P R E S E N TAT I O N August 2020 D I S C L A I M E R This - - PowerPoint PPT Presentation

C O R P O R A T E P R E S E N TAT I O N

August 2020

This presentation may contain statements regarding the business of Silverlake Axis Ltd and its subsidiaries (the “Group”) that are of a forward looking nature and are therefore based on management’s assumptions about future developments. Such forward looking statements are typically identified by words such as ‘believe’, ‘estimate’, ‘intend’, ‘may’, ‘expect’, and ‘project’ and similar expressions as they relate to the Group. Forward looking statements involve certain risks and uncertainties as they relate to future events. Actual results may vary materially from those targeted, expected or projected due to various factors. Potential risks and uncertainties include such factors as general economic conditions, foreign exchange fluctuations, interest rate charges and regulatory developments. Such factors that may affect the Group’s future financial results are detailed in our listing prospectus / circulars, listed in this presentation, or in the management discussion and analysis section of the company’s result report and filing with the SGX. The reader is cautioned to not unduly rely on these forward-looking statements. We do not undertake any duty to publish any update or revision of any forward looking statements. The information contained in this presentation has not been independently verified. No representation or warranty expressed or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions contained in this presentation. Neither Silverlake Axis

• r any of its affiliates, advisers or representatives shall have any liability whatsoever for any loss arising, whether

directly or indirectly, from any use or distribution of this presentation or its contents. This presentation is for information only and does not constitute an invitation or offer to acquire, purchase or subscribe for shares in Silverlake Axis.

2

D I S C L A I M E R

AGENDA

BANKING INSURTECH AND RETAIL

GROUP OVERVIEW

INVESTOR FACTSHEET KEY FINANCIALS

3

T H I S I S O U R

F O U N D A T I O N O U R V I S I O N

S E T S U S A PA R T

ASIA PACIFIC’S LARGEST DIGITAL ECONOMY SOLUTIONS COMPANY

OUR TECHNOLOGIES REFINED, EXPANDED & INNOVATED TO BECOME

COMPUTING PRINCIPLES GROUNDED ON MATHEMATICAL MODELS

4

O U R M I S S I O N

CUSTOMERS I N V E S T O R S EMP L O YEES P A R T N E R S

TO BE THE LEADING FINTECH COMPANY HIGHLY VALUED BY CUSTOMERS & PARTNERS

To be a trusted partner with digital economy propositions and commit to be innovative and responsive

“ ”

To sustain long-term growth with superior return of investment

“ ”

To work collaboratively together and deliver the best value of our customers

“ ”

To create an innovative & entrepreneurial environment, enriched with diversity &

• pen communication

“ ”

5

30 YEARS OF MAKING

DIGITAL

TRANSFORMATION

WORK

MA R KET L E A D E R S H I P

6

100%

INDUSTRIES TRANSFORMED

Banking, Insurance, Retail, Government, Payments and Logistics Ecosystems

REGIONS COVERED

Asia Pacific, Europe, Middle East, Africa and Americas

CUSTOMER TRACK RECORD

100% successful implementation of enterprise core software applications for over 380 customers

PR O D U C T E V O L U T I O N

CO LLABO RAT IO NS WIT H C U STO M ER S & PART N ER S NEW SO LUT IO NS T HRO UG H R&D INDUST RY DIG ITAL T RANSF O RMAT IO N & KNO WLEDG E SHARING NEW ACQ UISIT IO NS & PART NERSHIPS

Our comprehensive solution suite rapidly expands through ecosystem partnership and M&A, while continuously enriched as we invest and work collaboratively with our customers and partners

“ ”

OUR SOLUTIONS GROWTH DRIVERS

7

QR Technology

New Industry (Retail)

Silverlake Solution

New Product (Maintenance & Enhancement)

2010

Symmetric Payments & Integration

New Product (Enterprise payment & integration)

2011

SAACIS*

New Product (SIBS)

2006

Merimen Group

New Industry (Insurance)

2013

Cyber Village

New Product (E-commerce marketplace )

2009

Silverlake Japan

New Geography & Product (Card & Credit Processing in Japan)

BUSINESS E V O L U T I O N

T H R O U G H M & A

Since our listing in Singapore's Stock Exchange (2003), the group has evolved through

• ngoing Mergers & Acquisitions

“ ”

*Refers to Silverlake Adaptive Applications & Continuous Improvement Services (SG) Pte. Ltd.

8

Finzsoft Solutions

New Geography (Australia, New Zealand)

2014

Silverlake Symmetri Retail Banking

New Geography (Central Europe, EMEA, South Asia)

2015

SIA X Infotech

New Product (Solutions for issuance and verification of digital identity documents and smart cards)

2019

Silverlake Digitale

New Product (Payment solutions)

Silverlake Digital Economy

New Product (Digital banking)

2018

Silverlake One Paradigm

New Product (Rules-based applications & tools)

PARTNERSHIP E C O S Y S T E M

Primary markets are Malaysia, Singapore and Indonesia with growing markets in Thailand, Philippines, Vietnam, Hong Kong, & Japan Over 150 insurers, encompassing most major international insurers and many bank-affiliated insurers, covering both conventional and takaful operators Over 5,000 automobile workshops and repair centres Over 25 major automobile brands Over 2,000 insurance intermediaries

INSURANCE

20 installations across the fastest growing markets in Asia: China, Malaysia, Singapore, Vietnam, Cambodia, Indonesia & Hong Kong Over 40,000 Suppliers More than 500 Retail Outlets

RETAIL

Core System Platform Partner of Choice for Top 3

• f the 5 Largest ASEAN Financial Institutions

Geographical presence in Asia Pacific, Europe, Middle East, Africa and Americas Over 40% of the Top 20 Largest Banks in South- East Asia run on Silverlake Axis’ core banking solutions 100% Successful Implementation Track Record and over 230 customers using the Group’s software solutions and services

BANKING

Our core capabilities and ecosystem offerings continuously enable and connect our ecosystem partners to effectively run, grow & transform their business

“ ”

9

O F I N C O M E B A S E

E X PA N S I O N

*Revenue in million RM

Our acquisitions not only added depth and range to the Group’s portfolio

• f software solutions and

services, but also broadened the Group’s income base with new revenue streams

“ ”

10

F Y 2 0 0 5 REVENUE F Y 2 0 2 0 REVENUE F Y 2 0 0 8 REVENUE

RM27.8

RM146.9

RM664m

O U R P E O P L E

STAFF CAPABILITY

More than 1,800 Competent Employees with Rich and In-depth Expertise from Diverse Backgrounds

KEY MANAGEMENT TEAM

Experienced and Dynamic Management Team with Proven Track Record in Managing High Growth Companies

BOARD OF DIRECTORS

Forward-looking and Notable Board with Over 25 Years of Experience in Various Industries

Our founder, Mr. Goh Peng Ooi continues to drive the vision with the Board and Management

“ ”

AN EXPERIENCED & HIGH PROFILE LEADERSHIP BOARD

1,700

EMPLOYEES * LARGE & GROWING TALENT POOL WITH RICH TECHNICAL EXPERTISE -FROM DEVELOPER, BUSINESS ANAL YST , PROJECT MANAGEMENT , TECHNOLOGY SALES TO SUPPORT OUR CUSTOMERS

90% BUSINESS

OPERATIONS*

>30

YEARS IN INFORMATION T E C H N O L O G Y

>25 YEARS

I N L E G A L P R A C T I C E S

>30

YEARS IN FINANCIAL S E R V I C E S CHAIRMAN OF M U L T I P L E F I N A N C I A L INSTITUTES & A D V I S O R Y C O U N C I L S

>45

YEARS OF EXTENSIVE S E N I O R MANAGEMENT EXPERIENCE

11

4 1 5 6 2 7 8 9

1. Goh Peng Ooi 2.

• Dr. Kwong Yong Sin

3. Andrew Tan 4. Ong Kian Min 5. Datuk Yvonne Chia

• 6. See Chuang Thuan
• 7. Goh Shiou Ling
• 8. Lim Kok Min
• 9. Tan Sri. Dato’ Dr. Mohd Munir bin Abdul Majid
• 10. Yano Satoru (not in pic)

3

RECENT A C H I E V E M E N T S

CYBER VILLAGE SECURES ENHANCEMENT PROJECTS. MERIMEN GROWS ITS INSURANCE PRESENCE TO JAPAN & DUBAI QRRA EXPANDS ITS CLOUD CAPABILITIES AND WINS CONTRACTS WITH LARGE RETAILS IN SOUTH EAST ASIA

July 2020: Merimen expanded its presence to East Asia and Middle East by incorporating wholly owned subsidiaries, “Merimen Japan” and “Merimen UAE”. 12 FY2020: QRRA signed a number of SOFTWARE AND SERVICES CONTRACTS WITH LARGE RETAILERS IN CHINA, VIETNAM, SINGAPORE AND HONG KONG. To provide application management services and software maintenance support services to local customers.

SAL SECURES SOFTWARE UPGRADES & DIGITAL INNOVATION CONTRACTS

Central Europe

1H FY2020: The Group secured UPGRADES AND ENHANCEMENTS

PROJECTS TOTALLING APPROXIMATELY RM 80 MILLION. These

include 6 Malaysian banks, 1 large bank in Indonesia and a Malaysian Pension Fund Institution. 2H FY2020: The Group secured IMPLEMENTATIONS AND ENHANCEMENTS

PROJECTS with 2 Malaysian Banks, a bank in China and Thailand.

The Group also secured upgrade and maintenance contract with large established retail in Hong Kong and Malaysia. FY2020: Symmetri secured contracts to PROVIDE SOFTWARE

UPGRADES, IMPLEMENTATION & MAINTENANCE SERVICES to

its customers. ✓ These projects include a large project from Malaysian bank, 2 banks in Pakistan, 2 banks in Vietnam, an established Islamic Bank in UAE, a financial institution in Singapore, a bank in Maldives, Central Europe and Philippines.. FY2020: CyberVillage secured RM 16 MILLION ENHANCEMENT PROJECTS with 4 Malaysian Banks and a Malaysian Pension Fund Institutions.

RECENT A C H I E V E M E N T S

M E R I M E N G R O W S I T S

R E G I O N A L I N S U R A N C E P R E S E N C E

& E X P A N D I T S

TRUESIGHT SUITE

Q R R A W I N S

C O N T R A C T W I T H A E O N V I E T N A M

& E X P A N D I T S

C L O U D CAPABILITIES

Jan 2019: In the 1st 6 months of FY2019, the Group has secured 8 contracts to deliver innovative and transformative digital solutions to existing customers.

S A L A C Q U I R E S

X I N F O T E C H GROUP

May 2019: Merimen secured new customer account in Japan for its flagship Merimen eClaims solution, thus futher expanding its presence into a new market in Asia 13 Jan 2019: QRRA signed a software and services contract with AEON Vietnam. To provide application management services and software maintenance support services to local customers, QRRA also established QR Retail Automation Vietnam Company Limited in Nov 2018

✓ Innovative payment solutions for 3 MAJOR FINANCIAL SERVICES GROUP ✓ Channel innovations for 2 FINANCIAL SERVICES PROVIDERS ✓ Services to support their digital banking and payments transformation initiatives for 3 ESTABLISHED FINANCIAL INSTITUTIONS

Jun 2019: MSIG implements TrueSight Interactive Video tool to brings convenience and speed to motor claims process Apr 2019: SAL completes acquisition of Xinfotech Group to offer Digital Identity and Security Technologies (see next slide for more details) Sep 2018: QR Agoracloud Sdn Bhd established to accelerate retail digital innovation via cloud-based Software-as-a- Service (SaaS) solution for retailers of all sizes.

S A L S E C U R E S

SOFTWARE UPGRADES & D I G I T A L INNOVATION CONTRACTS

2H FY2019: Silverlake Symmetri secured 4 contracts to provide software upgrades, implementation & maintenance services to its Core Banking and Card customers

✓ Core Banking Upgrade for AN ESTABLISHED PAKISTAN ISLAMIC BANK ✓ Extension of Core Banking Maintenance and implementation services for A LEADING BANKING GROUPS IN CENTRAL EUROPE

Central Europe

✓ Upgrades of Silverlake Symmetri OmniCard Solution for a LARGE BANK IN MALDIVES & A LEADING BANK IN PAKISTAN

Aug 2019: The Group secured 8 UPGRADES AND ENHANCEMENTS PROJECTS

TOTALLING APPROXIMATELY RM40 MILLION. These include a technology

refresh for Agrobank Malaysia and 3 Malaysian banks, 2 established financial institutions in Singapore, a large bank in Indonesia and a bank in Thailand

RECENT A C Q U I S I T I O N

S I A X I N F O T E C H G R O U P

On 09 Nov 2018, the Group entered into a conditional sales and purchase agreement to acquire 80% stake in SIA X Infotech Group (“XIT”) . Consideration for 80% stake in XIT comprises an Initial Consideration of up to EUR12.6m and an Earn-Out Consideration which is conditional on the undertaking

• f IPO by XIT. The remaining 20% is to subject to conditional put and call options.

Rationale for Acquisition To enhance and expand SAL Group’s digital economy offerings to its customers’ ecosystems, particularly in the areas of public and private enterprise digital identity and security solutions for customer identity economics, social and financial inclusion, security, and payments.

About XIT Headquartered in Latvia with a subsidiary in Kenya, XIT is a software solutions provider for issuance and verification of electronic identity and security documents and financial smart cards Market presence in over 45 countries including Europe, Asia, Africa and Latin America Customer base includes governments, banks and financial institutions

14

Banking & Finance

✓ Mobile ID/Token (PKI) ✓ eKYC and Customer Onboarding (biometrics and PKI) ✓ Card Personalisation/Issuance (add-on to Silverlake cards and payment offering) ✓ National payment projects, eg. Kenya, Rwanda, Zimbabwe (white label from Russian company)

Government

✓ National ID (including Mobile ID) ✓ Passport ✓ PKI ✓ Driving License ✓ Social Cards Government projects Banking projects Government & Banking projects

MA R KET L E A D E R S H I P

I N D I G I T A L I D E N T I T Y

100+ projects in 45 countries

SIA X Infotech’s digital identity and security technologies are natural additions to the Group’s capabilities to accelerate digital enterprise transformation in areas such as customer onboarding, customer engagement, payments, anti-money laundering, fraud prevention and cyber security ”

“

15

AGENDA

BANKING

INSURTECH AND RETAIL GROUP OVERVIEW INVESTOR FACTSHEET KEY FINANCIALS

16

17

MARKET L E A D E R S H I P

I N B A N K I N G

EXCELLENT

SOFTWARE CAP ABILITY

Our core solutions handle ~300 million

transactions daily* with 100%

successful execution

DIGITAL TRANSFORMATION

ENABLEMENT

Banks achieve greater operational efficiencies, quicker time to roll out new digital innovations

LONG-TERM

V ALUE CREATION

Our earliest customers have

continued to grow with us

• ver the past 30 years

OVER 40% of the Top 20 Largest Banks in

South-east Asia Use Our Core Banking Solutions Core System Platform Partner of Choice for

3 OF THE 5 SUPER REGIONAL

Financial Institutions

C O R E S Y S T E M S A R E USED AT GLOBAL SITES

*Estimation based on May 2019 peak transaction volume for financial and non-financial transactions

SIBS Mega Core DSP Mega MÖBIUS Co-Core Digital Banking and Open Banking functions, omni channel design with newly digitized STP service orchestration. Integrated Application Manager enables Core and Co-Core address multi-dimensional digital economy complexities Proven, adaptive and comprehensive universal banking solution delivering future proofed architecture through Industry-leading speed, scalable, reliable and secure Core Platform CIF DEP Loans iPz

Retail Pymt

T$N

Institute Pymt

Now Suite

STRAIGHT THROUGH BANKING (STB) PLATFORM

Delivering responsive digital customer experience with resilient, compliant and scalable end to end banking platform

18

• Personalized Customer Experience
• New Customer Propositions
• Speed to Market Change
• Product / Pricing Innovation

1 2 3 4 5 6 7 8

Universal Banking Solution

Islamic & Conventional, Mass & Corporate

Optimum Performance

Core Banking 6000 TPS benchmark, Digital Banking Scalable by Cloud

Better Customer Propositions

Personalized UIs, responsive service access, STP fulfilment with better TATs

Open Banking

Private and Open APIs for new bank eco-systems and regulation

Cash Management Enabled

Total cash and liquidity management

Access Management

Roles-based access, single sign-on, multiple authentication methods

Configurable

Customer Experience, Dashboards, Rules, Work-flows and Reporting

Advanced Product Delivery

Product Factory, Bundling, Campaign, Pricing, for Speed to Market

• Cost Optimized Operating Models
• New Bank Eco-Systems
• High Availability and Thruput
• Global Business Expansion

O u r D e l i ve r e d Va l u e To B a n k :

19

S T B VA L U E P R O P O S I T I O N

BANKING MARKET TRENDS

Innovation budgets are split between both non-IT objectives & technology solutions Priority target is on existing

• perations to holistically

transform businesses Banks are more experienced, investing into scalable technologies

20

Source: IDC Financial Insights, 2019

2013 2012 2014 2015 2016 2018 2017 2019 2020 2021 2011

7.0 6.5 8.8 6.6 6.9

6.1 4.5 5.8 6.0 6.1

Annual CAGR

TECH SPENDING BY ASIAN FINANCIAL INSTITUTIONS IS RISING AGAIN

6.5

LEANER & TARGETED

21

B A N K I N G & R E C E N T W I N S

8 Software Upgrades and Enhancements Projects TOTALLING APPROXIMATELY RM40 MILLION

Q1 FY20

These include a technology refresh for Agrobank Malaysia and 3 Malaysian banks, 2 established financial institutions in Singapore, a large bank in Indonesia and a bank in Thailand

In Q1 of FY2020 & 2H of FY2019, the Group secured 6 new contracts to provide software upgrades, implementation and maintenance services to customers. These contracts are expected to contribute positively to Group’s results in the current and following financial years

“ ”

FINANCIAL SERVICES

2H FY19

Core Banking Upgrade for AN ESTABLISHED PAKISTAN ISLAMIC BANK OmniCard Upgrades for A LARGE BANK IN MALDIVES Core Banking Maintenance & Implementation Services for A LEADING CENTRAL EUROPEAN BANKING GROUP OmniCard Upgrades for A LEADING BANK IN PAKISTAN

Silverlake Symmetri Secures Four Software Upgrade Contracts.

Project Services

Customer Value and Revenue Per Customer Relationship Time

Initial Software License Additional Revenue from Upgrade & Expansion

License Project Services Maintenance & Enhancement

For each customer, customer value continues to accumulate and increase over time as we partner and support them in their business operations, expansions and transformations journeys

“ ”

22 Maintenance & Enhancement

B AN KING B U S I N E S S

M O D E L

AGENDA

GROUP OVERVIEW INVESTOR FACTSHEET KEY FINANCIALS

INSURTECH & RETAIL

BANKING

23

Thailand (2015) Philippines (2016) Malaysia (HQ) (2000) Singapore (2006) Indonesia (2006) Vietnam (2016) Hong Kong (2017) China (2018) 24

U S E D B Y

ALL

I N S U R E R S

MARKET L E A D E R S H I P

I N I N S U R A N C E

Insurers & Takaful Operators

150

Repairers & Motor Franchisers

5,000 00

Major Automobile Brands

25 25

Loss Adjusters & Law Firms

250

Insurance Intermediaries

2,000 00 REGIONAL PARTNERS A SIA’S TO P I N S U R A N C E

S O F T W A R E - A S - A - S E R V I C E ( S A A S ) C O M PA N Y FA C I L I TAT E I N S U R A N C E T R A N S A C T I O N S W O R T H

3 B ILLIO N U S$ YEA R LY

M O R E T H A N 19 YEARS O F S E C T O R - S P E C I F I C E X P E R I E N C E S

Japan (2019)

INSURANCE ECOSYSTEM PARTNERS

▪ Workflow & notifications ! ▪ Document, Email system within the ecosystem Insured Garage Parts Supplier Insurer Lawyer Surveyor Industry Data Management Call Center ! ! ! ! ! ! !

CLAIMS COST CONTROL

15% of claims

assessed are suspicious or invalid, reducing claims paid

INCREASE CUSTOMER SATISFACTION

78% reduction in

processing time, so customers get their claims done faster

TRACK & IMPROVE PERFORMANCE

Enable average claims staff to handle

2.5x more claims

eClaims Motor

Providing a common information exchange & collaborative platform across all parties in claims processing

Source: Merimen Customer Data

25

BENEFITS ACHIEVED

MERIMEN C A S E S T U D Y

F O R M O T O R C L A I M S

A suite of insurance-domain specific and integrated AI & analytics tools

Machine- assisted Decisioning PeerIndex Telematics & Video Analytics Regional Dashboards And Many More … A.I. Fraud Detection

Illustration Of TrueSight’s AI-assisted Decisioning

CLAIM NO AI RECOMMENDS REASONS WHY

100 Accept claim (but pay 20% less) Repair cost quoted is inflated higher than average market rates 101 Reject claim 99% of similar claims are fraudulent 102 Investigate claim 80% of similar claims are invalid

26

MERIMEN S O L U T I O N S

F O R D A T A A N A L Y T I C S

Ecosystem Transaction Fees Insurers' Transaction Fees Ecosystem Subscription Insurers' Subscription

SUBSCRIPTION

S T R O N G R E V E N U E T I E D T O G R O W T H S T I C K Y I N C O M E I N A N E C O S Y S T E M S TA B L E I N C O M E W I T H L O W C H U R N R AT E Total Revenue

PER TRANSACTION FEE

Insurer Ecosystem Partners* Insurer

Customer Base

BENEFITS OF SAAS MODEL & ECOSYSTEM PARTNERSHIP

Merimen capitalises on the strong insurance ecosystem and SaaS model that brings recurring income and growing revenue that is tied to customers’ success

“ ”

MERIMEN B U S I N E S S

M O D E L

*Ecosystem refers to agent, brokers, surveyors, lawyers, repairers, parts suppliers

27

FERMION I N S U R T E C H

E C O S Y S T E M P L A T F O R M

28

Launched on 28 February 2019, Fermion is Silverlake Axis’ Insurtech Ecosystem Platform and is the Amalgamation of Merimen’s Capabilities and Cyber Village’s Strengths. Fermion acts as an ‘Orchestrator' to seamlessly connect Ecosystem Partners/Participants and offers complementary services across the Insurance Value Chain

“ ”

FERMION

Bancassurance AI Decisioning / Data intelligence Financial advisory & services Multi vendor collaboration Channels & Distribution IoT / Cloud platform Telecommunications / connectivity Customer onboarding Hospitals & Healthcare institutions Insurance Intermediaries, workshops and repair centres & automobile brands

150

Banks & Financial institutions Insurance, takaful

• perators & associations

7000+ 90+ 9

ASEAN 1st Insurtech Ecosystem Platform

Countries Footprint

8

29

MARKET L E A D E R S H I P

I N R E T A I L T E C H C OMPLETE EN D - TO- EN D R ETAIL AU TOMATION SOLU TION FOR

GLOBAL RETAILERS

Malaysia (HQ) Singapore Vietnam China

Retail Installations Across the Region

20 20

Suppliers Using the System

40,0 ,000

Retail Outlets Covered

50 500

QRRA RETAIL ECOSYSTEM

OVER 27 YEARS OF EXPER IEN C E

W ITH PR OVEN TR AC K R EC OR D IN R ETAIL EN TER PR ISE SOLU TION S

Indonesia Cambodia Hong Kong

30

Source: IDC Worldwide Semiannual Industry Cloud Tracker, 2018 H1 (December 14, 2018)

CLOUD, AS THE CATALYST OF GROW & INNOVATION IN RETAIL

Q R R A M A R K E T T R E N D

I N R E T A I L T E C H

Worldwide Industry Cloud Spending in 2018 and Growth for 2019 (US$ Billion)

* Note: All figures are forecast estimates.

To enable our retail customers to drive their retail innovation, we have ventured into cloud–based digital platform, QR Agora Cloud, to provide greater control & flexibility

“ ”

Q R R A’ s R E C E N T W I N

04 JAN 2019

Secured a software and services contract with AEON Vietnam and provide user licenses and data migration services Contribute Positively to the Results of SAL for Financial Year 2019

AEON Vietnam, wholly owned by AEON Group Japan, commenced its operations in October 2011 using QRRA’s PROFIT With its rapid expansion in Vietnam, AEON Vietnam has partnered QRRA to support its current and future business growth

“ ”

31

AGENDA

GROUP OVERVIEW INVESTOR FACTSHEET

KEY FINANCIALS

INSURTECH & RETAIL BANKING

32

F I N A N C I A L H I G H L I G H T S (RM million) FY2020 FY2019 % CHANGE

Revenue 663.7 680.8

• 3

Gross Profit 391.7 426.1

• 8

Other Income 23.6 55.6

• 58

EBITDA 278.0 332.5

• 16

Profit Before Tax 212.6 284.7

• 25

Net Profit 184.7 254.6

• 25

33

F Y 2 0 2 0 R E S U L T S S U M M A R Y

F I N A N C I A L H I G H L I G H T S (RM million) Q4 FY2020 Q4 FY2019 % CHANGE

Revenue 156.8 189.3

• 17

Gross Profit 87.5 121.5

• 28

Other Income 14.9 24.7

• 40

EBITDA 59.6 88.2

• 32

Profit Before Tax 43.0 75.7

• 43

Net Profit 59.1 67.4

• 12

34

Q 4 F Y 2 0 2 0 R E S U LT S S U M M A R Y

• Group revenue declined 3% to RM663.7m in FY2020, but growth was recorded from recurring

revenue segments and sale of software and hardware products

• Revenue from maintenance & enhancement services rose 9% on new contracts
• Software-as-a-Service for insurance processing revenue grew 4% on new pricing structure as well as new

products and services in selected markets but the movement restriction measures implemented affected revenue in 2H FY2020

• Sale of software and hardware products rose significantly to RM26.9m on new contracts from banks
• Gross profit margin eased from 63% to 59% due to a change in the revenue mix
• Other Income fell RM32.0m without one-off gains; administrative expenses and finance costs were

higher

• As a result, Group EBITDA declined 16% to RM278.0m in FY2020
• Net profit attributable to shareholders declined 25% to RM184.7m in FY2020

F I N A N C I A L H I G H L I G H T S

35

11.0 11.0 33.4

• 102.9

100.7 421.8 26.9 10.9 34.7 0.5 74.3 56.1 460.3

Sale of Software and Hardware Products Credit and Cards Processing Software- as-a- Service

• Insurance

processing Software- as-a- Service

• Retail

Software Project Services Software Licensing Maintenance & Enhancement Services

FY2019 FY2020

F Y 2 2

R E V E N U E

B Y B U S I N E S S A C T I V I T I E S

36

+ 144%

• 1%

+ 4%

• 28

28%

• 44

44% +9 +9% Recurring revenue from maintenance & enhancement services and Software-as-a- Service for insurance processing recorded growth in FY2020 N/M

N/M = Not meaningful

5.6 1.5 8.6 0.0 35.2 34.0 104.5 5.3 6.2 6.0 0.2 23.1 3.6 112.5

Sale of Software and Hardware Products Credit and Cards Processing Software- as-a- Service

• Insurance

processing Software- as-a- Service

• Retail

Software Project Services Software Licensing Maintenance & Enhancement Services

Q4 FY2019 Q4 FY2020

Q 4 F Y 2 2

R E V E N U E

B Y B U S I N E S S A C T I V I T I E S

37

• 4%

+ 319%

• 30

30%

• 3 4%
• 90

90% +8 +8% Recurring revenue from maintenance & enhancement services recorded good growth in Q4 FY2020 N/M

N/M = Not meaningful

DIVIDEND FIRST INTERIM SECOND INTERIM THIRD INTERIM FINAL SPECIAL TOTAL

FY2015 0.80 1.10 1.10 1.201

• 4.20

FY2016 0.60 0.75 0.65 1.00

• 3.00

FY2017 0.50 0.70 0.70 0.30 2.302 4.50 FY2018 0.30 0.30 0.30 0.30 1.803 3.00 FY2019 0.30 0.40 0.40 0.70

• 1.80

FY2020 0.30 0.30

• 4

0.335 0.93

1. Taking into account the dividend entitlement for bonus shares (1 for 5) issued on 8 July 2015, dividends were based on a larger share base from Q4 FY2015 onwards. 2. Consists of interim special dividend of 1.3 cents paid on 28 July 2017 and final special dividend of 1.0 cents paid on 17 November 2017. 3. Consists of first interim special dividend of 0.5 cent paid on 11 December 2017, second interim special dividend of 0.8 cents paid on 8 March 2018 and final special dividend of 0.5 cent paid on 16 November 2018. 4. The dividend payout (which is required to be accompanied by the financial statements for the period pursuant to Rule 704(25)) was assessed on a half-yearly basis taking into consideration various factors including the expansion plans and funding requirements of the Group. 5. Subject to approval from shareholders at the forthcoming Annual General Meeting, final dividend for FY2020 will be payable on 17 November 2020.

*Dividend in Singapore cents per share

D I V I D E N D

F Y 2 2

38

Total cumulative dividends paid since FY2003 amounted to RM2.12 billion.

(RM MILLION) 30 JUN 2020 30 JUN 2019

CURRENT ASSETS 1,050.5 841.9

Trade And Other Receivables 140.0 134.3 Financial Assets At Fair Value Through Other Comprehensive Income

• Quoted Equity Shares1

310.2 172.1 Cash And Bank Balances 496.7 442.0

NON-CURRENT ASSETS 417.7 340.4 TOTAL ASSETS 1,468.2 1,182.3 CURRENT LIABILITIES 503.8 222.3

Trade And Other Payables 358.5 70.7 Loans And Borrowings 9.7 11.3

NON-CURRENT LIABILITIES 217.8 367.7

Other Payables2

• 248.5

TOTAL EQUITY 746.6 592.3 TOTAL LIABILITIES & EQUITY 1,468.2 1,182.3

39

S TAT E M E N T O F F I N A N C I A L P O S I T I O N

• 1. Investment in quoted equity shares of GIT, recognised at fair value determined by reference to published price quotations in active market
• 2. Contingent consideration payable for the acquisition of Silverlake Investment (SG) Pte. Ltd. (formerly known as Silverlake Investment Ltd.) Group

transferred to Current Liabilities

AGENDA

GROUP OVERVIEW

INVESTOR FACTSHEET

INSURTECH & RETAIL BANKING KEY FINANCIALS

40

I N V E S T O R F A C T S H E E T

C O M P A N Y O V E R V I E W

Q U A R T E R LY F I N A N C I A L H I G H L I G H T S

I R C O N T A C T

Silverlake Axis is a leading enterprise technology, software and services company in the high growth Asia Pacific Region. Over the last 30 years, the Group has evolved using mathematics to refine, expand and invent technologies, broadening into new industries like Banking, Insurance, Retail, Government, Payment and Logistics Ecosystems.

RM 156.8m RM 59.6m

Lee Teong Sang Anil Singh Gill

investor.relations@silverlake axis.com

Q U I C K F A C T S

Over 40% of the top 20 largest banks in South- East Asia use our core banking solutions 100% successful implementation of enterprise core software applications for over 380 customers Strong financial position with net cash

• f RM345.8 mil as of 30

June 2020 Core system platform partner of choice for 3

• f the 5 largest ASEAN

super regional financial institutions

S H A R E I N F O ( a s a t 2 4 A u g 2 0 2 0 )

• No. of shares

2.59 b Market Cap S$764 m Earnings/share (FY2020) 7.04 (RM sen) Dividend/share (FY2020) 0.93 (S$ cent)

$0.295 (5CP.SI)

Financial Year Ended 30 June (RM‘m) 2020 2019 Revenue 663.7 680.8 Gross Profit 391.7 426.1 Net Profit 184.7 245.6 Total Assets 1,468.2 1,182.3 Total Liabilities 721.6 590.0 Gross Profit Margin (%) 59% 63% Net Profit Margin (%) 28% 36% Return on Equity (%) 25% 41%

Q 4 F Y 2 0 2 0 G R O U P R E V E N U E Q 4 F Y 2 0 2 0 G R O U P E B I T D A

Asia Pacific, Europe, Middle East, Africa and Americas

Maintenance and Enhancement Services, 112.5 Software Licensing, 3.6 Sale of Software and Hardware Products, 5.3 Software Project Services, 23.1 Software-as-a-Service - Insurance Processing, 6.0 Credit and Cards Processing, 6.2 Software-as-a-Service - Retail, 0.1 0.0 50.0 100.0 150.0 200.0

Revenue by Business Activities (RM’m)

RM ‘m