Wells Roadshow 3 rd December 2018 - - PowerPoint PPT Presentation
Wells Roadshow 3 rd December 2018 _______________________________________ Steve Thomas Julia Hill Yvonne Thompson Nigel Burden - NatWest Bank Introduction Welcome, thank you for coming! Health and safety: location of fire exits and
3rd December 2018
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Steve Thomas Julia Hill Yvonne Thompson Nigel Burden - NatWest Bank
3rd December 2018
Information classification: Confidential
Contents
1. Introductions – Nigel Burden & Sarah McNairn 2. Who do you Contact 3. Online Banking
5. Online Banking Vs Bankline
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Who do you Contact
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For smaller businesses managing a lower volume/value of payments in the office or on the move.
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Register here- https://www.nwolb.com/defau lt.aspx?CookieCheck=2018- 11-27T08:48:34
Key Features of Online Banking
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View all your account balances
Visibi bility ity
Make payments to staff and suppliers
Payments ments
Access up to seven years of statements
Stateme tements nts
Transfer money between your accounts
Transfe nsfers rs
Free security tools to keep you safe
Security rity
Online Banking- Supporting Materials
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For businesses that need a more comprehensive digital service, with enhanced security and control, unlimited daily payment limits and a range of account management options.
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Key Features of Bankline
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Get online access to real-time banking information. Once a registration has been approved, that user can add additional accounts themselves – there's no limit to the number of users.
Easily ly accessible essible
View accounts individually or in groups, access recordings of key activities for auditing purposes and see online copies of paper vouchers such as cheques.
Streaml mlin ined processe esses
Bankline keeps your finances safer with the latest security and encryption technology. Multi-level password, PIN and user ID protection, smart card security for making payments and Trusteer Rapport for extra protection.
Safe e and Secure ure
Import payment files and get instant, accurate views of your finances. Send money quickly and cheaply using standard domestic payments, CHAPS, Faster Payments or international payments.
Payme ment nt Power
System administrators have complete control over users, roles and functionality. Payment limits can also be set for individual users.
Flexi xibl ble Control rol
Get support from our FAQs, user guides and the Bankline telephone helpdesk. And there’s no need to download new software – updates are made automatically.
Comprehen rehensi sive ve Support
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Online Banking Vs Bankline
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Benefits Online Banking Bankline
Secur urit ity and and cont ntrol
2 to sign authorisation (payments and administration) Set different user access rights and privileges Comprehensive audit trail of user activity N Y Payment nts Payment limit per day* Per faster payment Per CHAPS payment Create bulk payment lists / import payment files from accounting systems Number of payments authorised at the same time Manage Currency Accounts (view and make payments) Make payments to an overseas account £50k £50k N/A N 15 N Y Unlimited £250k Unlimited Y Unlimited Y Y Account unt Manag nagem ement nt Customise/export account information in a range of formats View statements/balances for accounts held with other banks View images of cheques issued and most credits paid in Set up and amend standing orders Access via a mobile app Maximum account reporting capacity N N N N Y Y 60 Y Y Y Y N N 999
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Do you need 2 to sign AUTHORISATION HORISATION when n making ng paymen ent t or admin n change ges? s? Do you need to set differe ferent nt user ACCESS ESS RIGHTS HTS & PRIVILEGES? VILEGES? Do you need to view MORE E THAN N 60 ACCOU OUNTS? NTS? Do you need to view CURREN ENCY CY ACCOUNTS? OUNTS? Do you need to make CHAPS PS PAYMENTS? MENTS? Do you need a DAILY LY PAYMENT MENT LIMIT IT OVER R 50K? ONLINE INE BANKING KING BANKLIN KLINE
NO NO
YES YES
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Services Available in the Post Office
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You can deposit Cheques into a Post Office by using a Natwest envelope provided by the Post Office. Please allow an extra two working days to the cheque clearing cycle when depositing cheques via the Post Office.
Deposit sit Cheques es
You can deposit a maximum of £2000 per day into the Post Office with a maximum of £10000 per week. Maximum coin deposits per day is £250 with denominations less that £1 in full bags as the Post Office may not accept.
Deposit sit Cash
With a debit card you can withdraw up to £500 per day from the Post Office
Withd hdra raw w Cash
If you have a debit card you can check your account balance at the Post Office using Chip & Pin.
Check k Balance nce
You can register for a Change Giving Card which will enable you to exchange notes for coin in the Post Office
Collect ct Change
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Services Available in NatWest & RBS branches
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You can deposit your banking using the Business Quick Deposit service saving you time spent in the branch.
Busine ness ss Quick ck Deposit sit
You can deposit large volumes of coin into the machine where you are then provided with a deposit slip to take to the counter to credit your account.
Coin In Machine
Cash can be requested in advance so that when you need to collect this from the branch it is already made up for you saving you time spent in the branch
Withd hdra raw w Cash
If you have a debit card or the Mobile app you can withdraw cash using the ATMs.
ATMs
This machine allows you to deposit cash, coin and cheques as well as other functions such as requesting a cheque book.
Cash and Deposit sit Machin ines
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http://personal.natwest.com/personal/ways-to-bank/mobile- branch.html
Services Available in Mobile Branches
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Providing you are either an account signatory or have an open credit facility in place the Mobile branches can support you with this as other Natwest branches do.
Cashing ing Cheques ues
You can make cash and cheque deposits
Deposit sit Cash and Cheques es
You are able to make account balance enquiries in a Mobile branch as you would any
Balance nce Enquiri iries es
You can make withdrawals
Withd hdra raw w Cash
Free security tools to keep you safe
Security rity
You can deposit your banking using the Business Quick Deposit service saving you time spent in the branch.
Busine ness ss Quick ck Deposit sit
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Transaction Services – Commercial Cards
ePCS framework
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Government approved ePurchasing card solution
The ePCS framework gives UK public sector organisations and charities specially negotiated payment and pricing terms, including a spend-related rebate. The Commercial Card framework is managed by the Crown Commercial Service (CCS). Cards and card management systems are provided at nil cost.
Overview
Improved liquidity – through extended payment terms Rebates – competitive rebate terms, subject to level of spend (*new rebate matrix to be confirmed in December) Appropriate – meets the government requirement for building a responsible payment culture Fee free – no annual card fee for public sector organisations Pre-tendered – CCS encourages organisations to Direct Award to one of the three approved ePCS card issuers, rather than follow a full tender process, saving you time and money
Key Benefits
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Simplify payments, control spending, ease cash flow and get comprehensive MI reporting using Smart Data OnLine
This multi-use card is suitable for both business procurement and travel & entertainment spending. Accepted at millions of outlets worldwide, you can either give employees their own card or use the hosted onecard option, where details are lodged with specific suppliers and all spend goes against one card number.
Overview
Lower admin costs – easier expense reclaim and reconciliation, fewer errors – Efficient VAT accounting with HMRC accredited VAT reporting Reduce payment costs – replace payment methods with per transaction charges More control – set monthly and single transaction limits and merchant blocking restrictions Tailor to your expense policy – use Smart Data OnLine (SDOL), our market leading expense management software Increase visibility – expense reporting to cost centre level using SDOL Improve cash flow – extended payment terms Convenience – all the benefits of making contactless payments, while retaining the ability to set merchant blocking
Key Benefits
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3rd December 2018
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What is a Card Reader? What equipment do we need? What do we need to do? www.parishbuying.org.uk/sumup Any fees?
Pricing Comparison SumUp iZettle Card-reader purchase price (excl. VAT) £19 £29 SPECIAL OFFER from SumUp :
0% fees for the first £250 processed through the card reader. Simply register before 7th December 2018
Usual cost £29 Usual cost £29 for first reader and £59 for next readers Transaction rate for debit cards 1.1% usual cost 1.69% 1.25% usual cost 1.75% Transaction rate for credit cards 1.3% usual cost 1.69% 1.25% usual cost 1.75% Transaction rate for American Express cards 1.3% usual cost 1.69% 2.75% usual cost 2.75% Transaction rate for SMS billing 1.95% usual cost 2.95% +25p Not available Transaction rate for email billing Not available 2.5% usual cost 2.5% Transaction rate for VTT billing (over the phone) 1.95%usual cost 2.95% +25p Not available Charging cradle £29 £39
3rd December 2018
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Stewardship & Parish Resources Team Sue Whitehead - PA to the Parish Resources & Development Advisers (part –time) sue.whitehead@bathwells.anglican.org or 01749 670777 Giving Resources:
www.parishresources.org.uk/givingforlife
http://www.bathandwells.org.uk/supporting-parishes/stewardship/planned-giving/planned-giving-review-programmes/
www.givingingrace.org
www.parishresources.org.uk/giving
Some ideas:
Stewardship & Parish Resources Team Sue Whitehead - PA to the Parish Resources & Development Advisers (part –time) sue.whitehead@bathwells.anglican.org or 01749 670777 Funding:
https://www.parishresources.org.uk/resources-for-treasurers/funding/
https://www.heritagefundingdirectoryuk.org/
https://www.vansweb.org.uk/ http://www.sparksomerset.org.uk/ http://www.engagews.org.uk/
http://www.lpwscheme.org.uk/ http://www.memorialgrant.org.uk./
Church maintenance and repair:
http://www.churchcare.co.uk/
Caroline Bruce Parish Consultancy Officer – Support during vacancies and with vision days E: caroline.bruce@bathwells.anglican.org T: 01749 685127 James Fox Robinson Prayer and Spirituality Enabler – how can we pray/make our church a place for people to pray in? E: james.fox-robinson@bathwells.anglican.org T: 01749 670777 Revd Andy Gray Faith Sharing Enabler – ideas to help people share their faith – naturally! E: andy.gray@bathwells.anglican.org T: 01749 685162 Elizabeth Harper Lay Ministries Enabler – training for lay people e.g. Readers, Lay Worship Assistants, Lay Pastoral Assistants E: elizabeth.harper@bathwells.anglican.org T: 01749 670777 Revd Mike Haslam Chaplaincy Development Adviser – ideas for introducing chaplains E: mike.haslam@bathwells.anglican.org T: 01749 685121 David Maggs Mission Team Leader – Faith and the world e.g. environment, overseas mission, modern day slavery E: david.maggs@bathwells.anglican.org T: 01749 685119 Julia Hill Discipleship Team Leader E: julia.hill@bathwells.anglican.org T: 01749 685114
Treasurer’s newsletters Regular updates to the Finance News section of the diocesan website and online “Handbook” “Treasurers Learning Network” Luke 14-28 Forum
http://groups.yahoo.com/group/Luke14-28
Cashbook and fees training Telephone/email support for diocesan Cashbook and general queries Occasional roadshows on “hot topics” https://www.bathandwells.org.uk/supporting-parishes/stewardship/
www.parishresources.org.uk
3rd December 2018
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EXCEL based software originally developed in Gloucester Diocese - most suitable for smaller parishes with income <£100k Free - Available to download with a WORD manual from the website
http://www.bathandwells.org.uk/supporting-parishes/finances/for-treasurers/
Free training available Support - volunteer Cashbook Champions
cashbooksupport@bathwells.anglican.org
“Single entry” of receipts and payments on a single page Statutory Year end R&P Report CofE Annual Return of Parish Finance Tailored interim and final local reporting
“Behind the Scenes” double entry processing
Parochial Fees Return
SO/DD shortcuts
Standard Accounts codes
Inter-a/c transfer mgt
Simple bank reconciliation
Local codes for analysis Real time balances Budget facility