founded in Galveston, Texas March 19, 1905 by William L. Moody, Jr - - PowerPoint PPT Presentation

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founded in Galveston, Texas March 19, 1905 by William L. Moody, Jr - - PowerPoint PPT Presentation

Sep 21, 2022 47 likes •410 views

American National was founded in Galveston, Texas March 19, 1905 by William L. Moody, Jr His grandson, Robert L. Moody Jr is our current Chairman Bonnie and Clyde had life insurance issued by the American National Insurance Company of

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American National was founded in Galveston, Texas March 19, 1905 by William L. Moody, Jr His grandson, Robert L. Moody Jr is our current Chairman

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SLIDE 4 Bonnie and Clyde had life insurance issued by the American National Insurance Company of
  • Galveston. Who purchased the insurance isn’t clear, but the beneficiary in each case was their
respective mother’s. The life insurance policies for both Bonnie and Clyde were paid in full. Since then, the policy of pay-outs has changed to exclude pay-outs in cases of deaths caused by any criminal act by the insured.
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Product Information Forms Marketing Material Illustrations Supply Order Company Information Pre-approved Ads Underwriting Information Webinars

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SLIDE 14 Increases: Not permitted Decreases: Permitted in writing not to decrease below minimum face amount Benefits/Riders:
  • Cash-Out 15, 20, 25 Yrs
  • ABRs
  • Disability Waiver of
Stipulated Premium
  • Children’s Level Term
Rider Surrender Charges: First 10 policy years Minimum Face: $25,000 Issue Ages: 18 – 80 Nearest birthday Guarantee DB: Between 95 and 121 Gender: Male/Female Unisex not available Premium Modes: Annual, Semi-Annual, Quarterly, Monthly Minimum Guaranteed Interest Rate: 2.5%
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Life

Accelerated Benefit Riders

When You Need It!

from American National Insurance Company

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Accelerated Benefit Availability

  • Added automatically to newly issued policies

that qualify*

  • Some states may not approve all riders (check

individual states for approval)

*California requires qualification and supplemental forms
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Chronic Illness

  • Insured is unable to perform 2 of 6 activities
  • f daily living (ADLs) for a period of 90 days
  • r requires constant supervision to protect

from threats to health or safety due to a severe cognitive impairment

  • The Activities of Daily Living are:
  • Bathing, continence, dressing, eating, toileting and

transferring

(Form ABR14-CH)

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Covered Critical Illnesses include:

1.

Heart Attack

2.

Stroke

3.

Invasive Cancer

4.

End stage renal failure

5.

Major organ transplant

6.

ALS

7.

Blindness

8.

Paralysis

9.

Arterial aneurysms

10.

Central Nervous System Tumors

11.

Loss of limbs

12.

Major burns (>40% BSA, 3rd degree)

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Severe disease of any organ (resulting in significantly altered life expectancy

14.

Major multi-system trauma (major injury to 3 or more

  • rgans/systems)*
15.

AIDS*

16.

Severe central nervous system disease (Parkinson’s, Huntington’s, Multiple Sclerosis, Encephalitis with long-term effects)*

*NOT AVAILABLE IN CALIFORNIA

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Terminal Illness

  • Life expectancy of less than 24* months
  • Available on all classes
  • Terminal Illnesses can cost an incredible amount of

money and cause stress and worry for those involved

  • Sometimes having money during life to meet health

care costs to make loved ones more comfortable or give them hope is more important than having a death benefit later

*Some states may limit the definition of terminal illness to conditions that are expected to result in death within 12 months

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Attained Age

Chronic and Critical Illness

Terminal Illness Slight Impairment Moderate Impairment Severe Impairment 47 $0 $38,151 $76,303 $87,997 65 $15,927 $46,528 $77,128 $88,462 75 $32,978 $55,264 $77,730 $88,801 85 $55,545 $67,671 $79,796 $89,965

ANICO Indexed Universal Life, Face Amount: $100,000 Option A, 45 Year old Female, Standard Non-User, Annual Premium $898.22 (Using current illustrated rates)

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Ronnie M. Russell National Sales Manager cell: (713) 858-4424 email: ronnie.russell@americannational.com

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Everything…

412(e)(3) Defined Benefit Cash Balance Profit Sharing New Comparability Safe Harbor 401(k) Plan Solo 401(k) Plan ROTH
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All Business Types Welcome

Sole Proprietors C- Corporations S- Corporations Professional Service Corporations LLC’s, LLP’s Partnerships

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Why Choose ANICO?

Plan Design Low Fees Quantity and Quality of Investment Choices Investment Management Options Internal TPA Services One Stop Resource
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  • Beauty Shops
  • Doctor’s offices
  • Lawyer’s office
  • Consultants
  • Realtors
  • Flower Shops
  • Body Shops
  • Repair Shops
  • Home Health Care

Companies

  • Engineering Firms
  • Design Firms
  • Farmers
  • Dentists
  • Small Restaurants
  • Veterinarian Offices
  • Landscape Companies
  • Textile Companies
  • Paper Companies
  • Manufacturing Companies
  • Retail Shops
  • Bakeries
  • Insurance Agencies
  • Financial Services

Agencies

  • Copy Shops
  • Online Shops
  • Jewelry Shops
  • Funeral Homes
  • And the list goes on…
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Ronnie M. Russell National Sales Manager cell: (713) 858-4424 email: ronnie.russell@americannational.com