Identity Theft Identity Theft Identity theft occurs when your - PowerPoint PPT Presentation

Feb 03, 2024 •209 likes •322 views

Identity Theft Identity Theft Identity theft occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes Identity theft can cost you time and money. Tips for Preventing Identity Theft

Identity Theft
Identity Theft • Identity theft occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes • Identity theft can cost you time and money.
Tips for Preventing Identity Theft  Make sure you guard your personal information : • Do NOT carry your social security card in your wallet. • Shred financial documents and paperwork • Do NOT use obvious passwords – birth date, mother’s maiden name, last four of social security
Tips for Preventing Identity Theft • Don’t give out personal information on the phone, through the mail or over the internet unless you know who you are dealing with. • Keep your personal information in a secure place. • Do NOT click on links sent in unsolicited emails.
Tips for Detecting Identity Theft Be alert to signs that require immediate attention: • Bills that do not arrive as expected • Unexpected credit cards/account statements • Denials of credit for no reason • Call or letters about purchases you didn’t make • Charges on your financial statements that you don’t recognize .
Tips for Detecting Identity Theft  Check your credit report at least once a year to monitor activity on your accounts. - Equifax, Experian and Transunion www.annualcreditreport.com You can receive a free copy of your credit report every 12 months if you ask for it.
Tips for Detecting Identity Theft  Dispute any items found in your credit report that do not belong to you with the correct credit reporting companies
Report if you become the Victim of Identity Theft  Immediately contact the financial institution, cancel the credit cards/accounts and file a fraud report with the company.  Call all three credit bureaus & have a “fraud alert” placed on your personal credit file. • Experian • Equifax • Trans Union
Report the Identity Theft to the Federal Trade Commission Online: www.identitytheft.gov By Phone: 1-877-ID-THEFT (438-4338) By Mail: Identity Theft Clearinghouse Federal Trade Commission, Washington, DC 20580
File a police report with your local law enforcement agency OCSO online: www.ocso.com By Phone: 407-836-HELP (4357)

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