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ENROLLMEN T
PRESENTATION
Health Insurance Renewal HSA and VEBA Information Changes for 2019-20: Four-tier pricing & Fitness discount Enrollment and Implementation
2019-2020 HEALTH INSURANCE OPEN ENROLLMENT Health Insurance - - PowerPoint PPT Presentation
2019-2020 HEALTH INSURANCE OPEN ENROLLMENT Health Insurance - - PowerPoint PPT Presentation
WILLMAR ISD #347 2019-2020 HEALTH INSURANCE OPEN ENROLLMENT Health Insurance Renewal OPE Changes for ENROLLMEN N 2019-20: Four-tier pricing & Fitness PRESENTATION T discount HSA and VEBA Information Enrollment and
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2019-20 HEALTH PLAN CARRIER:
SERVICE COOPERATIVE (BCBS)
- Insurance Committee’s represented
groups voted unanimously to stay
- 3% premium cost increase
- All plans are remaining unchanged
- Open access pharmacy and provider
network continuing
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HEALTH PLAN
CHANGES
JULY 1, 2019
4-Tier Rates Fitness Discount Wellness Dollars
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- Effective 7/1/19: No $20 Gym Membership
Reimbursement
- Effective 7/1/19: Replacing Fitness
Discount with “ShareCare”
2019-20 HEALTH INSURANCE CHANGES
FITNESS DISCOUNT
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New Fitness Discount Program:
- Tracks all activities in steps
- Syncs to a Fitbit device or allows
manual entry
- Converts almost any activity to steps
- 210,000 steps in a month meets the
minimum step goal
- $20 Target gift card for meeting monthly
step goal
- Up to TWO individual adults per family
(if on the health plan)
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- Effective 7/1/18: Up to $500 in VEBA
contributions available for completing two activities + partaking in the screening
- Effective 7/1/19: $500 in VEBA
contributions continued for next year
2019-20 HEALTH INSURANCE CHANGES
WELLNESS INCENTIVE
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Plan Choice Considerations HSA or VEBA
Electing Health Savings Account
- Can only be paired with Plan #3 and Plan #4
- Employee can contribute their own funds into an HSA -
$3500(s)/$7000(f) - 2019
- HSA funds can be used for a spouse or child REGARDLESS of Single or
Family group coverage
- Any VEBA or Flexible Spending Account (FSA) must be “limited use”
- nly for non-health insurance items (Dental, Vision, Daycare, etc.)
- Conflict with “other coverage” (Spouse’s plan, Tricare, Medicare)
- Upon retirement, funds cannot be used to pay individual market
premiums (Medicare premiums okay).
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Plan Choice Considerations HSA or VEBA
Electing VEBA
- Available with all four plans.
- No employee contribution allowed
- VEBA funds can only be used for a spouse or dependent if you carry
family coverage OR if your spouse/dependents have other group coverage
- Can have a full Flexible Spending Account
- Can have “other coverage” (Medicare, Tri-Care, or spouse’s plan)
- Can only be used for non-health insurance expenses like dental and
vision if also contributing to an HSA
- Funds can be used for individual or group insurance AND Medicare
upon retirement
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HEALTH INSURANCE OPEN ENROLLMENT
- Willmar.easecentral.com
- Link also on WPS website
- Enter Email address and
password
- Click “Login”
1
Login to EaseCentral
2
Complete
- nline benefit
selection and E-sign
3
Plan changes will begin July 1st
4
Deductibles and Wellness
- Everyone must
complete
- Determine HSA or VEBA
- Due by May 22nd
- New ID card will
arrive if making plan changes.
- Payroll deductions
begin in June
- Deductibles do not
reset until January 1
- Fitness discount
terminates
- Sign up for ShareCare
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$20 Target gift card for hitting 210K step goal
SHARE CARE
Free access to a weight loss and diabetes prevention program
OMADA
Free online counseling sessions, and behavioral therapy
LEARN TO LIVE
Get financial reimbursements for making smart healthcare decisions
VITALS SMARTSHOPPER
BCBS VALUE ADDS
Help staying healthy
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ENROLLMEN T
PRESENTATION Justin Kroeger: Benefit
Consultant
Justin@FlexBenMN.com
Phone: 320-864-3525 Connie Jensen: Benefit
Specialist
jensenc@willmar.k12.mn.us