Can RLP (Rural Livelihood Project) and WSP (Water & Sanitation Project) collaborate? Shouvik Mitra Consultant SASDL - WB
Understanding RLP • Broad objectives – Targeting the poor, poorest and most vulnerable – Inclusion of poor in institution and leadership functions – Promote and Co-create strong institutions of the poor – Financial inclusion ( not only in terms of bank account opening but credit, savings, insurance and remittances) – Strengthening livelihood portfolios of the poor by intervening in pro poor livelihood value chain – Streamline last mile service delivery – Ensuring access to entitlements Knowledge Sharing Forum What works at scale? Distilling critical success factors for scaling-up rural sanitation
Targeting of the poor and EPVG (Extremely Poor and Vulnerable Group): Looking beyond BPL • Process – Habitation/ village level process of participatory identification of poor (PIP) – Community decided local (?) indicators • Food insecure, PWD/ single women/ widow as the main wage earner, Land less, forced migration, asset less, vulnerable, sunk in credit trap, chronic health issue – Validation at gram sabhas • Implementation – Priority for identified during credit disbursement, special fund, etc – Leadership positions reserved • Monitoring – Segregated monitoring of the data - social inclusion, financial inclusion, impact, etc
Community Institution Structure One Woman From Member Member Member Member Member each HH 10-20 Members SELF HELP GROUP (5-20 in case of (SHG) Differently abled members) CLUSTER LEVEL 5- 15 SHGs 1 CRP - CM FORUM (CLF) (1 to 2 Villages) 1 CC GRAM PANCHAYAT LEVEL Representatives 1 MBK FEDERATION (GPLF) of Member CLFs Representatives 4 BPFT Members BLOCK LEVEL of Member GPLFs FEDERATION (BLF) 4
INSTITUTIONS OF POOR 5 office bearers in GPLF- 2 from Poor/EPVG/Tribal Procurement category. Financial 6 Functional Livelihoods GPLF Committees 6 functional Participatory Poor / / Group committees at EPVG/ EP / Monitoring Leader Leader Tribal ibal GPLF- 1 must be a Poor/EPVG/ Tribal 2 Sub committees Social Action SHG Monitoring CLF CLF
Level Activities • Thrift and interloaning - loan utilization for consumption smoothening • individual HH level planning , • investment – consumptive purposes ( food, education, health SHG expenses, shelter, water sanitation) and productive purposes (asset creation, working capital for petty business and agriculture) • monitoring end usage of loan, timely repayment, mutual support • Platform for the SHGs • support and monitoring the quality of SHGs CLF • Forwards agenda of inclusion and entitlements Financial intermediation – Project Fund an Bank credit Financial portfolio management GPLF Inclusion agenda, monitoring, livelihood support, convergence and access to entitlements/ services
Household analysis and Micro Investment Plan Financial & Non-Financial Needs including entitlements Assets N SHG Income Risk & Vulnerability E M E HOUSEHOLD I D ANALYSIS P Anal Liability Expenditure ysis Funding through CIF and Bank Linkage
MSR/YKR MF OPERATIONS OF NABARD IN ANDHRA PRADESH
GPLF Bank CLF Fund/ Loan transferred Monitoring of to SHG acc Loan usage, Credit Disbursed timely Fund/ Loan application repayment and Loan Application to Bank peer pressure in case of willful default SHG level SHG SHG prioritization HH level planning
Loan Utilization Bihar Odisha (Jeevika) (TRIPTI) Health = 29% Health = 17% Sanitation = 4% Sanitation = 6%
Entitlement Flow • Planning at HH level – financial and nonfinancial ( including entitlements) • Prioritization for poor and EPVG SHG • Need consolidation • Plan verification • Plan and Need consolidation CLF • GP level plan/ need consolidation ( entitlement gap analysis) • Convergence discussion initiated with stakeholders • Schemes, services, entitlements channelized ( NREGS, PDS, Pensions, GPLF etc) • Monitoring of services and entitlement gap at regular interval
But how is this related to WSP….? • Individual Household plan increasingly reflecting demand for investment in – Clean drinking water ( hand pump installation, piped water, water purifier, etc) – Toilet and Bathroom construction • Better targeting for subsidy/ grant movement • Existing community Institution – Taking forward the agenda of W & S in many GPLFs/ VOs – Linkage with mainstream govt. agencies for W&S
Ways forward for W&S in RLP • Present endeavor - organic but not in the mainframe • Progress to be tracked and focused intervention strategy to be designed • Learning from other agencies ( Gram Vikas, PRADAN, etc) to be incorporated
THANKS shmitra.75@gmail.com ; smitra4@worldbank.org 91-9777-315-125
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