ENERGY EFFICIENCY IN HOUSING Prepared by: Pierre Venter 19 March - - PowerPoint PPT Presentation

ENERGY EFFICIENCY IN HOUSING

Prepared by: Pierre Venter 19 March 2014

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BASA MEMBERSHIP

MEMBERS: ALL COMMERCIAL BANKS REGISTERED IN TERMS OF THE BANKS ACT, INCLUDING INTERNATIONAL BANKS WITH A BRANCH IN SA (32 MEMBER BANKS, 48 COMMITTEES), SECRETARIAT FOR SADC BANKING ASSOCIATION HUMAN SETTLEMENTS CLUSTER COMMITTEES :  PROPERTY CLUSTER  PHYSICAL INFRASTRUCTURE  SUSTAINABLE FINANCE FORUM  AGRICULTURE SUSTAINABLE FINANCE FORUM:  CODE OF CONDUCT FOR SOCIAL & ENVIRONMENTAL RISK MANAGEMENT  EQUATOR PRINCIPLES  STOCK EXCHANGE SRI PARTICIPANTS  PRI SIGNATORIES  INTEGRATED REPORTING COMMITTEE  TRAINING FACILITATED:

• VALUERS GUIDE FOR CONTAMINATED LAND
• INTRODUCTORY COURSE FOR SOCIAL & ENVIRONMENTAL RISK MANAGEMENT FOR BANKERS

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POSITION OF BANKING SECTOR

BASA IS FULLY SUPPORTIVE OF THE NEED FOR INCREASED LEVELS OF ENERGY EFFICIENCY IN PROPERTY (COMMERCIAL & INDUSTRIAL, RESIDENTIAL HOUSING) OUR MEMBERS ARE BOTH SPONSORS AND MEMBERS OF GREEN STAR SA AND RECENTLY SPONSORED THE RATING TOOLS FOR

• INTERIOR DESIGNS
• HOUSING

WE ARE MEMBERS OF A NUMBER OF ENVIRONMENTAL INTERNATIONAL BODIES INCLUDING UNEPFI WHERE ONE OF OUR MEMBER’S IS CO-CHAIR, CHAIR OF THE AFRICAN TASK TEAM AND A MEMBER OF THE UNEPFI PROPERTY WORKING GROUP (INITIAL FOCUS COMMERCIAL, BUT THIS WILL SHIFT TO INCLUDE RESIDENTIAL IN DUE COURSE)

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BARCLAYS AFRICA GROUP

ROOF ALLOWS NATURAL LIGHT THROUGH

NATURAL VEGETATION ENVIRONMENT PROVIDES A PLEASANT ENVIRONMENT LARGE CENTRAL ATRIUM – BUILDING STRADDLES TWO BLOCKS, STREET PASSES UNDERNEATH ARROW GAS POWERED ENERGY – NOTE SIZE OF PERSON

HEAD OFFICE: TOWERS WEST (5 STAR GREEN STAR BUILDING KEY ELEMENTS OF THE BUILDING INCLUDE:

• 11,2 MW GAS-POWERED ENERGY CENTRE
• LARGEST

GREY WATER RECYCLING SYSTEM INSTALLED IN A BUILDING IN SOUTH AFRICA BARCLAYS TOWERS WEST (INTERNAL VIEW)

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FIRSTRAND GROUP LTD

PORTSIDE BUILDING – CAPE TOWN SA FIRST HIGH RISE BUILDING TO OBTAIN 5 STAR RATING ALL NEW PROVINCIAL HEAD OFFICES AIMING FOR 4* RATINGS –

• NEW NAMIBIA OFFICES - FIRST GREEN STAR BUILDING IN THE

COUNTRY

• SAVINGS ACHIEVED THROUGH ENERGY EFFICIENCY INITIATIVES

IN THE FINANCIAL YEAR WAS ZAR 62, 6 MILLION AND A REDUCTION OF 58, 7 MILLION KWH’S AGAINST BASELINE (2007/2008)

• ECOENERGY

LOANS FOR COMMERCIAL CLIENTS TO MAKE PROPERTIES MORE ENERGY EFFICIENT (OVER R 25M INVESTED) FAIRLAND OFFICE PARK JOHANNESBURG SA

• ECO DESIGN

AWARDS

• ENERGY

EFFICIENCY AWARDS

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INVESTEC BANK LTD

FEATURES INCLUDE:

GLASS INNOVATION USAGE AND NATURAL LIGHT, MOTION SENSOR LIGHTING, WATER RECYCLING, ADVANCED BUILDING MANAGEMENT SYSTEM

KWA-ZULU NATAL REGIONAL OFFICE

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NEDBANK LTD

NEDBANK HEAD OFFICE FIRST COMMERCIAL BUILDING TO RECEIVE A 4 STAR RATING IN SA HAS RECEIVED TWO ADDITIONAL 4 STAR RATINGS FEATURES INCLUDE:

• INCREASED FRESH AIR RATES TO THE BUILDING AND INTERNAL

CO2 MONITORING AND CONTROL

• ENERGY-EFFICIENT CENTRAL AIR-CONDITIONING PLANT

INTELLIGENT, ENERGY-EFFICIENT LIGHTING SYSTEM

• WATER

EFFICIENT FIXTURES AND FITTINGS, RAINWATER CAPTURE AND RECYCLING, AND REDUCED POTABLE WATER REQUIREMENTS FOR LANDSCAPING

• WASTEWATER

IS CAPTURED FOR RECYCLING AND ONCE TREATED, IS REUSED IN COOLING TOWERS FOR TOILETS AND IRRIGATION OF THE INDIGENOUS GARDEN. THIS SYSTEM DELIVERS A WATER SAVING OF +/-60%.

• AN

'INTELLIGENT' AIR CONDITIONING MONITORING AND CONTROL SYSTEM

• THE

DIGITAL ADDRESSABLE LIGHTING INTERFACE (DALI) SYSTEM MONITORS DAYLIGHT LEVELS AND DIMS LIGHTING WHEN NATURAL LIGHT IS SUFFICIENT

• MOTION AND DAYLIGHT SENSORS DETECT IF PEOPLE ARE IN A

SPACE, AND IF NOT, SWITCH OFF THE LIGHTS

• LOW-FLOW

TAPS, DUAL FLUSH TOILETS AND VARIOUS INNOVATIVE WATER COLLECTION, STORAGE, AND DISTRIBUTION SYSTEMS

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STANDARD BANK LTD

• STANDARD

BANK’S NEW 5-STAR GREEN BUILDING HAS A 1MW GAS-BASED TRI- GENERATION (CCHP) POWER PLANT

• IT HAS ALSO INSTALLED ROOFTOP SOLAR

WATER HEATING AND SOLAR PVS ON ITS HEAD OFFICE BUILDING

• IT RECEIVED A 6 STAR INTERIORS GREEN

STAR RATING

• FINANCIAL

TIMES/ IFC SUSTAINABLE BANK OF THE YEAR (AFRICA AND MIDDLE EAST)

• CORPORATE

KNIGHTS: RATED 98 OF 100 MOST SUSTAINABLE COMPANIES

• NEWSWEEK GREEN RANKINGS

(TOP RATED SOUTH AFRICAN COMPANY)

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ABSA

2 INTERNATIONAL HOUSING COMPETITIONS :

• 2005/2006: “NATIONAL ABSA NHBRC HOUSING INNOVATION COMPETITION” – SOSHANGUVE, GAUTENG (ERIC

MOLOBI INNOVATION HUB)

• 2008/2010: INTERNATIONAL INNOVATIVE HOUSING AND SUSTAINABLE ENERGY EFFICIENCY COMPETITION”,

WESTERN CAPE, MBEKWENI (DRAKENSTEIN) ABSA DEVCO : 19000 SITES, PRICED BETWEEN R430 000-R600 000, OVER A SIX-YEAR PEDIOD

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FNB

FNB IN CONJUNCTION WITH SASOL AND TOWER TECHNOLOGIES:

• HOMES FROM MINING AND MANUFACTURING BY-PRODUCTS
• PRE-BUILT PANELS DERIVED FROM FLY ASH AND GYPSUM
• PANELS ARE FACTORY MANUFACTURED TO ENSURE CONSISTENT QUALITY AND RENDER AN 80% WEIGHT

SAVING

• RAW MATERIALS (WASTE) USED DURING PRODUCTION ENSURE A LOW CARBON FOOTPRINT AND THE

SYSTEM IS SABS TESTED AND CERTIFIED

• COST SAVING OF BETWEEN 10% AND 30%

COSMO CITY

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FNB (CONT.)

FNB/GIZ PILOT (2010) : SOLAR WATER GEYSERS (SWG) AND OTHER THERMAL INTERVENTIONS LIKE ISOBOARD CEILINGS AND INNOFILLA VERMICULITE FLOOR SLABS

• REDUCTION 1.4 TONNES CO₂ (93% DUE TO SWG INSTALLATION)
• SAVING OF 17.3 KWH/M² pa
• AVERAGE PAYBACK PERIOD 3 YEARS

(INCLUDES SWG REBATE)

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ECO-ESTATE

CROSSWAYS FARM VILLAGE IN THE EASTERN CAPE 560 HA FARMLAND SURROUNDED BY NATURE RESERVES INCLUDES HOMES, SHOPS AND OUTDOOR FACILITIES, LIGHT COMMERCIAL UNITS AND A WORKING FARM WHOSE PROFITS ARE SHARED AMONGST THE COMMUNITY BUILDING RESTRICTED TO PORTION OF THE LAND AND ONE THIRD CONSERVATION LOCAL CRAFTSMEN HARVEST WOOD FROM ALIEN VEGETATION FOR HEDGES, FENCES, STREET SIGNS, BENCHES, ETC. STRICT ARCHITECTURAL GUIDELINES THAT BLEND THE ENTIRE DEVELOPMENT WITH THE SURROUNDING LANDSCAPE ROOF AND STREET RAIN WATER HARVESTING S AS WELL AS SOLAR HEATING VITAL TO VILLAGE’S SUSTAINABILITY BOREHOLES, IRRIGATION DAMS & WATER PUMPED FROM NEARBY RIVER, WILL PROVIDE THE VILLAGE’S NON- POTABLE NEEDS. WATER FROM THE STATE-OF-THE-ART SEWERAGE TREATMENT PLANT WILL FEED INTO A MANMADE WETLAND AND BIRD RESERVE. FROM THERE, THE WATER WILL RUN INTO AN IRRIGATION DAM AND BE USED TO IRRIGATE PARKS AND PUBLIC SPACES LOCAL RECYCLING WILL TAKE PLACE ON THE FARM RECYCLABLE GARBAGE WILL BE COLLECTED BY THE VILLAGE’S RECYCLING PLANT WHILE A PRIVATE CONTRACTOR WILL REMOVE THE REMAINING NON-RECOVERABLE WASTE. THIS SYSTEM ALSO ALLOWS FOR COMPOSTING TO REDUCE THE VOLUME OF ORGANIC MATTER THAT GOES INTO LANDFILLS FUNDED BY INVESTEC

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STANDARD BANK

REGULARLY HOLD EXHIBITIONS OF GREEN TECHNOLOGY TO PROMOTE AWARENESS OF HOW THESE TECHNOLOGIES WORK AND HOW CONSUMERS CAN SAVE MONEY STANDARD BANK INSURANCE BROKERS HAS FOR THE PAST THREE YEARS ENABLED CUSTOMERS TO SWITCH TO SOLAR WATER HEATERS WHEN REPLACING GEYSERS AN ACTIVE PARTICIPANT IN A GREEN GEYSER INITIATIVE BY THE SHORT TERM INSURANCE INDUSTRY TO INCREASE AVAILABILITY AND UPTAKE OF GREEN GEYSERS AND IMPROVE PRICING USING THE FORWARD SALE OF CARBON CREDITS STANDARD BANK HAS ENABLED THE ROLL OUT OF MORE THAN 100,000 LOW PRESSURE SOLAR WATER HEATERS ON LOW INCOME HOUSEHOLD ROOFS.

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INNOVATIVE (ALTERNATIVE) BUILDING TECHNOLOGY (IBTS)

THE COMING OF AGE FOR ENERGY EFFICIENT HOUSING TO SUPPORT DELIVERY

• FACILITATES SCALE
• ASSOCIATED INFRASTRUCTURE OPPORTUNITY
• IMPROVED AFFORDABILITY (UTILITIES)

PRE-REQUISITES:

• QUALITY – IBTS MUST MEET/SURPASS BRICK & MORTAR QUALITY OR STANDARDS
• ABILITY TO EXTEND HOME
• AFFORDABILITY – LABOUR AND PRODUCT SAVINGS TO ALLEVIATE THIS MAJOR CONSTRAINT
• SPEED OF CONSTRUCTION
• PRODUCT ATTRIBUTES – ROBUSTNESS, THERMAL, ACOUSTICS, FIT FOR PURPOSE, WATER

PENETRATION, ENERGY EFFICIENCY, IMPACT ETC. NHBRC RATIONAL DESIGN MANUAL WHERE AGREMENT SA CERTIFICATION NOT IN PLACE (2006)

• ACCEPTABLE IBT SYSTEMS ESTABLISHED FOR MORTGAGE PURPOSES
• ALSO CATEGORISED FOR SOCIAL PREFERENCES/ACCEPTANCE
• MORE THAN 200 PRODUCTS HAVE NHBRC ACCREDITATION

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CHALLENGES

• SANS 10400-XA ONLY BEING APPLIED BY CAPE TOWN AND SELECTIVELY BY OTHER MUNIS.
• POLICY UNCERTAINTY - ESKOM BLOWING HOT AND COLD – SWG REBATES
• PRODUCT UNCERTAINTY (EDUCATIONAL NEED, QUALITY CONTROL)
• STATE “PLAYER AND REFEREE” – ESKOM, ISMO, MUNIS, IPPs, CO-GENERATORS ETC.
• BEHAVIOURAL ECONOMICS (PRICE POINT NOT YET REACHED)
• DEVELOPER DOWN COST CURVE
• CASH STRAPPED CONSUMERS
• FINANCIAL BENEFITS VS COST
• ENERGY EFFICIENCY RETROFITS (ADDITIONAL COST OF AT LEAST R15-20K, WITH PAYBACK OF

5 YEARS PLUS)

• ENERGY EFFICIENCY NEW-BUILDS (ADDITIONAL COST OF BETWEEN 2,5% AND10%)
• SOCIAL VS COMMERCIAL BENEFIT

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OPPORTUNITIES

COST PUSH:

• ADMINISTERED PRICES
• 1B/1B - SAVINGS R250 PM
• 2B/1B – SAVINGS R400-450PM
• 2B/2B - SAVINGS R600-800 PM
• SANS 10400-XA
• STATE LEADERSHIP ROLE REQUIRED
• POLICY CERTAINTY
• TO BE A “MARKET MAKER” – SUBSIDY HOUSING (OWNERSHIP & RENTAL), DEVELOPERS OTHER

SEGMENTS

• INCENTIVES (TAX REBATES, SURPLUSES SOLD INTO GRID AT ATTRACTIVE RATE,

REPLACEMENT GEYSERS ETC.)

• GLOBAL GREEN FUND ?
• CONSUMER SURVEYS POSITIVE
• GREEN STAR SA (HOUSING)
• ARE WE SITTING ON EVE OF GREEN HOME LOANS, GREEN FINANCE (PRODUCTS)?

ADMINISTERED PRICES CONTINUE TO ADD TO CURRENT INFLATION

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3 6 9 12 15 2009 2010 2011 2012 2013 Administered Prices (Includes electricity, water and transport prices Targeted headline consumer prices

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QUESTIONS