Housing Partnership We build strength , stability and independence - - PowerPoint PPT Presentation

We build strength, stability and independence through affordable homeownership .

Housing Partnership

We build strength, stability and independence through affordable homeownership .

Chippewas of Nawash Unceded First Nation

Occupy Neyaashiinigmiing Aboriginal Reserve No.27 on the east shore of the Saugeen (BRUCE) Peninsula on Georgian

• Bay. The present land base is 63.81 km2.

The community of about 820 is 26 km from Wiarton, 64 km from Owen Sound and 250 km from Toronto.

We build strength, stability and independence through affordable homeownership .

Habitat for Humanity Grey Bruce

Has built 50 houses and served 51 families (91 adults & 135 children) since its beginning in 1987. Head Office is located in Springmount (west of Owen Sound).

We build strength, stability and independence through affordable homeownership .

Our Partnership

• Started with a conversation in July 2015
• Led to a MOU between Chief & Council and Habitat

Grey Bruce in 2016

• Commitment to build one house using the Habitat

Model (completed in January 2018); success of this Build led to extending our partnership to build 4 houses in 2018 & 6 last year

We build strength, stability and independence through affordable homeownership .

Our Partnership

Key Objectives:

• 1. Instil pride of homeownership in the community
• 2. Build a bridge between communities
• 3. Provide safe, healthy & affordable homes for

families

We build strength, stability and independence through affordable homeownership .

Housing Pathways on Reserve

• 1. Band managed rental unit
• 2. Market-based housing: family with a Certificate of

Possession (CP) builds a house financed by bank mortgage (FN)

• 3. Family with a CP; HFH builds & holds a mortgage
• 4. New Housing Development:

Band designates lots; and contracts HFH for construction of the homes.

We build strength, stability and independence through affordable homeownership .

Family Selection

• Use 3 Key Criteria:

Need, Ability to Pay & Willingness to Partner (sweat equity)

• Housing Partnership Manager assists families completing

application

• CNUFN Housing Team scores applicants
• CNUFN Housing Committee makes anonymous family

selection

• Chief & Council approve anonymous family selection

We build strength, stability and independence through affordable homeownership .

Construction

• CNUFN responsible for Site Development and required

infrastructure

• House design using HFH guidelines approved by CNUFN;

family-centric approach

• Homes are built to National Building Code standards
• Inspections completed by Ontario First Nation Technical

Services Corporation Inspector

We build strength, stability and independence through affordable homeownership .

Construction

Energy-efficiencies:

• Insulation above Code
• Energy Star rated

windows & doors

Habitat organizes:

• Volunteers / contractors
• Skills training
• Builder’s Risk & Liability Insurance
• Home Warranty

We build strength, stability and independence through affordable homeownership .

Construction

Families Select:

• Vinyl siding colour &

Stone (exterior front)

• Shingle colour

We build strength, stability and independence through affordable homeownership .

Construction

Families Select:

• Cabinetry
• Flooring
• Paint colour (one)

4 Appliances included

We build strength, stability and independence through affordable homeownership .

Financing

Under Contract

• CNUFN acquires financing (CMHC Section 95 or ISC)
• HFH prepares quote (cost of construction including

salaries, “soft costs” and contingency)

• Contract signed between the Chief/Council & HFH
• 4 scheduled payments (HFH invoices CNUFN)
• CNUFN uses Rent-to-Own model

We build strength, stability and independence through affordable homeownership .

Celebration!

Ground Breaking & House Dedication Ceremonies

We build strength, stability and independence through affordable homeownership .

Homeownership Education

Sessions:

• 1. Personal finances / budgets
• 2. Wills, Power of Attorney & Insurance
• 3. Home Maintenance (manual)

We build strength, stability and independence through affordable homeownership .

Transformed Lives

We build strength, stability and independence through affordable homeownership .

Questions?