THE FUTURE OF CAPITAL ACQUISITION Orchard Powering Marketplace - - PowerPoint PPT Presentation

MATT BURTON, CEO & CO-FOUNDER
 


THE FUTURE OF CAPITAL ACQUISITION 


Orchard – Powering Marketplace Lending

Confidential • Orchard Platform

Evolution of Capital in Marketplace Lending

2

2

Retail

• Peer-to-peer
• Early adopters
• Credit & investment professionals

Growth of Marketplace Lending Size of Capital

Active Institutional

• Marketplace
• Sophisticated infrastructure
• Limited access

Passive Institutional

• Highly automated
• Plug and play
• Speed and scale

Securitization

• Bank involvement
• Greater liquidity
• Rated & regulated

What’s next?

Orchard – Powering Marketplace Lending

Confidential • Orchard Platform

The Biggest Challenges to Attracting New Capital

3

#1. DATA QUALITY #2. LIQUIDITY

Orchard – Powering Marketplace Lending

Confidential • Orchard Platform 4

95% of Orchard customers said their firms

“would participate as buyers or sellers if there were to be a viable secondary market for marketplace lending whole loans”

The Biggest Challenges to Attracting New Capital

Orchard – Powering Marketplace Lending

Confidential • Orchard Platform

Capital Markets Strategy

5

ON BALANCE SHEET OFF
 BALANCE SHEET

Warehouse Line Structured Credit Facility Securitization Forward Flow Auction – Based Pricing Permanent Capital Vehicles

New Product Mature Product

P R O D U C T L I F E C Y C L E

Orchard – Powering Marketplace Lending

Confidential • Orchard Platform

Orchard Overview

6

Orchard – Powering Marketplace Lending

Confidential • Orchard Platform

Marketplace Lending Overview

7

Withdrawals Invests

Investors

Institutional Banks Insurance Pensions Family Offices Governments Sovereign Funds Endowments Foundations Fund of Funds

Managers

Hedge Funds BDC’s Asset Managers RIA’s Wealth Managers

Principal P & I

Originators

Consumer Small Business Real Estate Energy Auto Medical Trade/Factoring Legal Commercial Equipment

Principal P & I

Borrowers

Individuals Businesses

Orchard – Powering Marketplace Lending

CONFIDENTIAL • Orchard Platform

Orchard Product Overview

8

Data Infrastructure Marketplace

Market Data
 Originator Database
 Market Overview
 Originator Details Market Insights
 Monthly Industry Report
 Benchmarking Dashboard* Marketplace* Marketplace* Order Management System
 Order Placement
 Strategy Configuration
 Strategy Analysis
 Rules Engine* Manager Database Investor Awareness
 Originator Detail Profile
 Originator Database
 Investor Permissioning Reporting
 Portfolio Dashboard
 Daily Platform Holdings
 Report
 Daily Portfolio Summary
 Borrowing Base Report*
 File Databasing*
 Custom Report Builder* Analytics
 Cash Flow Simulator*
 Excel Plugin* Data Management
 Investor Portfolio Dashboard
 Investor Daily Platform Holdings Report
 Originator Dashboard*
 Custom Report Builder* Analytics
 Cash Flow Simulator*
 Custom Report Builder*

Investors Originators

*Product in Development


 THANK YOU


Matt Burton, CEO & Co-Founder
 matt@orchardplatform.com 
 www.orchardplatform.com