Emplo Employee ee In Infor ormation mation Se Session ssion - - PowerPoint PPT Presentation

Emplo Employee ee In Infor

• rmation

mation Se Session ssion

May 18, 2020

• Employee benefit - complements your health plan
• Helps employees and their covered family members

manage balances due after insurance

• Automatic enrollment
• Single statement and consumer-friendly repayment

terms

HealthBridge

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• HealthBridge applies to your portion of
• Covered medical services
• From a HealthBridge Network Provider
• Your portion = copayments, coinsurance and deductibles

HealthBridge

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How it Works

WITH LOGO

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Receive medical care, covered by your health plan, from a HealthBridge Network Provider Do not pay the provider directly for Copays, Coinsurance or Deductibles

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HealthBridge pays the HealthBridge Network Provider up front and on your behalf – for your portion of covered medical claims Receive a single monthly statement from HealthBridge

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Repay HealthBridge for up to 24 months

• 10% discount on balances paid in full – at

any time

• 3-month interest free period
• 7% annual interest rate – never increases

(0.58% monthly)

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Manage your account – online member portal, mobile website. Pay online, via mail or by phone.

HealthBridge Process Overview

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Example – Paying a Balance within 3 months

Lisa’s Fall

WITH LOGO

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Source: Kaiser/HRET survey of employer-sponsored health benefits, 2006-2016

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January 1st, Lisa falls on her

• shoulder. She visits an Urgent Care

and gets physical therapy 3 times - with HealthBridge Network Providers. Her health plan requires a $50 Urgent Care copayment. Each PT coinsurance is $150. She does not pay the providers directly.

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HealthBridge pays the providers for Lisa’s $50 copayment and the $150 coinsurance three times for PT. Lisa receives a statement from HealthBridge. Total statement = $500.

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She pays the minimum $25 / month for Feb and Mar ($50) – no interest

(She doesn’t have any other new medical claims in Jan, Feb or Mar)

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In April she decides to pay the remaining balance ($450) at a 10% discount. She pays $405 and saves $45!

Example – Lisa’s Fall

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Example for illustrative purposes only. Does not represent an actual event

• r an actual deductible for a service covered by a health plan.

Using HealthBridge

WITH LOGO

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Mercy Health & St. Mary’s in Grand Rapids and the Lakeshore

• Mercy Health
• St. Mary’s
• Mercy Health Physician Partners

Metro Health (effective June 1) North Ottawa Community Hospital Growing provider network!

HealthBridge Provider Network

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• Covered members 18+ will receive a

HealthBridge Welcome Letter

• Paper membership cards
• Instructions to log in to Member Portal
• View / download virtual card via Member

Portal

HealthBridge Membership Cards

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Sample Member Portal

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Mercy Health Saint Mary’s

Marcy Williams

Marcy Jose.. Jeff Mercy Health Radiology

876.51

36.52

36.52 788.86 $876.51

Sample Member Statement

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Mercy Health Radiology Mercy Health Saint Mary’s

• Complements your health plan
• Manage out-of-pocket covered medical expenses
• Growing HealthBridge Provider Network
• Doesn’t change your health plan
• Automatic, guaranteed benefit enrollment
• No credit checks or applications
• No cost to you
• Manage payments
• Monthly statement
• 3-month interest free period
• 10% discount on remaining balance when paid in full
• 7% annual interest rate – never increases
• Pay via Mastercard, Visa, HSA, FSA or checking account
• Payments accepted online, via phone or by mail
• Ability to set up recurring payments

Highlights

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HealthBridge Call Center

(800) 931-8890

Located in Grand Rapids, Michigan 8am - 8pm Monday – Friday 9am - 1pm Saturday

THANK YOU

Val Cramer, VP of Sales val.cramer@myhealthbridge.com 616.717.2077 myhealthbridge.com