are syste m inve stme nts at Oc tobe r 2013.

52% 34% 22% 13% 6% 0% 16% 32% 35% 31% 23% 32% 34% 32% 36% 40% 26% 11% 12% 14% 16% 12% 15% 11% 5% 21% 23% 38% 31% 36% 39% 39% 41% 9% 9% 4% 14% 12% 8% 5% 4% 6% 6% 26% 15% 15% 21% 23% 13% 13% 10% 8% 8% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 6/30/2013 Portfolio Composition

CDFI Housing Commercial Real Estate Community Facility Working Capital International

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

12

PCG Inve stor s

PCG ha s 85 inve sto rs a s o f Oc to b e r 2013, 69 re lig io us c o mmunitie s; 5 he a lth c a re syste ms; 4 b a nks, a nd 7 o the r inve sto rs.

$0 $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 $14,000,000 $16,000,000 $18,000,000 $20,000,000

Loan Capital Diversity

Government Other Banks Health Care Systems Religious Communities

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

13

F inanc ial He alth Indic ator s & Goals

F Y 2002 F Y 2003 F Y 2004 F Y 2005 F Y 2006 F Y 2007 F Y 2008 F Y 2009 F Y 2010 F Y 2011 F Y 2012 YT D 2013 @ 6/ 30

T

  • tal

Asse ts

$6.4 MM $7.6 MM $10.0 MM $11.1 MM $12.3 MM $13.9 MM $16.5 MM $20.1 MM $24.0 MM $24.5 M $26.0 M $27.0 M

T

  • tal

L

  • an

Capital

$5.8 MM $6.0 MM $7.4 MM $8.0 MM $8.9 MM $10.1 MM $11.7 MM $14.4 MM $17.6 MM $17.9 M $18.1 M $18.7 M

Ne t Asse t Ratio

17% 17% 23.3% 26% 27% 25% 27% 27% 26% 26% 29% 29%

Se lf Suffi- c ie nc y

29% 38% 44% 71% 62% 84% 72% 69% 75% 73% 68% 86%

Audit

No finding s o r ma te ria l we a kne ss

NA

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

14

Balanc e She e t T r e nds

$1,316,643 $2,330,621 $2,922,680 $3,277,994 $3,559,499 $4,549,885 $5,500,420 $6,187,963 $6,378,312 $7,510,711 $7,937,977 $6,055,500 $7,480,500 $8,010,467 $8,895,467 $10,090,467 $11,662,968 $14,435,266 $17,642,895 $17,904,512 $18,089,408 $18,669,208 $2,000,000 $3,464,368 $5,239,991 $8,071,916 $8,604,648 $10,307,889 $12,932,104 $12,002,423 $13,550,218 $16,300,539 $16,438,922 $7,555,072 $10,000,120 $11,049,036 $12,338,991 $13,932,922 $16,545,788 $20,195,461 $24,047,335 $24,454,587 $25,982,554 $26,972,269

$ Outstanding

Net Assets Total Loan Capital Loans Outstanding Total Assets

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

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How Do We L e ve r age Inve stor & Me mbe r Donate d Gr ant Capital?

2002-present: $3.697 million in Membership contributions leveraged $586.7 million in lending $1 to $158 leverage ratio

Grants $7.54 M (non- Member gifts) All Member Gifts ($3.697 M) Capital Raised from Investors $18.67 M PCG Lending $44.35 M CDFI Lending Partner Leverage $153.2 M Bank & Other Source Leverage $382.4 M

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PCG, Inc. 1444 Eye Street, NW Suite 201 Washington, DC 20005 202.689.8935

Partners for the Common Good

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Me mbe r ship

We a re a me mb e rship c o rpo ra tio n o f fa ith b a se d institutio ns c o mmitte d to pro mo ting c o mmunity inve sting a s a n e c o no mic justic e stra te g y

Our Ne we st Me mbe r as of Se pte mbe r 2013 Siste rs of the Pre c ious Blood, Dayton OH Our Curre nt Me mbe rs: Christian Brothe rs Inve stme nt Se rvic e s Congr e gation of St. Jose ph Siste r s of St. F r anc is of Philade lphia Siste r s of St. Jose ph of Or ange Dominic an Collabor ative

(Adr ia n Dominic an Siste r s; Dominic an Siste r s of Gre at Be nd, Kansas; Rac ine Dominic ans; Siste r s of St. Dominic , Amityville , Ne w York; Grand Rapids Dominic ans)

NE W Me mb e rs Are Alwa ys We lc o me !

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T hank You for Your Suppor t

Common Gr

  • und F
  • od Co- op

Ur bana, IL