HCE Service Client Business Proposition June 2018 Proposition for - - PowerPoint PPT Presentation

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Aug 08, 2023 32 likes •242 views

! HCE Service Client Business Proposition June 2018 Proposition for Clients: Bank Card Issuers, 3 rd Party Wallet Providers, Merchants, ! Payment Gateways Objective Off-the-shelf Mobile Payments SAAS: HCE SWIM mobile

SLIDE 1

HCE Service

Client Business Proposition

June 2018

SLIDE 2

Objective

Proposition for Clients:
Bank Card Issuers,
3rd Party Wallet Providers,
Merchants,
Payment Gateways
Off-the-shelf Mobile Payments SAAS:
HCE SWIM mobile payments app (MPA) and
HCE SWIM mobile application platform

(MAP) host

Future of digital payments based on global

standards

SLIDE 3

Background

Fintech start-up founded in 2015
Dr Chandra Patni – CEO/CTO
Nisha Patel – EVP HR & Partnership
Remy De Tonnac - Chairman.
Specialized in mobile payments services:
Cards Tokenisation (Host Card Emulation)
Ecash Digital Cash based on Blockchain
Loyalty based on Blockchain
UPI Bank Accounts Transfers

SLIDE 4

Mobile Payments Services

HCE Cards NFC Payments HCE Cards In-app Payments HCE Cards Website Payments Ecash Digital Cash Payments UPI (India only) Bank Accounts Payments Loyalty Vouchers Payments

SLIDE 5

HCE Service Client Proposition Architecture

Business Application Host

Internet HCE SWIM MPA App

Host API

HCE Visa/Mastercard Ready

Merchant MPA Bank MPA 3rd Party Wallet MPA Merchant MPA Bank MPA

E x t e r n a l A P I

HCE SWIM MAP Host

SLIDE 6

Simple HCE Mobile and Host Client Integration

Client Host Platform

Visa / Mastercard Token Services VTS / MDES

HCE SWIM MPA

HCE SWIM Host

TR- & I- TSP P2P HCE P2P Secure Access

Client MPA

Client Mobile Device Digital app Host Platform

SLIDE 7

HCE Cards

Instant Digital Card Accounts

NFC Payment In-app Payment Website In-app Payment

HCE SWIM MPA

SLIDE 8

HCE Cards Benefits

Visa/Mastercard/Proprietary Digital Cards
HCE Ready
One platform for all Card Networks
Managed Service
low cost SAAS
PCI-DSS compliant
RBI/PSD2 2FA Compliance (2-factor authentication)
PKI based SWIM User ID
Mobile device, User PIN & Biometrics
Non-repudiation of remote payments
Simple API Integration to
Client Business Applications, and
Client Mobile Apps

SLIDE 9

RBI Promoting PKI Digital Signatures for Mobile App Transactions

SLIDE 10

Use Cases

HCE Cards UPI (India) Ecash Loyalty

SLIDE 11

Use Case HCE Cards NFC Tap-and-Pay Payments

SLIDE 12

Use Case HCE Cards In-app Payments

SLIDE 13

Use Case HCE Cards In-app Payments

E-commerce Website Initiated

SLIDE 14

Transaction Successful

1. Website QR code

Checkout

2. “Scan and Pay” in HCE

MPA app

3. Payment complete

Scan and Pay with HCE Cards and UPI

Use Case HCE Cards & UPI Scan and Pay

SLIDE 15

Use Case

Ecash & Loyalty Blockchains

SLIDE 16

Sophisticated Blockchain based Loyalty Program Moving from traditional plastic loyalty card to digital World’s 1st EMV Proprietary HCE Cards for Ecash and Loyalty

Proprietary HCE Cards

Client App Integrated with

HCE SWIM MPA

Ecash & Loyalty

HCE SWIM MPA

SLIDE 17

Ecash Deposit

SLIDE 18

Ecash/Loyalty Send

SLIDE 19

Use Case

UPI (India)

P2P Bank Accounts Payments

Unified Payments Interface

SLIDE 20

UPI Payments

Send and Receive Accounts Transfers

SLIDE 21

HCE Service Mobile Payments Summary

HCE Cards Tokens (Host Card Emulation)
Ecash Digital Cash based on Blockchain
Loyalty based on Blockchain
UPI Bank Accounts Transfers