FINANCIAL ACCESS FOR AGRIBUSINESSES IN GHANA (West Africa Food - - PowerPoint PPT Presentation

(West Africa Food Markets (WAFM) Project Consultants)

March 2018

FINANCIAL ACCESS FOR AGRIBUSINESSES IN GHANA

Potential Financing for Agribusinesses in Ghana

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23 out of 31 commercial banks in Ghana give out agricultural loans *

➤ Roughly GHc100,000,000 available for agricultural lending ➤ Interest rates between 22% and 37.2%. Industry average is 30.4% ➤ Short to medium-term investments (payback periods between 2 – 4 years)

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At least 5 major impact investment funds with over $200,000,000 available for investments in agriculture and other sectors

➤ Deal size range: $500,000 to $5,000,000 ➤ Deal types: equity, quasi-equity, revenue share, loans ➤ Long-term investment (5 – 7 year investment horizon) Source: Bank of Ghana. List does not include savings and loans institutions, or microfinance institutions (MFIs)

– Confidential –

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Investors and Financiers’ Selection Criteria

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Proven product demanded by markets

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Post-revenue businesses with good financial fundamentals

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Knowledgeable management team

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Potential to serve a wider market- domestic, regional, or global

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Potential to pull in more economic actors into supply chain (important to impact investors)

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Why Growth Mosaic?

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We are directly accountable to you As opposed to volunteer or subsidized services accountable externally

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We help your team implement improvements to get the job done As opposed to leaving your team with just training or recommendations

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Our full-time, in-house, passionate team brings you Finance, Marketing, and Operations expertise We offer a multi-functional team blending foreign and local talent to generate unique insights

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We specialize in growth-oriented, early-stage organizations in West Africa Our services are tailored for scalable, impact-driven businesses based in West Africa

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Our Success Metrics

Pre-Investment Facilitation

$5.4 million

Indicates the sum of investment dollars accessed by our pre-investment clients. Post-Investment Management

$6.9 million

Indicates the aggregate annual budgets we have helped manage with our post-investment clients. Social Impact by Portfolio

4,070

additional local suppliers included in our clients’ fair supply-chains.

50

additional full-time, quality jobs created and sustained by our clients.

12,800

additional underserved customers access improved goods and services delivered by our clients.

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We are a Trusted Partner

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