Risk Management, Compliance and CRA October 25, 2018 Hosted By: - - PowerPoint PPT Presentation
Risk Management, Compliance and CRA October 25, 2018 Hosted By: Michael Gallagher Chief Risk Officer, EVP 1 Todays Agenda Risk Management Risk governance Enterprise Risk Management Community Reinvestment Act Operational Risk
Hosted By: Michael Gallagher Chief Risk Officer, EVP
1 October 25, 2018
Risk Management
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Compliance
non-compliance
Community Reinvestment Act
Who Owns Risk and Compliance?
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What is Risk Management and Where did it come from?
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Regulatory Relief, Consumer Protection
– Mobile Deposits
Guidelines
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– Geographic Penetration – Loan-to-Deposit Ratio – Small Business Lending – Community Development Loans – HMDA LAR Large & Small Banks Three Prong Test
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– Contributions – Equity Investments
– # of hours – Financial Expert – Products (creativity) Three Prong Test (cont.)
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changes
to change
make risk management and compliance a competitive advantage.
Hosted By: Michael Gallagher Chief Risk Officer, EVP
23 October 25, 2018