Flood Mitigation Workgroup 2 nd Workgroup Meeting Metro Hall, Room - - PowerPoint PPT Presentation

Flood Mitigation Workgroup

2nd Workgroup Meeting Metro Hall, Room 106 May 18, 2015

Workgroup Members

• Mayor Fischer appointments

– Tonya Sangester, EMA – Jim McKinney, EMA – Jim Mims, Metro Planning & Design

• Metro Council appointments

– Councilwoman Madonna Flood – Councilman Dan Johnson – Councilwoman Angela Leet

• MSD appointments

– Joyce Mott, MSD Board Member – John Phelps, MSD Board Member – Greg Heitzman, Executive Director – Angela Akridge, MSD Chief Engineer

Flood Mitigation Workgroup

• Approve Minutes of 5/11/15
• Approve Ground Rules

Ground Rules

• All meetings open to the public at a publically accessible location (Metro, MSD, etc..)
• Agenda provided 24 hours in advance of Workgroup meeting
• Workgroup will prepare minutes of each meeting
• Workgroup decisions and recommendations are to be made by consensus
• Attend all meetings or send a designated representative (advise Workgroup leader in

advance)

• Workgroup can designate subject matter experts as Workgroup resource members
• One person speaks at a time and leader may request the member speaking to stay focused
• n the topic
• Treat each other with respect and actively listen to understand other's perspectives
• Electronic and written communications are subject to Kentucky open records law
• Turn off cell phones or place cell phones on silent during meetings
• All data requests made by Workgroup members shall be submitted to the leader in writing

(letter, e-mail, etc...)

• MSD will post presentation materials and approved meeting minutes on MSD webpage

within 2 business days.

Flood Mitigation Workgroup

FEMA Emergency Assistance Presentation Susan Lopez and Jesus Ceja SBA Emergency Assistance Presentation Kathy Cook

Flood Mitigation Workgroup

MSD Public Outreach Lori Rafferty, PE, CFM Drainage & Floodplain Engineering Supervisor

Public Outreach

• Mailers
• Letter and Brochure to

Floodplain Residents and Repetitive Loss Areas

• Letter sent in Fall 2010,

2011, 2012, 2014

Floodplain Brochure

Real Estate Agents Brochure

• Advertised in Greater Louisville

Association of Realtors Weekly News Update

Insurance Agents Newsletters

Flood Determinations

MSD Flood Website

MSD Flood Website

Public Outreach

• Presentations including information about

floodplain regulations and substantial damage rules

• Real Estate Agencies

– REMAX (2/6/14) – Semonin (2/26/14)

• Louisville Building Industry Association’s Remodelers Council

(11/12/14)

• MSD Construction Field Day with Engineers & Contractors

(8/5/14)

Post Flood Outreach

• Handed out in

areas known to be affected by the flooding

Post Flood Outreach

• Letter to areas known to have flooded
• Handouts for Inspectors

MSD Website

Flood Mitigation Workgroup

Community Rating System Lori Rafferty, PE, CFM Drainage & Floodplain Engineering Supervisor

Community Rating System (CRS) Program

• The National Flood Insurance Program's

(NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.

• Goals of the CRS:

– Reduce flood damage to insurable property; – Strengthen and support the insurance aspects

• f the NFIP, and

– Encourage a comprehensive approach to floodplain management.

 Money stays in the community  Insurance savings offset costs  Improved flood protection  Better organized programs  Technical assistance  Incentive to keep implementing

CRS Benefits

CRS Coordinator’s Manual Basics

• 4 Series of Activities

– 300 Public Information – 400 Mapping and Regulations – 500 Flood Damage Reduction – 600 Warning and Response

Recertification and Verification

• Verification visit every 3 years

– Meet with CRS Specialist in the office and in the field – Provide documentation for activities wished to be credited

• Annual recertification completed every October

1st

– Recertification that community continues to meet prerequisites for it class and continues to implement credited activities

Louisville’s CRS Program

• MSD initially applied to join CRS in 1990
• Louisville was among the first communities to join the

CRS program and was rated Class 9 in 1991

• Since 1991, Louisville has steadily improved its rating
• Louisville is currently rated a Class 4 community, which

saves $1.7 million each year

• In October, Louisville will be moved to a Class 3 rating

providing a 35% discount on flood insurance premiums

• Louisville will rank among the top 6 cities in the United

States

Top Cities in CRS Program

• Class 1:

– Roseville, California

• Class 2:

– Tulsa, Oklahoma – King County, Washington – Pierce County, Washington

• Class 3:

– Sacramento County, California

• Class 4:

– Fort Collins, Colorado – Skagit County, Washington – Snohomish County, Washington – Charleston County, South Carolina – Maricopa County, Arizona – Louisville-Jefferson County, Kentucky – Thurston County, Washington

Louisville’s CRS Class

Credit Points Class Premium Reduction Premium Reduction Louisville's Class Rating by Year Inside the FEMA Floodplain Outside the FEMA Floodplain 0 – 499 10 500 – 999 9 5% 5% 1991 1,000 – 1,499 8 10% 5% 1993 1,500 – 1,999 7 15% 5% 1995 2,000 – 2,499 6 20% 10% 2000 2,500 – 2,999 5 25% 10% 2006 3,000 – 3,499 4 30% 10% 2012 3,500 – 3,999 3 35% 10% 10/1/2015 4,000 – 4,499 2 40% 10% 4,500+ 1 45% 10%

400 Mapping and Regulations

Activity Maximum Possible Points Maximum Points Earned Average Points Earned Percentage of Communities Credited 410 Floodplain Mapping 802 585 65 50% 420 Open Space Preservation 2020 1548 474 68% 430 Higher Regulatory Standards 2042 784 214 98% 440 Flood Data Maintenance 222 171 54 87% 450 Stormwater Management 755 540 119 83%

430 Higher Regulatory Standards

• Development Limitations
• Freeboard
• Foundation protection
• Cumulative substantial

improvements

• Lower substantial

improvements

• Protection of critical

facilities

• Enclosure limits
• Building code
• Local drainage protection
• Manufactured home parks
• Coastal A Zones
• Special flood hazards

regulations

• Other higher standards
• State mandated regulatory

standards

• Regulations administration

Cumulative Substantial Improvements

• Activity 430d. CSI

– 40 points for regulations that require improvements, modifications, and additions to be counted cumulatively for at least 10 years. – 40 points for regulations to require that reconstruction and repairs to damaged buildings are counted cumulatively for at least 10 years.

Impact of 10-year Provision on CRS

• MSD has requested

FEMA review the impact

• f the 10-year provision

to determine the impact

• n Louisville’s CRS

classification

• MSD expects FEMA to

advise MSD within a week

Credit Points Class Premium Reduction Premium Reduction In FEMA Floodplain Outside FEMA Floodplain 0 – 499 10 500 – 999 9 5% 5% 1,000 – 1,499 8 10% 5% 1,500 – 1,999 7 15% 5% 2,000 – 2,499 6 20% 10% 2,500 – 2,999 5 25% 10% 3,000 – 3,499 4 30% 10% 3,500 – 3,999 3 35% 10% 4,000 – 4,499 2 40% 10% 4,500+ 1 45% 10%

Substantially Damaged Structures through 5/18/15

Council District Street Name Suffix Approval Date Cost of Improvement Building Assessment % Damaged/ Improved % To Date 21 Catheen Way $34,885.10 $57,090.00 61.1% 61.1% Catheen Way $30,779.59 $58,730.00 52.4% 52.4% Catheen Way 10/17/2013 $16,459.63 $65,900.00 25.0% 25.0% $46,684.50 $65,900.00 70.8% 95.8% Catheen Way 10/14/2013 $42,249.18 $85,110.00 49.6% 49.6% $33,306.78 $85,110.00 39.1% 88.8% 2 Delaware Dr $24,194.56 $61,300.00 39.5% 39.5% $23,964.22 $61,300.00 39.1% 78.6% Delaware Dr $42,654.25 $46,900.00 90.9% 90.9% 21

• W. Indian

Trl 10/29/2013 $24,136.01 $64,990.00 37.1% 37.1% $20,101.65 $64,990.00 30.9% 68.1%

• W. Indian

Trl 11/5/2013 $19,126.25 $64,120.00 29.8% 29.8% $27,090.02 $64,120.00 42.2% 72.1%

• W. Indian

Trl $23,018.98 $100,750.00 22.8% 22.8% 10/15/2013 $18,123.34 $100,750.00 18.0% 40.8% $18,241.04 $100,750.00 18.1% 58.9%

• W. Indian

Trl $32,255.68 $55,770.00 57.8% 57.8% Krashey Way 10/18/2013 $20,463.46 $81,000.00 25.3% 25.3% $22,536.62 $81,000.00 27.8% 53.1% 26 Medford Ln 11/27/2013 $18,561.01 $62,140.00 29.9% 29.9% $20,000.00 $62,140.00 32.2% 32.2% 7 Riverside Dr 6/1/2011 $57,800.00 $127,880.00 45.2% 45.2% $51,410.72 $154,730.00 33.2% 78.4% Riverside Dr 5/13/2011 $32,968.22 $115,000.00 28.7% 28.7% $81,132.45 $151,170.00 53.7% 82.3% Riverside Dr 6/24/2011 $23,197.00 $203,063.00 11.4% 11.4% 7/14/2011 $45,812.06 $203,063.00 22.6% 34.0% 10/30/2013 $30,102.00 $203,063.00 14.8% 48.8% $25,000.00 $208,690.00 12.0% 60.8% Riverside Dr 10/5/2009 $26,622.97 $103,650.00 25.7% 25.7% 5/20/2011 $38,075.00 $215,000.00 17.7% 17.7% $50,143.48 $129,750.00 38.6% 56.4% 24 Whispering Hills Blvd 10/24/2013 $27,800.00 $60,660.00 45.8% 45.8% $44,529.56 $60,660.00 73.4% 119.2% Whispering Hills Blvd $40,048.23 $72,940.00 54.9% 54.9% Whispering Hills Blvd 11/12/2013 $33,514.83 $87,900.00 38.1% 38.1% $39,828.03 $87,900.00 45.3% 83.4% < 25% 25%-50% >50%

Substantially Damaged Structures through 5/18/15

Council District Street Name Suffix PVA for Property 2015 Damages PVA - Damages 2 Delaware Dr $74,000 $23,964 $50,036 2 Delaware Dr $59,900 $42,654 $17,246 7 Riverside Dr $196,730 $51,411 $145,319 7 Riverside Dr $193,170 $81,132 $112,038 7 Riverside Dr $244,390 $25,000 $219,390 7 Riverside Dr $171,750 $45,812 $125,938 21 Catheen Way $70,860 $34,885 $35,975 21 Catheen Way $72,500 $30,780 $41,720 21 Catheen Way $82,900 $46,685 $36,216 21 Catheen Way $98,880 $33,307 $65,573 21 Indian Trl $78,760 $20,102 $58,658 21 Indian Trl $77,890 $27,090 $50,800 21 Indian Trl $114,520 $18,123 $96,397 21 Indian Trl $69,540 $32,256 $37,284 21 Krashey Way $69,541 $20,463 $49,078 24 Whispering Hills Blvd $85,660 $44,530 $41,130 24 Whispering Hills Blvd $97,940 $40,048 $57,892 24 Whispering Hills Blvd $92,500 $39,828 $52,672 26 Medford Ln $84,140 $20,000 $64,140 $2,035,571 $678,070 $1,357,501

Workgroup Input & Discussion

• Options for ordinance amendments

– No change – Amend as proposed by Metro Ordinance 118-15 – Amend to address other administrative issues

Workgroup Input & Discussion

Additional Modifications to Consider:

• Property valuation (PVA, insurance valuation,

appraisal, etc)

• Add requirement to elevate mechanical and

electrical equipment

• Enforcement clarification (such as elevation

certificate requirements, etc)

Flood Mitigation Workgroup

Public Input

Flood Mitigation Workgroup

Louisville’s Grant Program David Johnson, PE Development Manager

• Incident Occurs
• State/Counties perform Initial Damage

Assessments

• State requests Joint Damage Assessments
• FEMA /State/Counties conduct Joint Preliminary

Damage Assessments

• Governor submits request to President for a Major

Disaster Declaration

• FEMA Region IV submits recommendation to

President

• Presidential decision/Declaration

Disaster Declaration Process

• State will issue notice that grants will be accepted
• MSD submits Letter of Intent (LOI)
• MSD develops preliminary application with basic

benefit cost information to prove project feasibility

• MSD develops full grant application and submit via e-

grants

• Kentucky Emergency Management (KYEM) will

review and provide feedback to MSD

• FEMA reviews and decides on approval
• FEMA notifies KYEM who then notifies MSD

Hazard Mitigation Grant Program (HMGP) Process

Key FEMA Grant Factors

• FEMA grant process for acquisition is completely

voluntary

• Because of Privacy Act (1974-5U.S.C.552a)

requirements, general grant areas may be referenced, but not specific properties or personal identifiers.

• Purchase offer determinations are either the pre-

event or current market value.

• Deed restrictions will conserve the property as
• pen space for natural floodplain functions; no

new structures or improvements may be built.

FEMA Grant Limitations / Challenges

• Applications are subject to funding availability
• Competitive distribution of funds with priority

given to disaster areas and Severe Repetitive Loss (SRL) applications

• Not a quick fix (four grant applications under

review since 2010)

• Eligibility challenges for properties without flood

insurance

• Properties not in floodplain (Combined Sewer System)
• Owners who elect to drop flood insurance

History of Louisville Grants

• Grant Sources
• Housing Urban Development (HUD)
• Economic Development Agency (EDA)
• FEMA Grants
• Pre-Disaster Mitigation (PDM)
• Hazard Mitigation Assistance (HMA)
• Severe Repetitive Lost (SRL)
• Grants used for
• Buyouts
• Soil stabilization project
• Plumbing Modification Program (Backwater valves)
• Multi-Hazards Plan
• Flood Basins
• Over $20 Million received

Historic Preservation Programmatic Agreement (PA)

• Environmental and historic reviews are required by NEPA; triggered

by federal funding

• To streamline the review process, MSD is negotiating a Historic

Preservation PA with FEMA. Draft currently under review

• Covers county-wide acquisition and demolition activities
• Includes public involvement methods, treatment measures to mitigate

potential adverse historical impacts, and measures to minimize disturbance effects on archaeological resources.

• Consultation for this agreement has been underway for over a year.
• FEMA is additionally compiling a Programmatic Environmental

Assessment.

• Public Meeting on June 17, 2015, followed by 30-day public

comment period.

• All additional grant approvals are on hold until PA is finalized.

Unknown how it will actually affect the time frame for review.

Community Assistance Visit (CAV)

• Major component of the National Flood

Insurance Program’s (NFIP) Community Assistance Program (CAP)

• Visit from State and FEMA staff
• Provide Technical Assistance
• Assure the community is adequately enforcing its

floodplain management regulations

• Identify problems or violations
• Assist the community to come into compliance
• FEMA may initiate enforcement action