Catapult 2019 16 January 2019 Amaryllis powers Financial - - PowerPoint PPT Presentation

▶
catapult 2019
SMART_READER_LITE
LIVE PREVIEW

Catapult 2019 16 January 2019 Amaryllis powers Financial - - PowerPoint PPT Presentation

Sep 06, 2023 16 likes •386 views

PLATFORM MODULES APPENDIX ABOUT AMARYLLIS PAYMENT MODELS PARTNERS Catapult 2019 16 January 2019 Amaryllis powers Financial Institutions, Acquirers and 3 rd Party Payment Companies with a purpose built Software as a Platform to

slide-1
SLIDE 1

1

Catapult 2019

16 January 2019

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

“Amaryllis powers Financial Institutions, Acquirers and 3rd Party Payment Companies with a purpose built ‘Software as a Platform’ to service the full lifecycle needs of any Seller community”

slide-2
SLIDE 2

2

MARKETPLACES ACQUIRERS FINANCIAL INSTITUTIONS PAYMENT FACILITATORS ISVs & VARs ISOs & GATEWAYS

Amaryllis makes it easy for 3rd party Complex Payment Models to rapidly launch and quickly scale their businesses.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

slide-3
SLIDE 3

3

The Most Complete Payment Solution for Complex Payment Models (CPM)

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

  • Software as a Platform
  • Solution built from the ground up
  • Open API architecture
  • Supports numerous complex models serving

the needs of the omni-channel economy:

▪ Acquirers/Financial Institutions ▪ Payment Facilitators ▪ Marketplaces ▪ ISOs ▪ ISVs/VARs ▪ Numerous Others

slide-4
SLIDE 4

4

We allow our customers to do business as they see fit, not force them into a “one size fits all” tool.

Configurable

Modular design allows you to quickly integrate, configure, and scale efficiently.

Seamless Integration

API-driven solution can integrate to existing technology systems.

White Label Solution

Control YOUR solution and merchant

  • experience. Your merchants belong to

you and want to feel unique.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

slide-5
SLIDE 5

5

Not just a Fintech solution…

Our team is uniquely positioned to be your trusted advisor on “what good looks like” in supporting 3rd party CPMs since we have experience from multiple sides of the table.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS

No other provider in the space can make this statement!

PARTNERS APPENDIX MODULES

slide-6
SLIDE 6

6

Not just a Fintech solution…

Our Executive and Senior leadership teams have held senior positions with: Acquirers, Card Brands, Consulting Firms, ISOs and Payment Facilitators in multiple verticals.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS

No other provider in the space can make this statement!

PARTNERS APPENDIX MODULES

slide-7
SLIDE 7

7

Emerging Solutions Disrupting Traditional Players

Processors/ Acquirers Card Associations

$ € £

Impact on legacy acquirer business

  • Reduced revenues
  • Intense price pressure
  • No ability to provide Value Added services
  • Disconnected from marketplace customer

Multiple Sellers

$ € £ $ € £

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS CPMs PARTNERS APPENDIX MoR on behalf of 3rd Parties

$ € £

Multiple Buyers

MODULES

slide-8
SLIDE 8

8

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

Positive momentum on legacy acquirer business:

  • Increased revenues
  • Increased margins
  • Optimized CPM risk & compliance insight
  • Stickiness with marketplace customer
  • Positioned as a significant player in the market

CPMs

Multiple Sellers

$ € £

Multiple Buyers

$ € £

Payment Associations

$ € £

Processors/ Acquirers

Data Layer

  • Merchant Onboarding
  • Transaction Processing
  • Splits & Fees
  • Payouts Management
  • Buyer Wallet
  • Compliance & Risk Engine
  • Monitoring & Reporting

Amaryllis Platform – Acquirer Driven

slide-9
SLIDE 9

9

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

Positive momentum for CPMs:

  • Optimized Operational Platform
  • Increased Pricing flexibility
  • Improved Acquirer Buy Rate using standard platform
  • Stickiness with marketplace customer

Multiple Sellers

$ € £

Multiple Buyers

$ € £

Payment Associations

$ € £

Processors/ Acquirers CPM Custom Solution + Amaryllis

Modules

  • Merchant Onboarding
  • Transaction Processing
  • Splits & Fees
  • Payouts Management
  • Buyer Wallet
  • Compliance & Risk Engine
  • Monitoring & Reporting

Amaryllis Platform – CPM Driven

slide-10
SLIDE 10

10

MERCHANT ONBOARDING TRANSACTION PROCESSING RECONCILIATION PAYOUTS RISK & COMPLIANCE BILLING Progressive Underwriting Real Time Account Provisioning Multiple Accounts Hierarchies Differential Profiles Alternative Payment Methods Acquirer & Gateway Agnostic Aggregation & Multiple MID Multiple Splits per sub/account Unlimited Fees % and Fix Recurring Billing & Decline recycle Account-Based Agreements Activity Monitoring Configurable Alerts Seller/Buyer Pairing Fraud Scoring Unlimited Rights & Roles Definition End to End Transaction Lifecycle Visibility Automated Matching Multi Currency Matching Multiple Data Matching Multi Currency Customizable Payout Plans Differential Plans by Account Payout Rules by Split Type Rolling Reserve & Escrow

Modular Solution to Serve Complex Payment Models

PLATFORM PAYMENT MODELS

Since we are a SaaS Payment Platform, we make your business model the priority, while maximizing your current technology investments

ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

Reporting & Analytics supports all 6 modules

REPORTING & ANALYTICS

slide-11
SLIDE 11

11

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

  • Stripe Connect
  • Global PFac (FD)
  • Scoop (Elavon)
  • MarketPay (Adyen)
  • Infinicept
  • NMI
  • ProPay
  • Pivotal Payments
  • WePay (Chase)

Of all the so-called ‘players’ in the space we are the only solution:

  • Built from the ground up to

specifically address the needs

  • f 3rd party payment models.
  • That is modular to maximize

client existing investments.

  • With former executive

experience at 3rd party payment model organizations.

  • GlobalOnePay (nuvei)
  • PayVida
  • Limonetik
  • Payrix (Benchmark)
  • Finix
  • Vantiv/Litle (Worldpay)
  • Paypal
  • Acapture (Payvision)

How Unique is our Solution?

slide-12
SLIDE 12

12

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

GO-TO-MARKET

Target Banks, Acquirers, CPMs and related FinTech

Financial Institutions & Acquirers PSP / PF / Marketplaces ISO / Gateways ISV / VARs Consulting Firms

slide-13
SLIDE 13

13

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

Amaryllis ranks 10 out of 104 in the December 2018 PYMNTS.com “Payments Powering Platforms” rankings.

Amaryllis Named Top B2B Payments Platform by PYMNTS.com

About Payments Powering Platforms Tracker™ The PYMNTS.com Payments Powering Platforms Tracker™ evaluates payment providers across five primary criteria: merchant onboarding, payment processing, enablement and value added, risk management and compliance, and settlement/payouts. The Top 10 rankings are the highest scoring companies.

slide-14
SLIDE 14

14

PLATFORM PAYMENT MODELS

Whether you need a complete, end-to-end payments platform,

  • r single functionality, our

modular design allows you to implement only what YOU need and how YOU want it.

ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

slide-15
SLIDE 15

15

? QUESTIONS ?

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

slide-16
SLIDE 16

16

APPENDIX

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX MODULES

slide-17
SLIDE 17

17

Merchant Onboarding

Progressive onboarding with minimal data, supporting fast growth while controlling risk and compliance. Basic sub-merchant (Seller) data collected initially, additional information needed as risk profiles dictate.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS

Best in class CPMs control their Seller’s experience.

  • Seller Risk Profiles
  • Alert Notifications
  • Sub-Merchant (Seller) Onboarding
  • AML/KYC Checks

PARTNERS APPENDIX

Our open architecture and full suite of APIs allow CPMs to govern all merchant boarding decisioning.

MODULES

slide-18
SLIDE 18

18

AML/KYC Checks

  • Complete underwriting solution.
  • Sub-merchants checked against

OFAC and mandatory AML/KYC checks.

  • Define AML/KYC process and

requirements. Risk Profiles

  • Define multiple sub-merchant risk

profiles based on risk and compliance requirements.

  • Risk profiles include limitations on

transaction activity and payout plans.

  • Rolling Reserve & Escrow

Sub-Merchant Onboarding

  • Create multiple sub-merchant

verticals or hierarchies.

  • Quickly board sub-merchants.
  • Via APIs.
  • Collect personal, business, &

banking information. Alert Notifications

  • All sub-merchant boarding activity

can be tracked.

  • Platform defines events, notification

process, and reporting requirements.

  • Ability to create unique alerts.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Progressive onboarding with minimal data, supporting fast growth while controlling risk and compliance. Basic sub-merchant (Seller) data collected initially, additional information needed as risk profiles dictate.

Merchant Onboarding

MODULES

slide-19
SLIDE 19

19

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Progressive onboarding with minimal data, supporting fast growth while controlling risk and compliance. Basic sub-merchant (Seller) data collected initially, additional information needed as risk profiles dictate.

Merchant Onboarding

MODULES

slide-20
SLIDE 20

20

Transaction Processing

Accept any payment method including full support for global alternative payments methods. Currency pricing and conversion enables global e-

  • commerce. Full support for any CPM (Aggregation, Payment Facilitator,

ISO, Marketplace and other models). The freedom of choice when selecting your processing relationships!

  • Alternative Payment Methods
  • Acquirer & Gateway Agnostic (smart routing)
  • Multiple Processing Models
  • Multi-Currency

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Ultimate flexibility to choose the optimal processing relationships and lower transaction costs.

MODULES

slide-21
SLIDE 21

21

Alternative Payment Methods

  • Full support for global alternative

payments methods.

  • Single API integration

Multiple Processing Models

  • Full support for all CPMs.
  • Unique identifier for all Sellers

Acquirer and Gateway Agnostic

  • Optimize authorizations with Smart

Routing

  • Intelligent transaction routing via a

single point of integration Multi-Currency

  • Currency pricing and conversion
  • Dynamic Currency Conversion (DCC)

for global e-commerce.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Accept any payment method including full support for global alternative payments methods. Currency pricing and conversion enables global e-

  • commerce. Full support for any CPM (Aggregation, Payment Facilitator,

ISO, Marketplace and other models).

Transaction Processing

MODULES

slide-22
SLIDE 22

22

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Transaction Processing

Recurring Billing Multi- Currency Smart Routing

Accept any payment method including full support for global alternative payments methods. Currency pricing and conversion enables global e-

  • commerce. Full support for any CPM (Aggregation, Payment Facilitator,

ISO, Marketplace and other models).

MODULES

slide-23
SLIDE 23

23

Billing

Comprehensive billing engine supports the creation and management of multiple billing agreements, enable unlimited splits, and fees configurable at the Seller level. Fees can be calculated as a percent, fixed amount, or a combination of both. CPMs typically manage multiple unique business models.

  • Extensive Seller Account Management Tools
  • Multiple Billing & Invoicing Options
  • Numerous Split & Fee Configurations

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Create unlimited billing agreements or tailor a specific agreement for each of your business verticals.

MODULES

slide-24
SLIDE 24

24

Splits & Fees

  • Create and support unlimited splits and fees types per account
  • Configure multiple hierarchy and sub-merchant accounts
  • Fees can be calculated as a percent, fixed amount, or a

combination of both. Billing & Invoicing

  • Management tools for multiple recurring payments
  • Sophisticated decline recycle logic reduces declines

Seller Account Management

  • Create, modify, and change each account, including financial

information, service plan levels, clearing plans, billing plans, and payouts

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Billing

Comprehensive billing engine supports the creation and management of multiple billing agreements, enable unlimited splits, and fees configurable at the Seller level. Fees can be calculated as a percent, fixed amount, or a combination of both.

MODULES

slide-25
SLIDE 25

25

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Billing

Comprehensive billing engine supports the creation and management of multiple billing agreements, enable unlimited splits, and fees configurable at the Seller level. Fees can be calculated as a percent, fixed amount, or a combination of both.

Multiple Processing Models Multiple Fees

MODULES

slide-26
SLIDE 26

26

A CPM’s Risk & Compliance is critical!

  • Unlimited Rights & Roles Definition
  • Fraud Detection & Screening
  • Proprietary Alerts & Notifications
  • Lower CPM Risk Profile
  • Equates to Lower Fees
  • Optimal Risk Score

Risk & Compliance

Internal and external Risk and Compliance stakeholders need insight to qualify and quantify Buyer and Seller risk. All stakeholders can have complete access into our system at any time.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Instill confidence across all of your potential Risk & Compliance stakeholders.

MODULES

slide-27
SLIDE 27

27

Fraud Detection & Screening

  • Fraud detection engine identifies,

manages, and prevents suspicious fraudulent activity

  • Rules-based scoring includes an

unlimited combination of rules.

  • Account ratios provide constant

monitoring. Proprietary Alerts & Notifications

  • Configurable alerts based on

multiple parameters

  • Triggered by transactional and

account activities

  • Alert notification via email, SMS,

and API

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Unlimited Rights & Roles Definition

  • Allow access to Sellers, Acquirers &

Card Associations

  • Complete internal controls on user

rights and access Lower CPM Risk Profile

  • Risk equates to cost for Acquirers
  • A CPM with a lower risk score can

negotiate lower fees

Risk & Compliance

Internal and external Risk and Compliance stakeholders need insight to qualify and quantify Buyer and Seller risk. All stakeholders can have complete access into our system at any time.

MODULES

slide-28
SLIDE 28

28

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Risk & Compliance

Fraud Detection & Screening Rights & Roles Risk Scoring Engine

Internal and external Risk and Compliance stakeholders need insight to qualify and quantify Buyer and Seller risk. All stakeholders can have complete access into our system at any time.

MODULES

slide-29
SLIDE 29

29

Reconciliation

Provide an automated day-to-day reconciliation with support for an unlimited number of processors and banking partners. CPMs need to reduce the time spent on reconciliation.

  • Automated Transaction Matching
  • Interchange Optimization
  • End-to-End Transaction Lifecycle
  • Exception Processing Management

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Reduce the heavy lifting of your reconciliation team with automation!

MODULES

slide-30
SLIDE 30

30

End-to-End Transaction Lifecycle

  • Full transaction visibility from Acquirer to Seller to payout
  • Reconciliation for sales, fees and Seller payouts

Automated Transaction Matching

  • All transactions are matched based on Seller or Acquirer
  • Multi-currency and data matching capabilities

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Interchange Optimization

  • Reconcile daily interchange by Seller
  • Automate Seller billing adjustments

Exception Processing management

  • Automated day-to-day reconciliation and monitoring for

any exceptions or mismatches

Reconciliation

Provide an automated day-to-day reconciliation with support for an unlimited number of processors and banking partners.

MODULES

slide-31
SLIDE 31

31

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Reconciliation

Exception Processing management Automated Transaction Matching Interchange Optimization

Provide an automated day-to-day reconciliation with support for an unlimited number of processors and banking partners.

MODULES

slide-32
SLIDE 32

32

Ultimate payout flexibilities are a MUST.

  • Unlimited Seller Payout Options
  • Payment Frequency
  • Split Payouts
  • Escrow Capabilities

Payouts

Manage, approve, and perform payouts in a controlled and role-based process. Payouts can be configured for automatic processing or manual approvals.

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

The market is full of limited payout options.

Amaryllis enables CPMs with unlimited payout options!

MODULES

slide-33
SLIDE 33

33

Unlimited Seller Payout Options

  • Create and define Seller payouts
  • Multiple Seller account DDA funding
  • ptions supported
  • Payout approvals automated or

manual Payment Frequency

  • Define payout dates and funding

amounts

  • Create payout instructions for

internal and 3rd party solutions

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Escrow Capabilities

  • Customized reserve management

capabilities based on business needs

  • Payouts held in escrow or disbursed
  • n a rolling basis

Split Payouts

  • Support for multiparty split

payments

  • Payouts for dollar amount or

percentage or a combination of both

Payouts

Manage, approve, and perform payouts in a controlled and role-based process. Payouts can be configured for automatic processing or manual approvals.

MODULES

slide-34
SLIDE 34

34

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Payouts

Payout Control Multiple Fees Payouts by Sub-Account

Manage, approve, and perform payouts in a controlled and role-based process. Payouts can be configured for automatic processing or manual approvals.

MODULES

slide-35
SLIDE 35

35

Reporting & Analytics

If a CPM can’t see it, they can’t manage it.

  • Real-time Dashboards
  • Easy Access to all Data Points
  • Unlimited Report Configurations
  • Card Association Required Reports

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Control all data points and create the reports specific to your business needs.

MODULES

Management dashboard provides end-to-end reporting and analysis with easy access to all payment-related data. Aggregated and Seller reporting for all transaction data.

slide-36
SLIDE 36

36

Real-time Dashboards

  • Transactions by Acquirers
  • Payout funding for all verticals
  • Reconciliation status
  • Payment by country

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Reporting & Analytics

Access to All Data Points

  • Complete access to all

transaction data: sales, fees and Seller payout

  • Use predefined reports or create

reports Report Configurations

  • Full suite of standard reports
  • Configure tailored reports

based on your business needs

  • Access all data via APIs and

load in 3rd party systems Card Association Reports

  • Support for all required Card

Association reports

  • Define report requirements

and set email deliver definitions

MODULES

Management dashboard provides end-to-end reporting and analysis with easy access to all payment-related data. Aggregated and Seller reporting for all transaction data.

slide-37
SLIDE 37

37

PLATFORM PAYMENT MODELS ABOUT AMARYLLIS PARTNERS APPENDIX

Reporting & Analytics

Detailed Transaction Reporting Access to All Data Points Report Configurations

MODULES

Management dashboard provides end-to-end reporting and analysis with easy access to all payment-related data. Aggregated and Seller reporting for all transaction data.