Catoosa County Board of Commissioners 2018-2019 BENEFITS OPEN - - PowerPoint PPT Presentation

Catoosa County Board of Commissioners

2018-2019 BENEFITS OPEN ENROLLMENT REVIEW

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ShawHankins

Service Center- Can answer questions on all benefits and assist with any enrollment changes or new enrollments Available Monday – Friday 8:30 am – 5:00 pm 800-994-7429 / 770-382-0951 Open Enrollment will be Tuesday, May 29th – Midnight June 10th Meetings will be Tuesday, June 6th and Thursday June 7th Current elections will roll over if no changes are made, however, please update beneficiaries online or by calling our call center Benefits enrollment website- http://catoosaboc.bswift.com Visit the Benefits Resource Center @ shawhankinsbenefits.net/catoosacounty

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How to Enroll - Bswift Online

NOTE: You are required to go online to enroll/decline in all Benefits unless you have no changes. You must add any Dependents you wish to cover to the system at this year’s annual enrollment. 1)Login in to begin enrollment

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Username: Your first initial of your first name and complete last name and last 4 of your SSN. EXAMPLE: CGUZZI1234 Password: Last 4 digits of your SSN You will then be prompted to change your password. Please make note of your new password in the event you need to log back in and make changes.

How to Enroll - Bswift Online

2) From the “Home Page” click on the “Clink to Enroll Now” link, to begin the election process.

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How to Enroll - Bswift Online

3) On the “Personal & Family Page”, verify your information is accurate and “Add” all eligible dependents you wish to cover under any benefits.

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How to Enroll - Bswift Online

4) To make a plan selection, select the button beside the newly elected plan. If you are covering dependents, make sure to “Select” them by checking off next to their name under Select who to cover with this plan. Then press “Next” at the bottom of the screen.

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How to Enroll - Bswift Online

5) Once you have reviewed and completed your enrollment, click on “I Agree and I am finished with my enrollment”, then click on “Save My Enrollment”. 5) You will now be taken to the final confirmation page to either print or email.

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2017-2018 Medical Renewal

Renewing with United Healthcare

Renewal was negotiated

12.6% down to 6% increase- then with a two plan changes, down to 3.1% - and clinic utilization, down to 0%!- No Change to the Rates!

Increase to the PCP copay from $30 to $40 and Specialist from $40 to $50 Prescription Drug tier 1 copay from $10 to $15

Cost reduction suggestions:

Utilize the Clinic- No Office visit Copay and No RX Copay for Generic Limit ER usage unless true emergencies Utilize generic prescriptions or request “cash” payment Utilize “free” antibiotics at the grocery stores Utilize mail order for maintenance prescriptions Review benefit detail summary online

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Product Choice Plus Option ARW2 Modified Benefits* Network Single/Family Office Copay (PCP/SPC) PCP $40, SPC $50 Hospital Copays OP $0, IP n/a UC/ER/Major Diag Copay UC $75, ER $150, Maj Diag n/a Deductible $500/$1000 (EmbDed) Coinsurance 100% Out-of-Pocket $2000/$4000 Pharmacy $15/35/60; 2x for M.O. Out of Network Single/Family Deductible $1000/$2000 (EmbDed) Coinsurance 70% Out of Pocket $4000/$8000

Catoosa County Clinic

Opened October 2, 2017!

Since Opening Day- 1069 visits Dispensed 572 medications Clinic accommodates walk-in’s as well as scheduled appointments Open to employees and their dependents Free generic prescriptions and maintenance medications Reduces plan usage on UHC Medical plan- resulting in cost savings!

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Wellness Benefits

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Access to a network of virtual provider groups via your smartphone Copay for virtual visit as low as $10.00 Log into www.myuhc.com and choose a provider site where you can register for a virtual visit Physicians can diagnose a wide range

• f non-emergency medical

conditions. Virtual Visits usually last 10-15 minutes and physician can write prescription to your local pharmacy in most cases.

Virtual Visits

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RALLY

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REAL APPEAL

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SIMPLY ENGAGED

Ancillary Benefits

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Dental

United Health will continue to be the dental carrier for 2017-2018

Renewal was negotiated from a 0% to a -5.0% increase- Premiums Reduced!

Continue to have a same PPO plan- 85th UCR Plan

In-Network Dentist agree to a set fee / No Balance Billing Out-of-Network will pay based on 85% of the dentist in the area’s UCR / Can be Balanced Billed

Can only enroll during open enrollment or as a new hire Late Entrant penalties apply

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Vision

Renewing Vision with United Healthcare

No Change to the rates! For a list of participating providers or to print a vision card, you can visit www.myuhcvision.com

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Basic Life with AD&D

Basic Life coverage will remains with United Healthcare

Catoosa County provides basic life coverage of $20,000 at no cost to you This includes a life and accidental death and dismemberment benefit Benefits reduce to 65% at age 65 and to 50% at age 70

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Voluntary Life

Voluntary Life coverage will remain with United Healthcare

Employee can purchase $10,000 increments from $20,000 to $100,000 or 5x’s salary Guarantee Issue for Employees has increased from $50,000 to $100,000 Spouse coverage can be purchased in $10,000 increments to $50,000 but not to exceed 50% of the employees amount Guarantee Issue for Spouse is $20,000 Child coverage can be purchased (6 mo. Up to Age 26) for 10% of the employees amount but cannot exceed $10,000 Guaranteed issue is new hires. Late entrants must complete the Evidence of Insurability and must be approved for coverage. Benefits reduce to 65% at age 65 and to 50% at age 70

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Voluntary Short Term Disability

Voluntary Short Term Disability will renew with One America

No Change to the Rates! 60% up to $1,000 max weekly benefit 30 day accident / 30 day sickness Benefit Duration is 22 weeks

Late entrants must submit a Evidence of insurability and be approved before coverage is effective

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Voluntary Long Term Disability

Voluntary Long Term Disability will renew with One America

No Changes to the Rates! Benefit begins after you are disabled for 180 days Pays 60% of your gross monthly earnings up to a maximum of $5,000 a month Benefit Duration is SSNRA

Late entrants must submit a Evidence of insurability and be approved before coverage is effective

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Questions?

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