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30 November 2012
Agenda
- Page 1
Agenda Page 1 - - PowerPoint PPT Presentation
Agenda Page 1 - - PowerPoint PPT Presentation
Heartland New Zealand Limited Annual Meeting 30 November 2012
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SLIDE 3
Chairman’s Overview
- Page 2
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- Notable Milestones
Page 3
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- Performance and Overview
Page 4
SLIDE 6
- Financial Year Overview
- (NZ$m)
(NZ$m)
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- Balance Sheet Summary
- (NZ$m)
(NZ$m)
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- Net Finance Receivables
& Operating Income
- 2,500.0
100 90 80 70 60 50 40 30 20 10 2,000.0 FY 2011 $70m
41 17 2 10 1
FY 2012 $95m
45 21 19 6 3
FY 2011 $1,707m
1,002.4 476.4 76.0 152.6
FY 2012 $2,078m
954.8 478.6 104.7 540.2
1,500.0 $m $m 1,000.0 500.0
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Funding and Liquidity Overview
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- Solid Funding Base
- $650m
$1,625m $375m
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- Liquidity
- 21%
29% 50%
- $24m
Registered Bank Securities
- $335m
Undrawn Securitisation and Bank Facilities
- $90m
NZ Cash with Registered Banks
SLIDE 12
Divisional Overview
Page 11
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- Business at
a glance
- Business Division
Page 12
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- Rural Division
Rural at a glance
- Page 13
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Retail & Consumer Division
- Retail
- Consumer
Growth driven by extended reach
- Page 14
Retail & Consumer at a glance
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Non-Core: Property
- Non-core: Property
at a glance
- 2012
2011
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Bank Registration Update
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Strategy Update
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- Above all we will be different
How is Heartland Positioned?
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- Strategic Advantage
- Securing Valuable Niches
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NEEDS
- Supporting New Zealand
Families & the Productive Sector
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Starting out
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A home
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Building a livelihood
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Planning for the future
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- The next generation
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Wellbeing
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- Enjoying your retirement
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- Guidance
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- Resolutions
& General Business
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- Election of Directors
SLIDE 32
- Auditor
Page 31
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General Business
Page 32
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