Requirements for HOME Homebuyer Program Policies & Procedures - - PowerPoint PPT Presentation

Requirements for HOME Homebuyer Program Policies & Procedures (Notice CPD 18-09)

June 25, 2019

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Homebuyer Policy: Buyer Underwriting

Slide 9 )

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Homebuyer Policy: Responsible Lending

Slide 22 )

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Homebuyer Policy: Refinancing

Slide 26 )

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Homebuyer Policy: Counseling

Slide 30 )

• §92.254(a)(3) requires that all HOME-

assisted b uyers receive counseling

– Applies to both direct assistance & purchase

• f

units developed with HOME – Must be provided before executing written agreement

• HUD

Housing Counseling Rule (Dec 2016)

– Affects all HUD required or sponsored housing counseling – Final e ffective date: August 1, 2020

Homebuyer Counseling Required

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Homebuyer Policy: Lending Partners

Slide 34 )

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Homebuyer Policies and Procedures

Slide 37 )

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Next Steps & Wrap Up

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