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- Identity theft occurs when your personal
information is stolen and used without your knowledge to commit fraud or other crimes
- Identity theft can cost you time and money.
Identity Theft Identity Theft Identity theft occurs when your - - PowerPoint PPT Presentation
Identity Theft Identity Theft Identity theft occurs when your - - PowerPoint PPT Presentation
Identity Theft Identity Theft Identity theft occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes Identity theft can cost you time and money. Tips for Preventing Identity Theft
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Tips for Preventing Identity Theft
Make sure you guard your personal information:
- Do NOT carry your social security card in your
wallet.
- Shred financial documents and paperwork
- Do NOT use obvious passwords – birth date,
mother’s maiden name, last four of social security
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Tips for Preventing Identity Theft
- Don’t give out personal information on the
phone, through the mail or over the internet unless you know who you are dealing with.
- Keep your personal information in a secure
place.
- Do NOT click on links sent in unsolicited
emails.
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Tips for Detecting Identity Theft
Be alert to signs that require immediate attention:
- Bills that do not arrive as expected
- Unexpected credit cards/account statements
- Denials of credit for no reason
- Call or letters about purchases you didn’t
make
- Charges on your financial statements that
you don’t recognize.
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Tips for Detecting Identity Theft
Check your credit report at least once a year to
monitor activity on your accounts.
- Equifax, Experian and Transunion
www.annualcreditreport.com You can receive a free copy of your credit report every 12 months if you ask for it.
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Tips for Detecting Identity Theft
Dispute any items found in your credit report
that do not belong to you with the correct credit reporting companies
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Report if you become the Victim of Identity Theft
Immediately contact the financial institution,
cancel the credit cards/accounts and file a fraud report with the company.
Call all three credit bureaus & have a “fraud
alert” placed on your personal credit file.
- Experian
- Equifax
- Trans Union
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Report the Identity Theft to the Federal Trade Commission
Online: www.identitytheft.gov By Phone: 1-877-ID-THEFT (438-4338) By Mail: Identity Theft Clearinghouse Federal Trade Commission, Washington, DC 20580
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