Jacob Edwards Commercial Lending Manager The image part with - - PowerPoint PPT Presentation

▶

Jul 07, 2023 187 likes •298 views

Jacob Edwards Commercial Lending Manager The image part with relationship ID rId2 was not found in the file. This landscape is inspired by the MacDonnell Ranges in the Northern Territory. Were a bank that does things differently 100%

SLIDE 1 The image part with relationship ID rId2 was not found in the file.

Jacob Edwards

Commercial Lending Manager

This landscape is inspired by the MacDonnell Ranges in the Northern Territory.

SLIDE 2

¹ Source Canstar Cannex provides fact-based data anings to Australian consumers and financial institutions. This landscape is inspired by Rathdowney in Queensland.

We’re a bank that does things differently

100% customer owned
Our customers were $20.1m better off in 2017

compared to banking with the big four ¹

Customer satisfaction over 94% for the past 9

years

SLIDE 3

This landscape is inspired by the Stirling Ranges in Western Australia.

Money Magazines 2017 Home Lender of the year
Canstar 2017 Customer Owned Bank of the year
We’re the only Australian bank in the Global Alliance for

Banking on Values (GABV)

We invest up to 4% of our after-tax profits in community

projects that make a difference

SLIDE 4

Customer profits in action Bank Australia conservation reserve

SLIDE 5

This landscape is inspired by the Stirling Ranges in Western Australia.

People

Community Housing, Disability Housing, human services, NFPs

Planet

Eco housing, passive housing, conservation

Prosperity

Social enterprise, profit for purpose, employment & financial services, shared equity home ownership

SLIDE 6

This landscape is inspired by the Stirling Ranges in Western Australia.

So, what about Co-Ops

There is no structural reason

why a bank can’t lend to a co-op. … But put yourself in their shoes. What are we presenting?

SLIDE 7

This landscape is inspired by the Stirling Ranges in Western Australia.

Servicing and suitability

The Bank will seek to establish a stressed servicing surplus and servicing mitigants to counteract risk(s).

strong cash at bank
existing fixed assets, property
internal capabilities
demonstrated capacity
guarantees

SLIDE 8

This landscape is inspired by the Stirling Ranges in Western Australia.

What is needed for finance approval?

Engage us early

Bank Australia doesn’t need to see a perfectly complete information memorandum upon first

contact. We can work with you in order to inform the

process.

SLIDE 9

This landscape is inspired by the Stirling Ranges in Western Australia.

Key requirements

a) Project summary b) Structure (ownership & control) c) Viability (inputs/sources) d) Financial performance/position e) Financial projections f) Business plan

SLIDE 10

This landscape is inspired by Cradle Mountain in Tasmania.

If you’d like to learn more, please contact

Jacob Edwards

Commercial Lending Manager 03 9854 4673 0409 869 607 Jacob.Edwards@bankaust.com.au