Fall Benefits Training Open Enrollment (OE) Dates Get it done - - PowerPoint PPT Presentation

Fall Benefits Training

Open Enrollment (OE) Dates Get it done early!

Thursday, October 29, 8:00 AM

Starts

Tuesday, November 24, 5:00 PM

Ends

Why we should get it done early!

32,509 submissions last year

Most submissions by day:

October 31------1,393 (first day of OE) November 19--------------2,744 November 20------1,596 November 21------1,524 November 23/24--------------------4,077 November 25-------------------------4,287 November 26---------------------------------------5,758 (last day of OE) Almost twice as many employees on UCPath for this OE period

Actions & Reminders

Change or enroll in medical, dental, vision, legal Add eligible family members in medical, dental, vision or legal Enroll in Health and/or Dependent Care FSA (must re-enroll each year) Start or change contribution to Health Savings Account (HSA) Learn more about your plans

Reminders

If you do not wish to make any changes, you do not need to take any action (except for Health and/or Dependent Care FSA, you must re-enroll each

year). Your current insurance coverage will continue, but your costs

may change.

All Health Plans Continue in 2021

▪ UC Blue & Gold HMO ▪ Kaiser HMO ▪ UC Care PPO ▪ Health Savings Plan ▪ Core ▪ Delta Dental PPO ▪ DeltaCare USA ▪ Vision Services Plan

2021 Medical Pay Band Adjustment

2020 Pay Band Range for Medical Contribution Base Using Full-Time Salary as of Jan 2019 1 $58,000 & under 2 $58,001 to $114,000 3 $114,001 to $171,000 4 $171,001 & above

2021 Medical Contribution Base Using Full-Time Salary as of January 2020

2021 Pay Band Range for Medical Contribution Base Using Full-Time Salary as of Jan 2020 1 $59,000 & under 2 $59,001 to $118,000 3 $118,001 to $176,000 4 $176,001 & above

Changes in Employee Medical Rates

No employee nets are increasing more than $12. Employee contributions are flat for UC Care and Health Savings Plan.

2020 to 2021 Changes Self Self & Child(ren) Self & Adult Self & Adult & Child(ren)

UC Blue & Gold HMO $3.13 $5.63 $9.12 $11.62 Kaiser $2.00 $3.60 $4.38 $5.98 CORE $0.00 $0.00 $0.00 $0.00 Health Savings Plan $0.00 $0.00 $0.00 $0.00 UC Care $0.00 $0.00 $0.00 $0.00

*Rates subject to collective bargaining unit agreements

2021 Employee Premium Contributions

*Rates subject to collective bargaining unit agreements

UC Blue & Gold HMO Plan Changes

Emergency Room Copay Increase from $75 $125 (waived if admitted) Annual Out-of-Pocket Maximum Will exclude copayments for hearing aids and infertility treatments Telehealth Provider Change from Teladoc to Babylon Early Rx Refill Policy Number of days in advance that a refill can be obtained will be reduced Emergency Room Copay Increase from $75 $125 (waived if admitted) Outpatient Rx Drugs with an over the counter (OTC) equivalent excluded from coverage

Kaiser HMO Plan Changes

UC Care PPO Plan Changes

Deductible increase for Tier 2 & 3 Individual:

• Tier 2 Anthem Preferred: $250 $500
• Tier 3 Out-of-Network: $500 $750

Family:

• Tier 2 Anthem Preferred: $750 $1,000
• Tier 3 Out-of-Network: $1,500 $1,750

Co-insurance increase from 20% 30%:

• Office visits
• Inpatient services
• Outpatient services
• Applies to services obtained in the USA

Out-of-Pocket Maximum increase by $1,000: Individual:

• Tier 1 UC Select: $5,100 $6,100
• Tier 2 Anthem Preferred: $6,600 $7,600
• Tier 3 Out-of-Network: $8,600 $9,600

Family:

• Tier 1 UC Select: $8,700 $9,700
• Tier 2 Anthem Preferred: $13,200 $14,200
• Tier 3 Out-of-Network: $19,200 $20,200
• ER Care w/o admit increase from $200 $300
• n all tiers
• Urgent Care Copay decrease from $30 $20

Health Savings Plan PPO

• Health Equity continues as HSA administrator
• UC Contribution (1/1/2021)

❖$500 individual ❖$1,000 family (2+)

• Employees may change HSA contributions during OE or

anytime in UCPath

UC contribution is prorated for plans that start after January 1

CHAT TIME

Dental

Delta Dental

UC pays full cost for employees & families

Delta Dental PPO

Crown and Prosthodontic

replacement frequency change from

• nce every 5 years once every 7

years Covered Exams reduced from 4 per year 2 per year

DeltaCare USA HMO

Crown Fusion copay increase from $50 $150

VISION

VSP

UC pays full cost for employees & families

No plan design change Walmart Vision Centers added to network Network Change from VSP Choice Advantage

Supplemental Health - Aflac

• No rate or plan design changes
• Enroll on Aflac’s website or by

phone

Non – Medical Plans

Legal - ARAG

• No rate changes

New Diversity and Inclusion services

• Domestic Partnership
• Funeral Directives
• Hospital Visitation Authorizations
• Gender Identifier changes on

gov’t issued documents

Disability – Lincoln Financial Group

• No plan design changes
• No rate increases for Basic or Short-

term Disability

• An average of $10.50 rate increase

for Voluntary Long-term

• Not open for enrollment during OE*

Life - Prudential

• No plan design changes
• Rates for Supplemental and

Dependent Life are decreasing an average of 7%

• Not open for enrollment during OE*

*Apply anytime with EOI

Flexible Spending Accounts (FSAs)

• Discovery Benefits will replace WageWorks Jan. 1, 2021
• Administer Health and DepCare FSA
• One card, One service Account, and One Mobile App

FSA Account Limits 2021

• Health FSA: $2,700
• Dependent Care FSA: $5,000

If you want to participate in the FSAs, you must re-enroll each year

CHAT TIME

Open Enrollment Resources

• UC Virtual Benefits Fair: ucal.us/benefitsfair
• Opens at 8am, October 27
• UCnet Open Enrollment Website: ucal.us/oe
• OE content and plan costs for Faculty/Staff & Retirees
• Available October 26
• UCPATH WEBINARS-
• Schedule is now available on UCnet
• UCPATH: sso.ucsb.edu
• Assistance with enrollment questions and/or navigation issues
• Live countdown on Employee Dashboard
• Ready to answer questions as of October 26
• Spanish speaking representatives available to assist

UC’s Virtual Benefits Fair

• Go to ucal.us/benefitsfair
• UCSB specific intro video
• Attend plan specific virtual presentations
• Ask questions from Plan Administrators

Spanish material

• OE Brochure-(English version mailed)
• Which Medical Plan is right for you
• Opens October 27 and is Accessible 24/7 until 5 pm on

November 24th

• Employees will need to register the first time they visit:
• Name
• Email address
• UC location
• Active employee or retiree/other annuitant
• If visit a second time, provide email address to enter the event

Open Enrollment Resources (Local)

• HR WEBINARS-Hosted by Rebecca Preza, HealthCare Facilitator

(live and recorded versions -see Flyer)

• UCSB Human Resources ServiceNow
• Benefits education, general open enrollment questions
• Employee Services Benefits Administration Open Enrollment Questions
• HR/Employee Services/Benefits Administration/OE website
• Open Enrollment Flyer
• Health Insurance ID card grid
• Links to UCPath Employee Guide Sheets;

■ Completing Open Enrollment in UCPath ■ How to add Dependents

CHAT TIME

Communication

• UCnet Preview article-posted now (Spanish version available)
• UCnet Open Enrollment website-October 26
• UCnet Announcement with UCPath how-to and FAQs-October 29
• OE Posters-available now (Spanish version available)
• OE mailings to employees October 23 (snapshot date is October 2)
• UCSB/HR-campus OE communication -October 26
• UCSB/HR Open website-October 29
• UCSB/HR DBR listserv- OE Reminders

Confirmation of OE actions

• Employees can confirm OE action once a day, only.
• Employees view their OE enrollments by logging in to UCPath

and viewing their Benefits Summary page using January 1, 2021 as the effective date.

• Employees will receive a Submission Statement after each OE

event submission.

• Final OE Confirmation Statements will be emailed by

12/07/2020.

Newly Hired Employees

• OE Packets will be mailed to the following new employees:
• New Hires after October 2 and before OE begins
• New Hire Benefit Enrollment between October 29 and

November 24, 2020

• New Hire Benefit Enrollment between November 25 and

December 31, 2020. Specific instructions for FSA.

Employees on a Leave of Absence

• Employees on Paid Leave:
• Elections available via Self Service in UCPath and may make changes

to all open benefits during OE.

• Employees on Unpaid Leave:
• Elections not available via Self Service portal.
• Employees on unpaid leave as of 10/2/20 will receive a letter (via USPS)

from UCPath with options for Open Enrollment including a paper enrollment, if applicable. Forms can be emailed, faxed, or mailed. All employees on leave will receive a notice from HR/UCSB Leave Administration with directions and links.

Last Time to Chat!

Thank you!